Webhook events: Instant payments

common events when you work with cross river accounts, cards and payments, you register for specific docid\ qf6btopbpncplpp9satwi which have a specific docid\ oiuk28uourzibrmt8i7rs this table presents common instant payments webhook events that are described in detail below event name description related endpoint docid\ ffgq2ohyebwpzn2old6mc the rtp payment has been successfully transmitted to the receiving institution, and the funds are now available in the receiver's bank account docid 727h0gkqerqhafkey67uu docid\ ffgq2ohyebwpzn2old6mc an inbound payment has been received from another institution and successfully posted to an account in cos docid\ sxhwvqnxmi 6a8hynyupf docid\ ffgq2ohyebwpzn2old6mc payment rejected – the payment was rejected by the receiving institution or rtp network insufficient funds – the payment could not be processed because the originating account had insufficient funds docid 727h0gkqerqhafkey67uu docid\ ffgq2ohyebwpzn2old6mc partner cancellation – the payment was canceled at the request of the partner research cancellation – a payment with a status of researchrequired has been canceled docid\ riyl47dxzg2rn5d apjtr docid\ ffgq2ohyebwpzn2old6mc an outbound payment has been queued additional information is provided in docid xziwgk5i5zyllwc8va6b docid 727h0gkqerqhafkey67uu rtp payment researchrequired payment has not been processed research is required see cos explorer for details docid\ ffgq2ohyebwpzn2old6mc track your usage and remaining limit additional information is provides in docid\ kef tnms8kiec5ky8pts docid\ ffgq2ohyebwpzn2old6mc transaction completed successfully for rtp credit transaction docid 727h0gkqerqhafkey67uu docid\ ludebxnwu8p7knb bdm6i docid\ ffgq2ohyebwpzn2old6mc transaction completed successfully for rtp credit transaction docid\ ludebxnwu8p7knb bdm6i event examples rtp payment sent rtp payment sent { "id" "6be43fe7 043b 43be ba64 b1c6012ee9e5", "eventname" "rtp payment sent", "status" "pending", "partnerid" "1e5d3f04 ae24 4af6 9e30 aecf012b99dd", "createdat" "2024 08 08t14 22 52 507 04 00", "resources" \[ "rtp/v1/payments/469ce76c 6d74 4dfc 9b8a b1c6012edbf8" ], "details" \[ { "paymentid" "469ce76c 6d74 4dfc 9b8a b1c6012edbf8", "paymenttype" "credittransfer", "resultcode" "ok", "resultadditionalinfo" null, "coretransactionid" "d1ec6120 7151 4af9 b56d b1c6012edc3e", "memopostid" "469ce76c 6d74 4dfc 9b8a b1c6012edbf8", "accountnumber" "2212135061", "postingcode" "ok", "rtptransactionstatus" "actc", "purpose" "sponsor donation", "awaitingresponse" "false", "referencedpaymentid" null, "networkplatform" "tch", "amount" "3500", "clientidentifier" "41x30e25 a0a9 42e0 ac89 845520508c85" } ] } rtp payment received rtp payment received { "id" "3f4968a3 1425 47bf a97e b2980109dee1", "eventname" "rtp payment received", "status" "pending", "partnerid" "ba9d0234 26e9 43a2 9070 aedd0108eadb", "createdat" "2025 03 06t11 08 02 303+00 00", "resources" \[ "rtp/v1/payments/b06839a7 08c8 4918 8610 b2980109d7b2" ], "details" \[ { "paymentid" "b06839a7 08c8 4918 8610 b2980109d7b2", "paymenttype" "credittransfer", "resultcode" "ok", "resultadditionalinfo" null, "coretransactionid" "a64f9eea dce1 4809 aa0d b2980109da6d", "accountnumber" "138394490138", "postingcode" "ok", "purpose" "credit transfer", "amount" "15000", "awaitingresponse" "false", "referencedpaymentid" null, "networkplatform" "tch", "clientidentifier" null, "debtorname" "string", "debtoraccountnumber" "9877987977", "debtorroutingnumber" "020202020", "remittancedata" null } ] } rtp payment rejected rtp payment rejected { "id" "911ff705 e28d 4e3f 80a9 b1c6012ee9e5", "eventname" "rtp payment rejected", "status" "pending", "partnerid" "1e5d3f04 ae24 4af6 9e30 aecf012b99dd", "createdat" "2024 08 08t14 22 52 507 04 00", "resources" \[ "rtp/v1/payments/9097797b d731 4f60 8d07 b1c6012eca94" ], "details" \[ { "paymentid" "9097797b d731 4f60 8d07 b1c6012eca94", "paymenttype" "credittransfer", "resultcode" "1100", "resultadditionalinfo" "simulator reject payment test", "postingcode" "ok", "rtptransactionstatus" "rjct", "purpose" "sponsor donation", "referencedpaymentid" null, "networkplatform" "tch", "amount" "3000", "clientidentifier" "41x30e25 a0a9 42e0 ac89 845520508c85", "direction" "outbound" } ] } rpt payment queued rpt payment queued { "id" "6be43fe7 043b 43be ba64 b1c6012ee9e5", "eventname" "rtp payment queued", "status" "pending", "partnerid" "1e5d3f04 ae24 4af6 9e30 aecf012b99dd", "createdat" "2024 08 08t14 22 52 507 04 00", "resources" \[ "rtp/v1/payments/469ce76c 6d74 4dfc 9b8a b1c6012edbf8" ], "details" \[ { "paymentid" "469ce76c 6d74 4dfc 9b8a b1c6012edbf8", "paymenttype" "credittransfer", "resultcode" "queued", "resultadditionalinfo" null, "coretransactionid" "d1ec6120 7151 4af9 b56d b1c6012edc3e", "memopostid" "469ce76c 6d74 4dfc 9b8a b1c6012edbf8", "accountnumber" "2212135061", "postingcode" "ok", "rtptransactionstatus" "actc", "purpose" "sponsor donation", "awaitingresponse" "false", "referencedpaymentid" null, "networkplatform" "tch", "amount" "3500", "clientidentifier" "41x30e25 a0a9 42e0 ac89 845520508c85" } ] } rtp payment canceled rtp payment canceled { "id" "dcfa23b6 0a58 49c0 8d7c b1c6012e16da", "eventname" "rtp payment canceled", "status" "pending", "partnerid" "1e5d3f04 ae24 4af6 9e30 aecf012b99dd", "createdat" "2024 08 08t14 19 52 42 04 00", "resources" \[ "rtp/v1/payments/38ad12ed bbe8 4c3d 8e98 b1c6012dd420" ], "details" \[ { "paymentid" "38ad12ed bbe8 4c3d 8e98 b1c6012dd420", "paymenttype" "credittransfer", "resultcode" "ok", "resultadditionalinfo" null, "postingcode" "ok", "rtptransactionstatus" null, "purpose" "sponsor donation", "referencedpaymentid" null, "networkplatform" "tch", "amount" "1500", "clientidentifier" "41x30e25 a0a9 42e0 ac89 845520508c85", "direction" "outbound" } ] } rtp limits utilization changed rtp limits utilization changed "eventname" "rtp limits utilization changed", "metafields" \[ "productid", "utilizationpercent", "previousutilizationpercent" ] core transaction completed (rtp credit) core transaction completed (rtp credit) { "id" "57c13064 90c7 4f41 952e b2590111c1a1", "eventname" "core transaction completed", "status" "pending", "partnerid" "ba9d0234 26e9 43a2 9070 aedd0108eadb", "createdat" "2026 01 02t11 36 42 987 05 00", "resources" \[ "rtp/v1/payments/7d5fcc6e d881 433b b22e b2590111abb9" ], "details" \[ { "transactionid" "d4f01bcf 8eb2 441c 8ce8 adda015bbf96", "transactioncode" "rtp credit", "debitsubaccount" "2434330730", "debitmasteraccount" "2434330730", "debitresult" "ok", "creditsubaccount" "10010010011", "creditmasteraccount" "10010010011", "creditresult" "ok", "rail" "rtp", "railid" "payment/971c349d b4c7 4a2f 9701 adda015bbee3", "amount" "10" } ] } core transaction completed (rtp debit) core transaction completed (rtp debit) { "id" "57c13064 90c7 4f41 952e b2590111c1a1", "eventname" "core transaction completed", "status" "pending", "partnerid" "ba9d0234 26e9 43a2 9070 aedd0108eadb", "createdat" "2026 01 02t11 36 42 987 05 00", "resources" \[ "rtp/v1/payments/7d5fcc6e d881 433b b22e b2590111abb9" ], "details" \[ { "transactionid" "d4f01bcf 8eb2 441c 8ce8 adda015bbf96", "transactioncode" "rtp debit", "debitsubaccount" "2434330730", "debitmasteraccount" "2434330730", "debitresult" "ok", "creditsubaccount" "10010010011", "creditmasteraccount" "10010010011", "creditresult" "ok", "rail" "rtp", "railid" "payment/971c349d b4c7 4a2f 9701 adda015bbee3", "amount" "10" } ] }