Drawdown request

API reference

Request a payment from an external bank, to be sent by wire.

Endpoint: /wires/v1/payments/corporate-drawdown-requests

POST

https://sandbox.crbcos.com/wires/v1/payments/corporate-drawdown-requests

Body Parameters

accountNumberstringrequired
Description
The account number being used to originate the outbound wire drawdown request .
originatorobject
Description
Originator of the payment. When calling the API, the originator on the outbound wire is either Cross River by default or the name of the account, depending on the configuration of your product.
- idCodestringrequired
  Description
  Always use "D" for this field for the idCode object.
- identifierstringrequired
  Description
  Identifier for the party sending the wire. For outbound payments where originator details are submitted with the payment request, this is the customer account number. Otherwise, the system automatically populates this field.
- namestringrequired
  Description
  Originator name. Maximum 140 characteres.
- postalAddressobject
  Description
  Postal address details of the party involved - this is the NEW ISO20022 format for address information and should be used instead of the deprecated address lines
  - adrLine1stringrequired
    Description
    Max 35 chars
  - adrLine2string
    Description
    Max 35 chars. If adrLine2 is provided, then adrLine1 must not be blank
  - countrystringrequired
    Description
    2 character country ISO country code. For example US, GB
  - statestring
    Description
    2-char state. For example NY, FL
  - postalCodestring
    Description
    Max 15 chars
  - citystringrequired
    Description
    Max 35 chars
- address1string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the street address.
- address2string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the city, state, and postal code.
- address3string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters for any information, for example, country code or information related to the wire.
receiverRoutingNumberstringrequired
Description
The 9-digit Fedwire routing number of the financial institution receiving the wire drawdown request. The ABA directory provides financial institution routing numbers.
drawdownCreditAccountNumberstringrequired
Description
The account number of the initiator (the party requesting the funds) that will receive the credit when the transfer is ultimately completed
drawdownDebitAccountobjectrequired
Description
Details of the account from which the funds will be debited.
- idCodestring
  Description
  Always use "D" for this field for the idCode object.
- identifierstringrequired
  Description
  Identifier for the account from which the funds will be withdrawn.
- namestringrequired
  Description
  Name on the account from which the funds will be withdrawn.
- postalAddressobject
  Description
  Postal address details of the party involved - this is the NEW ISO20022 format for address information and should be used instead of the deprecated address lines
  - adrLine1stringrequired
    Description
    Max 35 chars
  - adrLine2string
    Description
    Max 35 chars. If adrLine2 is provided, then adrLine1 must not be blank
  - countrystringrequired
    Description
    2 character country ISO country code. For example US, GB
  - statestring
    Description
    2-char state. For example NY, FL
  - postalCodestring
    Description
    Max 15 chars
  - citystringrequired
    Description
    Max 35 chars
- address1string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the street address.
- address2string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the city, state, and postal code.
- address3string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters for any information, for example, country code or information related to the wire.
beneficiaryobjectrequired
Description
For a drawdown request, this is the same as the originator object.
- idCodestringrequired
  Description
  Always use "D" for this field for the idCode object.
- identifierstringrequired
  Description
  Identifier for the account to which the funds will be deposited. Maximum 34 characters.
- namestringrequired
  Description
  Beneficiary name. Maximum 140 characteres.
- postalAddressobject
  Description
  Postal address details of the party involved - this is the NEW ISO20022 format for address information and should be used instead of the deprecated address lines
  - adrLine1stringrequired
    Description
    Max 35 chars
  - adrLine2string
    Description
    Max 35 chars. If adrLine2 is provided, then adrLine1 must not be blank
  - countrystringrequired
    Description
    2 character country ISO country code. For example US, GB
  - statestring
    Description
    2-char state. For example NY, FL
  - postalCodestring
    Description
    Max 15 chars
  - citystringrequired
    Description
    Max 35 chars
- address1string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the street address.
- address2string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the city, state, and postal code.
- address3string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters for any information, for example, country code or information related to the wire.
beneficiaryReferencestring
Description
Optional field for additional information. 35 characters maximum.
originatorToBeneficiary1string
Description
One of 4 fields, 35 characters each, to add additional information to be sent to the beneficiary.
originatorToBeneficiary2string
Description
One of 4 fields, 35 characters each, to add additional information to be sent to the beneficiary.
originatorToBeneficiary3string
Description
One of 4 fields, 35 characters each, to add additional information to be sent to the beneficiary.
originatorToBeneficiary4string
Description
One of 4 fields, 35 characters each, to add additional information to be sent to the beneficiary.
debitDrawdownAdviceCodestring
Description
Additional wire information. One of: - HLD (hold) - LTR (letter) - PHN (phone)
debitDrawdownInformation1string
Description
Field for additional information about the drawdown debit account. 26 characters maximum.
debitDrawdownInformation2string
Description
Field for additional information about the drawdown debit account. 33 characters maximum.
debitDrawdownInformation3string
Description
Field for additional information about the drawdown debit account. 33 characters maximum.
debitDrawdownInformation4string
Description
Field for additional information about the drawdown debit account. 33 characters maximum.
debitDrawdownInformation5string
Description
Field for additional information about the drawdown debit account. 33 characters maximum.
receiverFiInformation1string
Description
Field for additional information about the receiver financial institution. 30 characters maximum.
receiverFiInformation2string
Description
Field for additional information about the receiver financial institution. 33 characters maximum.
receiverFiInformation3string
Description
Field for additional information about the receiver financial institution. 33 characters maximum.
receiverFiInformation4string
Description
Field for additional information about the receiver financial institution. 33 characters maximum.
receiverFiInformation5string
Description
Field for additional information about the receiver financial institution. 33 characters maximum.
fiToFiInformation1string
Description
Field for additional information to be sent from one financial institution to another. 35 characters maximum.
fiToFiInformation2string
Description
Field for additional information to be sent from one financial institution to another. 35 characters maximum.
fiToFiInformation3string
Description
Field for additional information to be sent from one financial institution to another. 35 characters maximum.
fiToFiInformation4string
Description
Field for additional information to be sent from one financial institution to another. 35 characters maximum.
fiToFiInformation5string
Description
Field for additional information to be sent from one financial institution to another. 35 characters maximum.
fiToFiInformation6string
Description
Field for additional information to be sent from one financial institution to another. 35 characters maximum.
amountintegerrequired
Description
Dollar amount of wire transfer in positive integral cents. For example, write $1.00 as 100.
purposestringrequired
Description
Reason for the wire transfer, such as "daily settlement." Also use this field if you submit multiple wires for the same amount, such as "1 of 2, 2 of 2." This data is not included with the outgoing FedWire message.
clientIdentifierstring
Description
Use this attribute to add your own unique identifying string to a payment call or COS record. This attribute is useful for idempotency purposes.

Response

idstring
Description
The payment ID. First appears in the initial response to the originate a payment request. This ID is in GUID format.
accountNumberstring
Description
Cross River Account number. In Cross River, depending on the account type, the number of digits will vary. The first digit indicates the kind of account.
coreTransactionIdstring
Description
Internal Cross River unique ID for the transaction
referenceIdstring
Description
Unique Cross River reference ID for the payment
fedBatchIdstring
Description
Unique identifier in GUID format for the Federal Reserve batch the payment went out on (or came in on for inbound payments)
fedBatchSequenceinteger
Description
Sequence number of payment in batch
directionstring
Description
Inbound or outbound
paymentTypestring
Description
Transfer, Drawdown, DrawdownResponse, ServiceMessage, Reversal
sourcestring
Description
Method used to send payment instructions: Phone, fax, email, file, API, partner portal, Ops portal.
statusstring
Description
Payment status: Created, Pending, Hold, Batched, Processing, Completed, Rejected, Canceled, Blocked
postingstring
Description
Posting status: Pending, Posted, Failed, Canceled
rejectionReasonstring
Description
Rejected because: - OfacCancelUnableToDetermine - OfacConfirmed - OfacUnconfirmed - PaymentPostingRejected: the debit from the originating account failed. See postingCode for the reason, for example NSF or RES. - Other
blockedReasonstring
Description
Blocked because: OfacMatch, Other
partnerAuthorizationstring
Description
Partner authorization for out-of-band payment requests: NotRequired, Pending , Approved, Canceled
authorizedAtstring
Description
Date and time the wire was authorized. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
authorizedByIdstring
Description
Cross River user ID of the partner user who authorizes the wire
authorizedByNamestring
Description
Cross River username of the partner user who authorizes the wire
partnerAuthorization2string
Description
Second partner authorization for out-of-band payment requests: NotRequired, Pending , Approved, Canceled
authorizedAt2string
Description
Date and time the wire was authorized. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
authorizedById2string
Description
Cross River user ID of the partner user who authorizes the wire
authorizedByName2string
Description
Cross River username of the partner user who authorizes the wire
amountinteger
Description
Dollar amount of wire transfer in positive integral cents. For example, write $1.00 as 100.
currencystring
Description
Currency of funds transfer
purposestring
Description
Reason for the wire transfer, such as "daily settlement." Also use this field if you submit multiple wires for the same amount, such as "1 of 2, 2 of 2." This data is not included with the outgoing FedWire message.
imadstring
Description
Input Messaging Accountability Data. A combination of a date, source identifier, and sequence number assigned to a Fedwire message when it is processed by the Federal Reserve Bank Funds Transfer application. Unique to the payment.
omadstring
Description
Output Messaging Accountability Data. A combination of a date, destination identifier, and sequence number assigned to a Fedwire message when it is processed by the Federal Reserve Bank Funds Transfer application.
businessFunctionCodestring
Description
The business purpose of the wire transfer. The most common type is customer wire transfer (CTR) where the beneficiary isn't a bank. See the full list of codes and descriptions.
typeCodestring
Description
The type code value provides information about the type of wire transfer sent (type code, first 2 digits) and more details about the transfer (subtype code, second 2 digits).
senderRoutingNumberstring
Description
Fedwire routing number for the sender's bank
senderNamestring
Description
Entity sending the wire
senderReferencestring
Description
Sender's assigned reference number
receiverRoutingNumberstring
Description
The 9-digit Fedwire routing number of the financial institution receiving the wire drawdown request. The ABA directory provides financial institution routing numbers.
receiverNamestring
Description
Name of the FI receiving the funds
originatingFiobject
Description
Details of the financial institution sending the wire
- idCodestring
  Description
  Specifies the type of value in the identifier field that follows it. 1 character. See the list of ID codes.
- identifierstring
  Description
  Identifier at the financial institution sending the wire
- namestring
  Description
  Name of the originating financial institution
- postalAddressInfoobject
  Description
  Postal address details of the party involved - this is the NEW ISO20022 format for address information
  - adrLine1stringrequired
    Description
    Max 35 chars
  - adrLine2string
    Description
    Max 35 chars. If adrLine2 is provided, then adrLine1 must not be blank
  - countrystringrequired
    Description
    2 character country ISO country code. For example US, GB
  - statestring
    Description
    2-char state. For example NY, FL
  - postalCodestring
    Description
    Max 15 chars
  - citystringrequired
    Description
    Max 35 chars
- address1string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the street address
- address2string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the city, state, and postal code
- address3string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters for any information, for example, country code or information related to the wire
originatorobject
Description
Details of the party sending the wire
- idCodestring
  Description
  Specifies the type of value in the identifier field that follows it. 1 character. See the list of ID codes.
- identifierstring
  Description
  Identifier for the party sending the wire. For outbound payments where originator details are submitted with the payment request, this is the customer account number. Otherwise, the system automatically populates this field.
- namestring
  Description
  Originator name. Maximum 140 characteres.
- postalAddressInfoobject
  Description
  Postal address details of the party involved - this is the NEW ISO20022 format for address information
  - adrLine1stringrequired
    Description
    Max 35 chars
  - adrLine2string
    Description
    Max 35 chars. If adrLine2 is provided, then adrLine1 must not be blank
  - countrystringrequired
    Description
    2 character country ISO country code. For example US, GB
  - statestring
    Description
    2-char state. For example NY, FL
  - postalCodestring
    Description
    Max 15 chars
  - citystringrequired
    Description
    Max 35 chars
- address1string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the street address
- address2string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the city, state, and postal code
- address3string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters for any information, for example, country code or information related to the wire
intermediaryFiobject
Description
Details of any intermediary bank involved in the wire transaction. Not all wire transfers use an intermediary FI.
- idCodestring
  Description
  Specifies the type of value in the identifier field that follows it. 1 character. See the list of ID codes.
- identifierstring
  Description
  Identifier for the intermediary bank involved with the wire transaction.
- namestring
  Description
  Intermediary financial institution name. Maximum 140 characters.
- postalAddressInfoobject
  Description
  Postal address details of the party involved - this is the NEW ISO20022 format for address information
  - adrLine1stringrequired
    Description
    Max 35 chars
  - adrLine2string
    Description
    Max 35 chars. If adrLine2 is provided, then adrLine1 must not be blank
  - countrystringrequired
    Description
    2 character country ISO country code. For example US, GB
  - statestring
    Description
    2-char state. For example NY, FL
  - postalCodestring
    Description
    Max 15 chars
  - citystringrequired
    Description
    Max 35 chars
- address1string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the street address
- address2string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the city, state, and postal code
- address3string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters for any information, for example, country code or information related to the wire
beneficiaryFiobject
Description
Details of the financial institution receiving the wire
- idCodestring
  Description
  Specifies the type of value in the identifier field that follows it. 1 character. See the list of ID codes. For outbound payments, the value for the beneficiary FI is F to indicate the bank Fed routing number. This field is optional for domestic wires because the system automatically uses the banking information for the value entered into the receiverRoutingNumber field.
- identifierstring
  Description
  Identifier for the bank receiving the wire. For outbound payments, this is the bank Fed routing number. This field is optional for domestic wires because the system automatically uses the banking information for the value entered into the receiverRoutingNumber field.
- namestring
  Description
  Beneficiary financial institution name. Maximum 140 characters.
- postalAddressInfoobject
  Description
  Postal address details of the party involved - this is the NEW ISO20022 format for address information
  - adrLine1stringrequired
    Description
    Max 35 chars
  - adrLine2string
    Description
    Max 35 chars. If adrLine2 is provided, then adrLine1 must not be blank
  - countrystringrequired
    Description
    2 character country ISO country code. For example US, GB
  - statestring
    Description
    2-char state. For example NY, FL
  - postalCodestring
    Description
    Max 15 chars
  - citystringrequired
    Description
    Max 35 chars
- address1string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the street address
- address2string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the city, state, and postal code
- address3string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters for any information, for example, country code or information related to the wire
beneficiaryobject
Description
Details of the party receiving the wire
- idCodestring
  Description
  Identifier code for the party receiving the wire. For outbound payments, this is "D" to indicate a deposit account.
- identifierstring
  Description
  Identifier for the party receiving the wire. For outbound payments, this is the beneficiary's account number.
- namestring
  Description
  Beneficiary name. Maximum 140 characters.
- postalAddressInfoobject
  Description
  Postal address details of the party involved - this is the NEW ISO20022 format for address information
  - adrLine1stringrequired
    Description
    Max 35 chars
  - adrLine2string
    Description
    Max 35 chars. If adrLine2 is provided, then adrLine1 must not be blank
  - countrystringrequired
    Description
    2 character country ISO country code. For example US, GB
  - statestring
    Description
    2-char state. For example NY, FL
  - postalCodestring
    Description
    Max 15 chars
  - citystringrequired
    Description
    Max 35 chars
- address1string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the street address
- address2string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters usually used for the city, state, and postal code
- address3string
  Description
  DEPRECATED - Use the PostalAddress object instead. Field of 35 characters for any information, for example, country code or information related to the wire
originatorToBeneficiary1string
Description
Field for additional information from the originator to the beneficiary.
beneficiaryReferencestring
Description
Optional field for additional information. 35 characters maximum.
receiptDatestring
Description
Month and day the wire was received in the format mmdd
receiptTimestring
Description
Time the wire was received, in the format hhmm
wasReversedboolean
Description
True if the payment was reversed, otherwise false
isInternationalboolean
Description
True if the payment is international, otherwise false
clientIdentifierstring
Description
Use this attribute to add your own unique identifying string to a payment call or COS record. This attribute is useful for idempotency purposes.
createdAtstring
Description
Date and time the payment was created in the system. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
releasedAtstring
Description
Date and time the payment was released in a distribution to the Fed. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
processedAtstring
Description
Date and time the payment was processed by Cross River. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm].
canceledAtstring
Description
Date and time the payment was canceled
rejectedAtstring
Description
Date and time the payment was rejected. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
blockedAtstring
Description
Date and time the payment was blocked by BSA/AML. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
effectiveDatestring
Description
Business date on which the payment is effective
completedAtstring
Description
Date and time the payment was systemically completed. This can only occur after the payment has successfully posted to the account. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
postedAtstring
Description
Date and time the payment was posted to the Cross River account. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
originalPaymentIdstring
Description
Payment ID of a previously sent wire that was reversed. Otherwise, the same as the payment ID.
partnerIdstring
Description
Your unique ID in the Cross River system. This ID is in GUID format.
productIdstring
Description
ID in GUID format of your specific product type on which the account is based. Provided by Cross River. In this case, the Cross River account involved in the payment.
lastModifiedAtstring
Description
Internal Cross River value. Date and time the database entry was last modified. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
postingCodestring
Description
Includes OK (posted), RES (account restricted), NSF (insufficient funds in the account sending the wire)

curl

curl --location 'https://sandbox.crbcos.com/wires/v1/payments/corporate-drawdown-requests' \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '{
  "accountNumber": "",
  "originator":
  {
      "idCode": "D",
      "identifier": "",
      "name": "PMR Corp",
      "postalAddress": {
          "adrLine1": "10431 Howe Drive",
          "city": "Shawnee Mission",
          "state": "KS",
          "postalCode": "66206",
          "country": "US"
      }
  },
  "receiverRoutingNumber": "026009593",
  "drawdownCreditAccountNumber": "021214891",
  "beneficiaryFi":
  {
      "idCode": "D",
      "identifier": "021214891",
      "name": "Cross River Bank",
      "postalAddress": {
          "adrLine1": "400 KELBY STREET",
          "city": "Fort Lee",
          "state": "NJ",
          "postalCode": "07024",
          "country": "US"
      }
  },
  "drawdownDebitAccount":
  {
      "idCode": "D",
      "identifier": "777555333",
      "name": "Lindberg Incorporated",
      "postalAddress": {
          "adrLine1": "5 Stop St",
          "city": "New York",
          "state": "NY",
          "postalCode": "52555",
          "country": "US"
      }
  },
  "beneficiary":
  {
      "idCode": "D",
      "identifier": "2714035231",
      "name": "PMR Corp",
      "postalAddress": {
          "adrLine1": "10431 Howe Drive",
          "city": "Shawnee Mission",
          "state": "KS",
          "postalCode": "66206",
          "country": "US"
      }
  },
  "beneficiaryReference": "testref",
  "originatorToBeneficiary1": "1string",
  "originatorToBeneficiary2": "2string",
  "originatorToBeneficiary3": "3string",
  "originatorToBeneficiary4": "4string",
  "debitDrawdownAdviceCode": "WRE",
  "debitDrawdownInformation1": "string1",
  "debitDrawdownInformation2": "string2",
  "debitDrawdownInformation3": "string3",
  "debitDrawdownInformation4": "string4",
  "debitDrawdownInformation5": "string5",
  "receiverFiInformation1": "Astring",
  "receiverFiInformation2": "Bstring",
  "receiverFiInformation3": "Cstring",
  "receiverFiInformation4": "Dstring",
  "receiverFiInformation5": "Estring",
  "fiToFiInformation1": "Hstring",
  "fiToFiInformation2": "Istring",
  "fiToFiInformation3": "Jstring",
  "fiToFiInformation4": "Kstring",
  "fiToFiInformation5": "Lstring",
  "fiToFiInformation6": "Mstring",
  "amount": 50000000,
  "purpose": "drawdown testing",
  "clientIdentifier": "40708c24-7dee-49c3-b4d2-c48d876f1f5e"
}'

nodejs

var https = require('follow-redirects').https;
var fs = require('fs');

var options = {
  'method': 'POST',
  'hostname': 'sandbox.crbcos.com',
  'path': '/wires/v1/payments/corporate-drawdown-requests',
  'headers': {
    'Authorization': 'Bearer <token>',
    'Content-Type': 'application/json'
  },
  'maxRedirects': 20
};

var req = https.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function (chunk) {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });

  res.on("error", function (error) {
    console.error(error);
  });
});

var postData = JSON.stringify({
  "accountNumber": "",
  "originator": {
    "idCode": "D",
    "identifier": "",
    "name": "PMR Corp",
    "address1": "10431 Howe Drive",
    "address2": "Shawnee Mission KS 66206",
    "address3": "US"
  },
  "receiverRoutingNumber": "026009593",
  "drawdownCreditAccountNumber": "021214891",
  "beneficiaryFi": {
    "idCode": "D",
    "identifier": "021214891",
    "name": "Cross River Bank",
    "address1": "400 KELBY STREET",
    "address2": "Fort Lee NJ 07024",
    "address3": "US"
  },
  "drawdownDebitAccount": {
    "idCode": "D",
    "identifier": "777555333",
    "name": "Lindberg Incorporated",
    "address1": "5 Stop St",
    "address2": "New York NY 52555",
    "address3": "US"
  },
  "beneficiary": {
    "idCode": "D",
    "identifier": "2714035231",
    "name": "PMR Corp",
    "address1": "10431 Howe Drive",
    "address2": "Shawnee Mission KS 66206",
    "address3": "US"
  },
  "beneficiaryReference": "testref",
  "originatorToBeneficiary1": "1string",
  "originatorToBeneficiary2": "2string",
  "originatorToBeneficiary3": "3string",
  "originatorToBeneficiary4": "4string",
  "debitDrawdownAdviceCode": "WRE",
  "debitDrawdownInformation1": "string1",
  "debitDrawdownInformation2": "string2",
  "debitDrawdownInformation3": "string3",
  "debitDrawdownInformation4": "string4",
  "debitDrawdownInformation5": "string5",
  "receiverFiInformation1": "Astring",
  "receiverFiInformation2": "Bstring",
  "receiverFiInformation3": "Cstring",
  "receiverFiInformation4": "Dstring",
  "receiverFiInformation5": "Estring",
  "fiToFiInformation1": "Hstring",
  "fiToFiInformation2": "Istring",
  "fiToFiInformation3": "Jstring",
  "fiToFiInformation4": "Kstring",
  "fiToFiInformation5": "Lstring",
  "fiToFiInformation6": "Mstring",
  "amount": 50000000,
  "purpose": "drawdown testing",
  "clientIdentifier": "40708c24-7dee-49c3-b4d2-c48d876f1f5e"
});

req.write(postData);

req.end();

python

import requests
import json

url = "https://sandbox.crbcos.com/wires/v1/payments/corporate-drawdown-requests"

payload = json.dumps({
  "accountNumber": "",
  "originator": {
    "idCode": "D",
    "identifier": "",
    "name": "PMR Corp",
    "address1": "10431 Howe Drive",
    "address2": "Shawnee Mission KS 66206",
    "address3": "US"
  },
  "receiverRoutingNumber": "026009593",
  "drawdownCreditAccountNumber": "021214891",
  "beneficiaryFi": {
    "idCode": "D",
    "identifier": "021214891",
    "name": "Cross River Bank",
    "address1": "400 KELBY STREET",
    "address2": "Fort Lee NJ 07024",
    "address3": "US"
  },
  "drawdownDebitAccount": {
    "idCode": "D",
    "identifier": "777555333",
    "name": "Lindberg Incorporated",
    "address1": "5 Stop St",
    "address2": "New York NY 52555",
    "address3": "US"
  },
  "beneficiary": {
    "idCode": "D",
    "identifier": "2714035231",
    "name": "PMR Corp",
    "address1": "10431 Howe Drive",
    "address2": "Shawnee Mission KS 66206",
    "address3": "US"
  },
  "beneficiaryReference": "testref",
  "originatorToBeneficiary1": "1string",
  "originatorToBeneficiary2": "2string",
  "originatorToBeneficiary3": "3string",
  "originatorToBeneficiary4": "4string",
  "debitDrawdownAdviceCode": "WRE",
  "debitDrawdownInformation1": "string1",
  "debitDrawdownInformation2": "string2",
  "debitDrawdownInformation3": "string3",
  "debitDrawdownInformation4": "string4",
  "debitDrawdownInformation5": "string5",
  "receiverFiInformation1": "Astring",
  "receiverFiInformation2": "Bstring",
  "receiverFiInformation3": "Cstring",
  "receiverFiInformation4": "Dstring",
  "receiverFiInformation5": "Estring",
  "fiToFiInformation1": "Hstring",
  "fiToFiInformation2": "Istring",
  "fiToFiInformation3": "Jstring",
  "fiToFiInformation4": "Kstring",
  "fiToFiInformation5": "Lstring",
  "fiToFiInformation6": "Mstring",
  "amount": 50000000,
  "purpose": "drawdown testing",
  "clientIdentifier": "40708c24-7dee-49c3-b4d2-c48d876f1f5e"
})
headers = {
  'Authorization': 'Bearer <token>',
  'Content-Type': 'application/json'
}

response = requests.request("POST", url, headers=headers, data=payload)

print(response.text)

ruby

require "uri"
require "json"
require "net/http"

url = URI("https://sandbox.crbcos.com/wires/v1/payments/corporate-drawdown-requests")

https = Net::HTTP.new(url.host, url.port)
https.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = "Bearer <token>"
request["Content-Type"] = "application/json"
request.body = JSON.dump({
  "accountNumber": "",
  "originator": {
    "idCode": "D",
    "identifier": "",
    "name": "PMR Corp",
    "address1": "10431 Howe Drive",
    "address2": "Shawnee Mission KS 66206",
    "address3": "US"
  },
  "receiverRoutingNumber": "026009593",
  "drawdownCreditAccountNumber": "021214891",
  "beneficiaryFi": {
    "idCode": "D",
    "identifier": "021214891",
    "name": "Cross River Bank",
    "address1": "400 KELBY STREET",
    "address2": "Fort Lee NJ 07024",
    "address3": "US"
  },
  "drawdownDebitAccount": {
    "idCode": "D",
    "identifier": "777555333",
    "name": "Lindberg Incorporated",
    "address1": "5 Stop St",
    "address2": "New York NY 52555",
    "address3": "US"
  },
  "beneficiary": {
    "idCode": "D",
    "identifier": "2714035231",
    "name": "PMR Corp",
    "address1": "10431 Howe Drive",
    "address2": "Shawnee Mission KS 66206",
    "address3": "US"
  },
  "beneficiaryReference": "testref",
  "originatorToBeneficiary1": "1string",
  "originatorToBeneficiary2": "2string",
  "originatorToBeneficiary3": "3string",
  "originatorToBeneficiary4": "4string",
  "debitDrawdownAdviceCode": "WRE",
  "debitDrawdownInformation1": "string1",
  "debitDrawdownInformation2": "string2",
  "debitDrawdownInformation3": "string3",
  "debitDrawdownInformation4": "string4",
  "debitDrawdownInformation5": "string5",
  "receiverFiInformation1": "Astring",
  "receiverFiInformation2": "Bstring",
  "receiverFiInformation3": "Cstring",
  "receiverFiInformation4": "Dstring",
  "receiverFiInformation5": "Estring",
  "fiToFiInformation1": "Hstring",
  "fiToFiInformation2": "Istring",
  "fiToFiInformation3": "Jstring",
  "fiToFiInformation4": "Kstring",
  "fiToFiInformation5": "Lstring",
  "fiToFiInformation6": "Mstring",
  "amount": 50000000,
  "purpose": "drawdown testing",
  "clientIdentifier": "40708c24-7dee-49c3-b4d2-c48d876f1f5e"
})

response = https.request(request)
puts response.read_body

package main

import (
  "fmt"
  "strings"
  "net/http"
  "io"
)

func main() {

  url := "https://sandbox.crbcos.com/wires/v1/payments/corporate-drawdown-requests"
  method := "POST"

  payload := strings.NewReader(`{
  "accountNumber": "",
  "originator":
  {
      "idCode": "D",
      "identifier": "",
      "name": "PMR Corp",
      "postalAddress": {
          "adrLine1": "10431 Howe Drive",
          "city": "Shawnee Mission",
          "state": "KS",
          "postalCode": "66206",
          "country": "US"
      }
  },
  "receiverRoutingNumber": "026009593",
  "drawdownCreditAccountNumber": "021214891",
  "beneficiaryFi":
  {
      "idCode": "D",
      "identifier": "021214891",
      "name": "Cross River Bank",
      "postalAddress": {
          "adrLine1": "400 KELBY STREET",
          "city": "Fort Lee",
          "state": "NJ",
          "postalCode": "07024",
          "country": "US"
      }
  },
  "drawdownDebitAccount":
  {
      "idCode": "D",
      "identifier": "777555333",
      "name": "Lindberg Incorporated",
      "postalAddress": {
          "adrLine1": "5 Stop St",
          "city": "New York",
          "state": "NY",
          "postalCode": "52555",
          "country": "US"
      }
  },
  "beneficiary":
  {
      "idCode": "D",
      "identifier": "2714035231",
      "name": "PMR Corp",
      "postalAddress": {
          "adrLine1": "10431 Howe Drive",
          "city": "Shawnee Mission",
          "state": "KS",
          "postalCode": "66206",
          "country": "US"
      }
  },
  "beneficiaryReference": "testref",
  "originatorToBeneficiary1": "1string",
  "originatorToBeneficiary2": "2string",
  "originatorToBeneficiary3": "3string",
  "originatorToBeneficiary4": "4string",
  "debitDrawdownAdviceCode": "WRE",
  "debitDrawdownInformation1": "string1",
  "debitDrawdownInformation2": "string2",
  "debitDrawdownInformation3": "string3",
  "debitDrawdownInformation4": "string4",
  "debitDrawdownInformation5": "string5",
  "receiverFiInformation1": "Astring",
  "receiverFiInformation2": "Bstring",
  "receiverFiInformation3": "Cstring",
  "receiverFiInformation4": "Dstring",
  "receiverFiInformation5": "Estring",
  "fiToFiInformation1": "Hstring",
  "fiToFiInformation2": "Istring",
  "fiToFiInformation3": "Jstring",
  "fiToFiInformation4": "Kstring",
  "fiToFiInformation5": "Lstring",
  "fiToFiInformation6": "Mstring",
  "amount": 50000000,
  "purpose": "drawdown testing",
  "clientIdentifier": "40708c24-7dee-49c3-b4d2-c48d876f1f5e"
}`)

  client := &http.Client {
  }
  req, err := http.NewRequest(method, url, payload)

  if err != nil {
    fmt.Println(err)
    return
  }
  req.Header.Add("Authorization", "Bearer <token>")
  req.Header.Add("Content-Type", "application/json")

  res, err := client.Do(req)
  if err != nil {
    fmt.Println(err)
    return
  }
  defer res.Body.Close()

  body, err := io.ReadAll(res.Body)
  if err != nil {
    fmt.Println(err)
    return
  }
  fmt.Println(string(body))
}

200

{
  "id": "00000000-0000-0000-0000-000000000000",
  "accountNumber": "string",
  "coreTransactionId": "00000000-0000-0000-0000-000000000000",
  "referenceId": "string",
  "clientBatchId": "00000000-0000-0000-0000-000000000000",
  "clientBatchSequence": 0,
  "fedBatchId": "00000000-0000-0000-0000-000000000000",
  "fedBatchSequence": 0,
  "direction": "Inbound",
  "paymentType": "Transfer",
  "source": "Phone",
  "status": "Created",
  "posting": "Pending",
  "rejectionReason": "OfacCancelUnableToDetermine",
  "blockedReason": "OfacMatch",
  "partnerAuthorization": "NotRequired",
  "authorizedAt": "2022-12-28T08:03:53.686Z",
  "authorizedById": "string",
  "authorizedByName": "string",
  "partnerAuthorization2": "NotRequired",
  "authorizedAt2": "2022-12-28T08:03:53.686Z",
  "authorizedById2": "string",
  "authorizedByName2": "string",
  "amount": 0,
  "currency": "string",
  "purpose": "string",
  "imad": "string",
  "omad": "string",
  "businessFunctionCode": "string",
  "typeCode": "string",
  "senderRoutingNumber": "string",
  "senderName": "string",
  "senderReference": "string",
  "receiverRoutingNumber": "string",
  "receiverName": "string",
  "originatingFi": {
    "idCode": "string",
    "identifier": "string",
    "name": "string",
    "address1": "string",
    "address2": "string",
    "address3": "string"
  },
  "originator": {
    "idCode": "string",
    "identifier": "string",
    "name": "string",
    "address1": "string",
    "address2": "string",
    "address3": "string"
  },
  "intermediaryFi": {
    "idCode": "string",
    "identifier": "string",
    "name": "string",
    "address1": "string",
    "address2": "string",
    "address3": "string"
  },
  "beneficiaryFi": {
    "idCode": "string",
    "identifier": "string",
    "name": "string",
    "address1": "string",
    "address2": "string",
    "address3": "string"
  },
  "beneficiary": {
    "idCode": "string",
    "identifier": "string",
    "name": "string",
    "address1": "string",
    "address2": "string",
    "address3": "string"
  },
  "originatorToBeneficiary1": "string",
  "originatorToBeneficiary2": "string",
  "originatorToBeneficiary3": "string",
  "originatorToBeneficiary4": "string",
  "beneficiaryReference": "string",
  "receiptDate": "string",
  "receiptTime": "string",
  "wasReversed": true,
  "isInternational": true,
  "clientIdentifier": "string",
  "createdAt": "2022-12-28T08:03:53.686Z",
  "releasedAt": "2022-12-28T08:03:53.686Z",
  "processedAt": "2022-12-28T08:03:53.686Z",
  "canceledAt": "2022-12-28T08:03:53.686Z",
  "rejectedAt": "2022-12-28T08:03:53.686Z",
  "blockedAt": "2022-12-28T08:03:53.686Z",
  "effectiveDate": "2022-12-28T08:03:53.686Z",
  "completedAt": "2022-12-28T08:03:53.686Z",
  "postedAt": "2022-12-28T08:03:53.686Z",
  "originalPaymentId": "00000000-0000-0000-0000-000000000000",
  "partnerId": "00000000-0000-0000-0000-000000000000",
  "productId": "00000000-0000-0000-0000-000000000000",
  "lastModifiedAt": "2022-12-28T08:03:53.686Z",
  "postingCode": "string"
}

Validation Rules

Beneficiary FI and Intermediary FI Not Allowed

If either field is populated, the request will be rejected.

Error Message: {EntityName} not available with ISO format.

Drawdown request

API reference

Validation Rules

﻿