Payments
Cross River cannot determine how a receiving financial institution displays payment details to its customers. For information on how fields appear in their banking portal or statements, please contact the receiving FI directly.
Instant payments
Instant payments enable individuals and businesses to transfer funds that clear and settle within seconds between US bank accounts at different US-based financial institutions. Cross River (CR) facilitates instant payments through three networks: CRNow, RTP® via The Clearing House (TCH), and FedNow.
Card payments
Use Cross River card payment APIs to tokenize a card, activate or deactivate a card, and make payments.
International payments
Cross River offers a set of APIs to enable cross border money movement for International Payments.
ACH
The Cross River ACH API allows you to both originate and receive payments through the Federal Reserve ACH network.
ACH
Wires
Use wire transfers for both domestic and international payments. You or your customer can transfer money electronically to a recipient and a recipient can access the money, typically the same day.
Wires
Book transfer
Book transfers allow users to post transactions between two of their own accounts by simply selecting the debit and credit accounts as well as the amount.
Checks
Manage both deposit and withdrawal checking for your customers using Cross River APIs.
Checks