ACH

cross river delivers payments through the automated clearing house (ach), a common electronic payment method usually used for direct deposits of paychecks and bill payments ach is governed by nacha , the national automated clearinghouse association when you transfer funds by ach via cross river, you quickly originate and receive domestic ach payments either as a single payment or in batches we provide payment validation through our platform before releasing payments to the federal reserve what cross river offers settlement priority payment types and payment types settlement options same day transactions are processed and settled on the same business day while standard are processed and settled the next business day credit transactions may be processed up to two business days prior to settlement day batched payments you can send multiple payments in a single api call find out more send and receive payment types participant roles payment settlement time windows sec codes ach in cos explorer tutorials see our tutorials to learn how to send an ach payment send a client batch simulate inbound ach payments