Return reject

this endpoint is strictly used to reject a return requests for inbound instant payments this endpoint is only used to reject paymenttype returnrequest it cannot be used for rejecting any other types of payments this action can also be done via return requests docid\ vrbjrchnvqf5kqizxzloe in cos explorer name endpoint rtp v1 payments id reject method post url https sandbox crbcos com rtp v1 payments id reject description rejects an inbound return request previously received on a real time payment tab examples examples languages id tiu4cyzv2obskcr5taq d language curl code customlabel id 2ywx4qreq r5gxud3qe83 language nodejs code customlabel id yohqfoum8rgbnowxp x0u language python code customlabel id po3dr zn2july7vnhkt l language ruby code customlabel id puudtha7ybqrhtgmwlbrm language go code customlabel selectedlanguageid tiu4cyzv2obskcr5taq d results languages id za7e vgg1euptpxfre3cs language 200 customlabel code n id bec31570 e8eb 4a99 a540 b30e00d84a1a n originalpaymentid af46b521 ffce 496e a45d b2d500e75f21 n referenceid r183o5070p1um n accountnumber 319130192085 n amount 3000 n direction outbound n status created n paymenttype returnresponse n source phone n transactionaccountcontext notsubmitted n debtor n n creditor n n network n businessmessageid b20250702021214273t1bfeh94831209802 n messageid m20250702021214273t1batg82744535279 n createdat 2025 07 02t09 07 29 1502333 04 00 n numberoftransactions 0 n interbanksettlementamount 0 n instructionid m20250702990000001s1buoo30780762671 n fromparticipantid 021214273t1 n toparticipantid 990000001s1 n instructingroutingnumber 020202020 n instructedroutingnumber 021214891 n headercreationdate 2025 07 02t09 07 29 1502333 04 00 n messagecreationdatetime 2025 07 02t09 07 29 1502333 04 00 n n transactioninfo n status rjcr n reasoncode am04 n n wasrefunded false n waspaid false n createdat 2025 07 02t09 07 29 1502333 04 00 n canceledat 2025 07 02t09 07 29 1502333 04 00 n productid 09fba5b0 3b96 4925 b626 af630153c893 n partnerid 16ec26e2 259b 4c35 a792 af63010ed9d7 n lastmodifiedat 2025 07 02t09 07 29 1502333 04 00 n sendattemptcount 0 n result n code am04 n n awaitingresponse false n referencedpaymentid 880bbd72 cea3 4ef8 b4ef b30e00d7c003 n networkplatform tch n id on1q4ouolk2zfilk12wlc language 400 code n errors n n code 2045 n message receiver does not support request for payment n n n customlabel selectedlanguageid za7e vgg1euptpxfre3cs request pathparameters name id kind required type string description the id of the inbound return request being rejected the id of the inbound return request being rejected queryparameters headerparameters bodydataparameters name requestbody kind required type object description required children name reasoncode kind required type string description a code that indicates why the payment is being rejected refer to the list of reason codes for more details name additionalinfo kind optional type string description optional free text field max 105 characters with explanatory notes name clientidentifier kind optional type string description optional client generated id for tracking or reference purposes schema name reasoncode kind required type string description a code that indicates why the payment is being rejected refer to the list of reason codes for more details name additionalinfo kind optional type string description optional free text field max 105 characters with explanatory notes name clientidentifier kind optional type string description optional client generated id for tracking or reference purposes formdataparameters currentnewparameter label body parameter value bodydataparameters response name id kind optional type string description unique id for the rejected return request assigned by cross river name originalpaymentid kind optional type string description the id of the originally received inbound payment that was attempted to be returned children name referenceid kind optional type string description cross river s unique reference id for the rejected return begins with r for rtp children name accountnumber kind optional type string description account at cross river that received the original inbound payment children name amount kind optional type integer description dollar amount of return request in positive integral cents for example write 1 00 as 100 children name direction kind optional type string description outbound to indicate the return which is now rejected would have left cross river children name status kind optional type string description transaction status n n created n pending n processing n completed n rejected n canceled n hold n timedout n finalizing n failed n researchrequired n expired n authorized children name paymenttype kind optional type string description always returnresponse for return payments children name source kind optional type string description indicates how the rejection was triggered e g api phone partnerportal children name transactionaccountcontext kind optional type string description account level transaction status for the rejected return n n notsubmitted n pending n processing n complete n reversal n memopost n timedout n canceled n rejected n authonly n notset children name network kind optional type object description network information children name businessmessageid kind optional type string description rtp business message id for the return that was rejected name messageid kind optional type string description unique identifier of the message name createdat kind optional type string description indicates when the rejection message was created formatted as yyyy mm ddthh mm ss mmm name instructionid kind optional type string description the unique id assigned by the instructing agent for the return payment while it remains active within the rtp system n nthis id serves as the unique identifier for the return payment request within the instant payments network name fromparticipantid kind optional type string description cross river s rtp participant id as sender name toparticipantid kind optional type string description rtp participant id of the institution that originally sent the return name instructingroutingnumber kind optional type string description routing number of cross river name instructedroutingnumber kind optional type string description routing number of the return originating fi name headercreationdate kind optional type string description timestamp for the message header creation name messagecreationdatetime kind optional type string description timestamp for the return rejection message creation formatted as yyyy mm ddthh mm ss mmm name transactioninfo kind optional type object description information about the transaction children name status kind optional type string description rtp status indicating rejection example rjcr name reasoncode kind optional type string description reason code provided for rejecting the return e g am04 name wasrefunded kind optional type boolean description indicates whether the payment was refunded true if refunded otherwise false children name waspaid kind optional type boolean description indicates whether the payment was received true if received otherwise false children name createdat kind optional type string description the date and time when the credit transfer was created formatted as yyyy mm ddthh mm ss mmm children name canceledat kind optional type string description the date and time if the return request was canceled formatted as yyyy mm ddthh mm ss mmm children name productid kind optional type string description the guid representing the id of your specific product type associated with the account this is provided by cr and identifies the cr account involved in the transfer children name partnerid kind optional type string description your unique id within the cr system provided in guid format children name lastmodifiedat kind optional type string description an internal cr value indicating the date and time the database entry was last modified formatted as yyyy mm ddthh mm ss mmm children name sendattemptcount kind optional type integer description the total count of attempts to send the payment request children name result kind optional type object description result of the response request children name code kind optional type string description the rejection reason code sent to the originating fi name awaitingresponse kind optional type boolean description whether cross river is awaiting response from the network typically false after rejection children name referencedpaymentid kind optional type string description the original return request id which is now being rejected children name networkplatform kind optional type string description the payment network platform used to process the payment possible values are tch for rtp via the clearing house children name endpoint rtp v1 payments id approve return method post url https sandbox crbcos com rtp v1 payments id return request description used to approve an inbound return request for a previously received rtp credit transfer this operation is relevant when an inbound payment to a cross river account is being returned to the original sender tab examples examples languages id tiu4cyzv2obskcr5taq d language curl code customlabel id 2ywx4qreq r5gxud3qe83 language nodejs code customlabel id yohqfoum8rgbnowxp x0u language python code customlabel id po3dr zn2july7vnhkt l language ruby code customlabel id puudtha7ybqrhtgmwlbrm language go code customlabel selectedlanguageid puudtha7ybqrhtgmwlbrm results languages id za7e vgg1euptpxfre3cs language 200 customlabel code n id e3e08e0f 1b6b 48b7 9c15 b30e00d7780a n originalpaymentid 4084feee 5f40 4502 83dd b2d400a5093a n referenceid r183o7e781r32 n accountnumber 398423912193 n amount 4000 n direction outbound n status created n paymenttype returnresponse n source phone n transactionaccountcontext notsubmitted n network n businessmessageid b20250702021214273t1bdxe00225897773 n messageid m20250702021214273t1bxjw29900517960 n createdat 2025 07 02t09 04 29 8964283 04 00 n instructionid m20250702990000001s1brrc27060408124 n fromparticipantid 021214273t1 n toparticipantid 990000001s1 n instructingroutingnumber 020202020 n instructedroutingnumber 021214891 n headercreationdate 2025 07 02t09 04 29 8964283 04 00 n messagecreationdatetime 2025 07 02t09 04 29 8964283 04 00 n n transactioninfo n status ipay n n wasrefunded false n waspaid false n createdat 2025 07 02t09 04 29 8964283 04 00 n canceledat 2025 07 02t09 04 29 8964283 04 00 n productid fb791f7d 7e65 488c b3e9 af63015283bb n partnerid 16ec26e2 259b 4c35 a792 af63010ed9d7 n lastmodifiedat 2025 07 02t09 04 29 9596518 04 00 n sendattemptcount 0 n awaitingresponse false n referencedpaymentid abbdf449 e0c4 49bc 9b4f b30e00d717e2 n networkplatform tch n id on1q4ouolk2zfilk12wlc language 400 code n errors n n code 2045 n message receiver does not support request for payment n n n customlabel selectedlanguageid za7e vgg1euptpxfre3cs request pathparameters name id kind required type string description the id of the inbound payment for which the return request is being approved the id of the inbound payment for which the return request is being approved queryparameters headerparameters bodydataparameters formdataparameters currentnewparameter label body parameter value bodydataparameters response name id kind optional type string description unique id for the approved return request assigned by cross river name originalpaymentid kind optional type string description the id of the originally received inbound payment that is now being returned children name referenceid kind optional type string description cross river s unique return reference id for instant payments this begins with r children name accountnumber kind optional type string description cross river account to which the original inbound payment was posted children name amount kind optional type integer description the amount in cents being returned to the original sender in positive integral cents for example write 1 00 as 100 children name direction kind optional type string description always outbound indicating the return payment is being sent from cross river back to the original sender children name status kind optional type string description transaction status n n created n pending n processing n completed n rejected n canceled n hold n timedout n finalizing n failed n researchrequired n expired n authorized children name paymenttype kind optional type string description type of payment for approved return requests this is always returnresponse children name source kind optional type string description the source of the activity n phone fax email clearinghouse api rtpsystemtimeout opsportal partnerportal returnoffunds autoresend fednow crnow children name transactionaccountcontext kind optional type string description transaction account context n n notsubmitted n pending n processing n complete n reversal n memopost n timedout n canceled n rejected n authonly n notset children name network kind optional type object description network information children name businessmessageid kind optional type string description network level unique identifier for the return message sent via rtp name messageid kind optional type string description unique message id used by the network e g the clearing house name createdat kind optional type string description indicates when the return message was created formatted as yyyy mm ddthh mm ss mmm name instructionid kind optional type string description the unique id assigned by the instructing agent for the payment return request while it remains active within the rtp system n nthis id serves as the unique identifier for the payment request within the instant payments network name fromparticipantid kind optional type string description the rtp id of the participant cross river sending the return name toparticipantid kind optional type string description the rtp id of the original sending participant receiving the return name instructingroutingnumber kind optional type string description routing number of cross river as the sender of the return name instructedroutingnumber kind optional type string description routing number of the receiving financial institution name headercreationdate kind optional type string description internal cr timestamp for when the rtp header was generated name messagecreationdatetime kind optional type string description the date and time when the payment request message was created formatted as yyyy mm ddthh mm ss mmm name transactioninfo kind optional type object description information about the transaction children name status kind optional type string description the status of the return within the rtp transaction lifecycle example ipay name wasrefunded kind optional type boolean description indicates whether a refund was previously issued on this return usually false for new approvals children name waspaid kind optional type boolean description indicates whether funds were successfully transferred back to the original sender children name createdat kind optional type string description the date and time when the credit transfer was created formatted as yyyy mm ddthh mm ss mmm children name canceledat kind optional type string description timestamp indicating if and when the return was canceled after approval children name productid kind optional type string description the guid representing the id of your specific product type associated with the account this is provided by cr and identifies the cr account involved in the transfer children name partnerid kind optional type string description your unique id within the cr system provided in guid format children name lastmodifiedat kind optional type string description an internal cr value indicating the date and time the database entry was last modified formatted as yyyy mm ddthh mm ss mmm children name sendattemptcount kind optional type integer description the total count of attempts to send the return payment request children name awaitingresponse kind optional type boolean description indicates whether a message response is pending true if waiting otherwise false n children name referencepaymentid kind optional type string description internal id referencing the original return request if applicable children name networkplatform kind optional type string description the payment network platform used to process the payment possible values are tch for rtp via the clearing house children sla for inbound return request response inbound return requests must be approved or rejected within the following service level timelines, based on the payment rail fednow a response is required by the end of the next business day after the return request is received rtp if the original credit transfer was a standard payment response is required within 10 business days of receiving the return request if the original credit transfer was initiated through a request for payment (rfp) response is required within 20 business days of receiving the return request failure to respond within these slas will result in automatic rejection of the inbound return request important note on fraud related return requests any incoming return request with a reason code of frad (fraud) will be reviewed by cross river and cannot be actioned directly by the partner cross river will evaluate the request and determine next steps internally