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Documentation Portal

We're powering the future of financial services with solutions for Marketplace lenders, banks, fintech, and more.

Welcome to Cross River Docs!

Get information on our products from our APIs and Guides and Tutorials.

Solutions built for developers

Access our sandbox environment and try out our APIs. Cross River’s solutions are ready to power the banking, payments, and lending services you need to scale.

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curl -X POST
--header 'Content-Type: application/json'
--header 'Accept: application/json'
--header 'Authorization: Bearer <token>'
-d '{ \
  "accountNumber": "2553179843",
  "amount": 15000,
  "creditor": {
    "routingNumber": "011000138",
    "accountNumber": "456789000",
    "name": "Corey Hendly",
    "addressStreetName": "Spooner St",
    "addressBuildingNumber": "34",
    "addressCity": "Quahog",
    "addressState": "RI",
    "addressPostalCode": "00093",
    "addressCountry": "US"
  },
  "purpose": "gift money"
}

View API references for RTP

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curl -X POST 
--header 'Content-Type: application/json'
--header 'Accept: application/json'
--header 'Authorization: Bearer <token>'
-d '{ \
{
  "partnerId": "ad475a30-5c89-406d-9a3e-103aa38c3ba0",
  "name": {
    "prefix": "Mr.",
    "firstName": "John",
    "middleName": "Robert",
    "lastName": "Smith",
    "suffix": "Jr.",
    "preferredName": "Jim"
  },
  "classification": "Personal",
  "profile": {
    "regO": false,
    "citizenshipCountryCode": "US",
    "politicallyExposedPerson": false,
    "enableBackupWithholding": false,
    "backupWithholdingPercent": 0,
    "taxIdType": "Ssn",
    "taxId": "123456789",
    "birthDate": "1965-09-15",
    "riskRating": "Low",
    "privacyOptOut": true
  }
}' 'https://sandbox.crbcos.com/Core/v1/cm/customers'

View API references for Customer Management

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curl --location
-X POST 
-H 'Content-Type: application/json' \
-H 'Authorization: {Bearer token}' \
-d '{
  "accountNumber": "2608927303",
  "customerId": "2b15a695-13dc-4b10-b4e5-af5b0138873c",
  "configurationId": "a6b5a94c-f8f9-462b-8ce8-afa400f5b640",
  "firstName": "John",
  "middleName": "Jacob",
  "lastName": "Smith",
  "suffix": "Jr",
  "phone": {
    "phoneType": "Home",
    "phoneNumber": "2015551234"
  "emailAddress": "john@abccompany.com"
  "shippingAddress": {
    "street1": "123 Maple Lane",
    "street2": "Apt. 1",
    "city": "New York",
    "state": "NY",
    "postalCode": "10025",
    "countryCode": "US"
  },
  "billingAddress": {
    "street1": "123 Maple Lane",
    "street2": "Apt. 1",
    "city": "New York",
    "state": "NY",
    "postalCode": "10025",
    "countryCode": "US"
  },
  "nameOnCard": "John J. Smith, Jr.",
  "shippingType": "Normal",
} 'https://sandbox.crbcos.com/cardmanagement/v1/cards'

View API references for Cards & Accounts

Lending as a Service

Robust set of API calls to create, update, and manage your loans.