Payments
Wires
5 min
as part of the industry wide transition to iso 20022, fedwire will adopt this new messaging standard on july 14th, 2025 we are introducing new api validations across different wire message types these validations ensure compliance, ensure data accuracy, and improve processing accuracy see important wires api update docid utngko5vrx e3rob id8 for details on the new validations launched in april 2025 to our sandbox environment use wire transfers for both domestic and international usd payments you or your customer can transfer money electronically to a recipient and a recipient can access the money, typically the same day wire transfers go through fedwire ® , operated by the u s federal reserve at cross river, both inbound and outbound international wire transfers go through a domestic intermediary bank to send or receive international wires in usd, you must contact the beneficiary bank to get the needed wire transfer information get api credentials with cross river apis once you have access to our sandbox environments you can access these api endpoints in the wires module through swagger links get calls add query parameters to filter the response the api returns to general get calls use pagination docid 6ekvquywevh9x4zxmuklj to control presentation of your results this table presents apis that we describe in detail true false 158,269false unhandled content type false unhandled content type false unhandled content type false unhandled content type false unhandled content type false unhandled content type false unhandled content type false unhandled content type false unhandled content type false unhandled content type false unhandled content type false unhandled content type false unhandled content type false unhandled content type false unhandled content type related topics webhook events request and response codes error codes tutorials send a wire payment originate a wire payment send a drawdown request request a wire payment from an external account respond to a drawdown request respond to a request for payment sent from an external account simulate inbound ach payments test the system with our simulation endpoints you can also use this endpoint to fund a test account