API overview

1min

With Cross River’s banking platform and robust API sets, you can build a personalized banking solution that aligns with your business objectives and customer needs. Our suite of services, including Bank Rails, Card Payments, Card Issuing and Digital Lending, provides a comprehensive set of tools for you to grow your business and manage risk. You can test our APIs using tools like cURL or Postman in our sandbox environment, allowing you to build a custom solution that fits your requirements.

Our webhooks provide real-time notifications to your system, eliminating the need for API polling to track account changes and updates. Each of our products comes with specific webhook events, allowing you to stay updated on any changes.

Explore our APIs

Bank rails

Accounts

Card payments

Card issuing

Digital lending

ACH

Accounts

Card management

Card issuing

Create a loan

Instant Payments

Checks



Add loan documents

Subledgers



Get loan details

Wires

OFAC screening



Update a loan

XPay















Cancel a loan









Payment rails



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Updated 07 Oct 2024
Doc contributor
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