Working with the ACH module

Click a row in the Payments Search list.

Payment information displays in the Payment Details area:

Column	Description
Ref ID	Payment Ref ID
Partner	Partner the payment is associated with. Note: Click the partner name to view details on the partner.
Status	Payment status. displays when a NOC (Notification of Change) was sent for the payment. displays when the payment has a linked ACH return.
Trans Type	Transaction type (Push/ Pull)
Completed	Time and date the payment completed (MM/DD/YY)
Settlement Date	Date payment will settle in the receiver's account
Rejected	Time and date rejected
Rejection Reason	Rejection reason description
Reason Code	Code representing the rejection reason
SEC	SEC (Standard Entry Class) code of payment
Direction	Payment direction (Inbound/ Outbound)
Service	Service type (SameDay/ Standard)
Created	Date and time the payment was initiated (MM/DD/YY)
Source	Payment source. For Inbound payments the value is File, and for outbound payments this is either API or Partner Portal.
Hold Days	Number of days the credit to an account, for an outbound pull payment, is held. Note This field applies to outbound pulls only.
Client Identifier	Optional field used for idempotency handling
Product	Name of product that you're contracted for. Click to view your product.
Posting	Posting status of payment and account number associated with it. Note You can click the account number to view the account details. displays for a single posting. displays for an aggregate posting. This refers to the posting of a transaction which is the sum of all debits and credits included in the distribution.
Posting Code	The related CR system transaction status
Trace #	Unique number assigned to transaction, includes the Nacha trace number
Data	Entity discretionary data on payment
Type	Payment type
Direction	Payment direction (Inbound /Outbound)
Amount	Payment amount
DESC	Payment description
Effective	Effective payment date (YYMMDD)
Purpose	Purpose of payment
Addenda	Payment related information
Originator
Routing #	Originator routing number
Account #	Originator account number
Account Type	Originator account type
Name	Originator name
Identification	10-digit identification number for the originator
Receiver
Routing #	Receiver routing number
Account #	Receiver account number
Account Type	Receiver account type
Name	Receiver name
Identification	Receiver identification. Corresponds to the Individual Identification Number Nacha field.
Data	Company discretionary data. Corresponds to the Nacha discretionary data field.
WEB Details
Payment Type	Single or Recurring Payment (S/ R)

The ACH Holds tab displays information on any holds on the ACH payment:

Column	Description
STATUS	Status of hold placed on payment
TYPE	Type of hold placed on payment
DESCRIPTION	Description of hold
CLEARED
REASON	Reason for hold
NOTES	Notes on hold

Place Hold

1. Click , and then select Place Hold.

2. In Place Manual Hold dialog enter information in the Description box.

3. Click Place Hold.

View Receipt

1. Click , and then selectView Receipt.

2. Validation Receipt displays in the dialog.

3. Click Dismiss to close.

The Memo Posts tab displays information on memo posts for an ACH payment:

Column	Description
DATE	Date of memo post
TRACE #	Unique core trace number of transaction associated with the memo post
SUB LEDGER	Sub ledger account number memo post applies to
DESCRIPTION	Description of memo post
CODE	Transaction code of payment
AMOUNT	Payment amount

Click and enter the relevant search parameters.

If your ACH configuration is set to aggregate, individual transaction details will not display.

Click in the dialog to see theTransaction Details

Column	Description
TRACE #	Unique core trace number of transaction associated with the memo post
STATUS	Status of transaction
DATE	Date of memo post
DEBIT ACCOUNT	Debit account number
CREDIT ACCOUNT	Credit account number
CODE	Transaction code of payment
DESCRIPTION	Description of memo post
RAIL	Rail used for transaction
AMOUNT	Transaction amount

Cancel Payment

For a pending payment:

1. Click Cancel Payment. The Cancel Payment? dialog displays:

Are you sure you want to cancel this payment? This action cannot be undone.

Note
Clicking Cancel in the dialog will cancel the payment.

2. Click Cancel/Confirm.

3. If applicable, enter information in either the Internal Only Note or Partner Note fields, or both. Select Same as Internal Note to use the same text for both notes.

Nacha View

The search results display in the Transaction Nacha View dialog.

Column	Description
Batch Header
SEC	Standard Entry Class(SEC) for payment
Company Name	Company name of originator
DESC	Description
Effective Date	Effective date of payment (YYMMDD)
Orig Status Code	Originator status code
Batch #	Batch number
Desc Date	Date the description was entered
Settlement Date	Settlement date of payment
DFI Identification	Deposit Financial Institution(DFI) identification
Entry
Transaction Code	2-digit code identifying the account and transaction type
DFI Account	Receiver account number
Identification	Receiver identification , corresponds to Nacha Individual Identification Number field
Discretionary	Corresponds to Discretionary Date field
Trace #	Unique core trace number of payment
Receiving DFI	Receiver routing number
Amount	Payment Amount
Receiver Name	Name on receiver account
Addenda Indicator	Whether addenda information exists
Nacha	Nacha message for payment

View Webhooks

Click chan to toggle the search fields and enter your search criteria. Click Search.

Column	Description
EVENT	Payment event
STATUS	Expired, Failed, Pending, Success
CREATED	Time and date of event creation
ATTEMPTED	Time and date of event attempt

Click to open the Webhook Event Dialog.

Click to open the Webhook Event Detailsdialog.

Click resource to display further details.

Column	Description
STATUS	Expired, Failed, Pending, Success
ATTEMPTED	Time and date of event attempt
CALLBACKURL	The API call URL
ELAPSED	Time elapsed in milliseconds
CODE	Accepted/ Rejected
IS RESEND	Yes / No

Click Callback url to view Log Details.

View Notes

This dialog displays any Notes on ACH payments:

Field	Description
DATE	Note creation date
SUBJECT	Note subject
AUDIENCE	Note audience (Internal / Partner)
CREATED BY	COS user who created the note
Body	Note text

You can also add a note as follows:

1. Click Add Note

2. Enter the information into the fields in the Create New Note dialog.

3. Click Submit.The new note displays in the Notes dialog.

In the Client Batch Search screen, click an entry to view a particular batch.

Details of the client batch displays:

Client Batch Details

See the ACH Overview to learn more about client batches.

Column	Description
Ref ID	Search for client batch by ID
Account	Account number
Partner	Partner name
Payment Count	The number of unique payments in the batch (up to 5000)
Debit Total	The total amount to be credited to the originator account
Created	Time and date batch created (EST)
Imported	Time and date batch imported (EST)
Status	Processing, Imported, Canceled
Product	Partner product
Import Count	How many payments have been processed at the time of the query
Credit Total	The total amount to be debited from the originator account
Last Modified	Time and date batch last modified

Payments ACH Payments

Column	Description
Ref ID	Transaction reference ID
TRACE #	Nacha trace number
STATUS	Payment status
POSTING	Inbound /Outbound
TYPE	Code for posting transaction
PARTNER	Date and timestamp of payment
ORIGINA	Payment originator
RECEIVER	Payment receiver
SEC	SEC Code
TRANS	Transaction (Pull / Push)
AMOUNT	Dollar amount

Client Batch Tasks

1. Click Cancel Batch to open the dialog.

2. Click No/Yes.

Column	Description
Ref ID	Payment Ref ID
Partner	Partner the payment is associated with. Note You can click the partner name to view partner details.
Status	Payment status. displays when a NOC (Notification of Change) was sent for the payment. displays when the payment has a linked ACH return.
Trans Type	Transaction type (Push/ Pull)
Completed	Time and date of hold completion
Reason Code	Reason code linked to ACH return or NOC
SEC	SEC (Standard Entry Class) code of payment
Direction	Inbound/ Outbound
Service	Service type (SameDay/Standard)
Created	Date and time the payment was initiated
Source	Payment source. For Inbound payments the value will always be “File”, and for outbound payments the value will always be “API” or “Partner Portal”.
Hold Days	Number of days the credit to an account for an outbound pull payment is held. Note This field applies to outbound pulls only.
Client Identifier	Use this attribute to add your own unique identifying string to a payment call or COS record. This attribute is useful for idempotency purposes.
Product	Product associated with payment
Posting	Posting status of payment and account number associated with payment. Note You can click the account number to view the account details. indicates a single posting
Trace #	Unique core trace number of payment
Data	Company discretionary data on payment
Type	Payment type
Direction	Payment direction (Inbound / Outbound)
Amount	Payment amount
DESC	Payment description
Effective	Effective date of payment (YYMMDD)
Purpose	Purpose of payment
Addenda	Addenda information included in payment
Originator
Routing #	Originator routing number
Account #	Originator account number
Account Type	Originator account type
Name	Originator name
Identification	10-digit identification number for originator
Data	Company discretionary data
Address	Address 1-3 of originator
City	City of the originator
State	State of the originator
Country	Country of the originator
Receiver
Routing #	Receiver routing number
Account #	Receiver account number
Account Type	Receiver account type
Name	Receiver name
Identification	Receiver identification, corresponding to “Individual Identification Number” Nacha field
Data	Company discretionary data
Address	Address 1-3 of receiver
City	City of receiver
State	State of receiver
Country	Country of receiver
IAT Originating Bank. These fields are for international transactions only:
Name	Name of the bank where the transaction originated
Identification	The originating bank identification
Country	The country code of the originating bank
IAT Receiving Bank. These fields are for international transactions only:
Name	Name of the bank where the transaction is received
Identification	The receiving bank identification
IAT Correspondent Bank 1. These fields are for international transactions only:
Name	Name of corespondent bank
Identification	The correspondent bank identification
Country	The country code for the correspondent bank

Payment Details

Notes on payment holds display here.

Hold Details

OFAC Scan: displays if hold has either been Cleared or Escalated.

To originate an ACH payment:

1. Select the ACH tab.

2. Click Originate Payment to open the Originate Payment screen.

3. In the Originate Payment area, enter the payment details in the fields:

   Note

   Aside from the fields described here, other fields may be displayed depending on your selection of the value for the SEC Code field.

   Field	Description
   SEC Code	SEC (Standard Entry Class) code for payment
   Originator Account	Originator account number
   Override Originator	Yes /No If Yes then Originator Name, Originator Identification and Originator Data display.
   Receiver Routing #	Receiver account routing number
   Receiver Account	Receiver account number
   Receiver Name	Name on receiver account
   Receiver Identification	Identification string receiver account.
   Transaction Type	Transaction type (Push/Pull)
   Service Level	Service type (Standard/ SameDay)
   Description	Payment description
   Purpose	Payment purpose
   Client Identifier	Use this attribute to add your own unique identifying string to a payment call or COS record. This attribute is useful for idempotency purposes.
   Amount	Payment amount
   Addenda	Addenda for payment

4. Click Originate Payment.

   The payment details display in the ACH Payment Information screen.

Originations

1. Click the Originations tab to simulate an inbound origination and enter required information:

   Field	Description
   SEC Code	SEC (Standard Entry Class) code for payment
   Originator Routing Number	Originator account number
   Originator Name	Originator name
   Originator Identification	Originator identification number
   Originator Data
   Receiver Account	Receiver account number
   Receiver Name	Name on receiver account
   Receiver Identification	Receiver identification number
   Transaction Type	Transaction type (Push/ Pull)
   Service Level	Service type (Standard/ SameDay)
   Description	Description
   Amount	Payment amount

2. Click Originate Payment