API overview

1min

With Cross River’s banking platform and robust API sets, you can build a personalized banking solution that aligns with your business objectives and customer needs. Our suite of services, including Bank Rails, Card Payments, Card Issuing and Digital Lending, provides a comprehensive set of tools for you to grow your business and manage risk. You can test our APIs using tools like cURL or Postman in our sandbox environment, allowing you to build a custom solution that fits your requirements.
Our webhooks provide real-time notifications to your system, eliminating the need for API polling to track account changes and updates. Each of our products comes with specific webhook events, allowing you to stay updated on any changes.
Explore our APIs
Bank rails
Accounts
Card payments
Card issuing
Digital lending
﻿ACH﻿ 
﻿Accounts﻿ 
﻿Card management﻿ 
﻿Card issuing﻿ 
﻿Create a loan﻿ 
﻿Instant Payments﻿ 
﻿Checks﻿ 
﻿Transaction management﻿ 
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﻿Add loan documents﻿ 
﻿International Payments﻿ 
 Subledgers﻿﻿
﻿Foreign exchange rates﻿ 
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﻿Get loan details﻿ 
﻿Wires﻿ 
 
﻿OFAC screening﻿ 
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﻿Update a loan﻿ 
﻿XPay﻿ 
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﻿Request new payment rails﻿ 
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﻿Cancel a loan﻿ 
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﻿Payment rails﻿ 
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Bank rails	Accounts	Card payments	Card issuing	Digital lending
ACH	Accounts	Card management	Card issuing	Create a loan
Instant Payments	Checks	Transaction management		Add loan documents
International Payments	Subledgers	Foreign exchange rates		Get loan details
Wires		OFAC screening		Update a loan
XPay				Request new payment rails
				Cancel a loan
				Payment rails

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Updated 20 Nov 2024

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API basics