SEC codes

a sec code indicates the standard entry class required by {{nacha}} for every ach transaction when you originate an ach payment by api, you enter this code in the seccode field of the request the table below explains common sec codes learn more about sec codes on the nacha website your operations support team will guide you about which sec code to use based on the use case you support code description ccd cash concentration or disbursement payments between corporate entities iat international ach transaction (payments with an international leg) enr automated enrollment entry a non monetary entry that triggers the origination of ach credit or debit transactions to the account holder at the {{fi}} the enr process allows fis to transmit information to federal government agencies, on behalf of their account holders, that serves as an enrollment for either ach credit or debit activity pos point of sale payments ppd prearranged payments to consumers tel payments initiated by telephone web payments initiated via the internet