Migration from P2P to CCP
what is new the p2c solution is currently hosted on push to pay express (p2pe) we are migrating these apis over to , where all the other payment rails (ach, wire, etc) reside this provides a more seamless customer experience, due to the single connection to all our api banking services across all rails the advantages of this migration include standardization moving to a standardized platform results in standardized integrations to third party platforms for automated ofac checks, eliminating the manual bespoke workarounds in various platforms not only are these manual workarounds a painpoint for our partners, requiring extra time and effort to check ofac alerts, but they also add points of potential failure, resulting in a lot of overhead and upkeep in addition, because the account management apis also live in cos, migrating from p2pe to cos will also increase speed and reduce the latency related to calling cos and waiting for a response on card limits scalability moving to cos increases scalability partners will easily be able to increase their volumes, due to the robust cos infrastructure another reason for this increased scalability is the introduction of asynchronous apis, which are faster because of their increased throughput and ability to handle many requests in parallel reliability the cos infrastructure is also more reliable, with historically fewer issues compared to ptpe accessibility lastly, migrating from ptpe to cos will make all the other payment rails and services more accessible with all the apis hosted in the same place partner impact partners are recommended to migrate from the previous ptpe card payments apis to the new cos card payment apis so they can gain all the benefits of cos, as explained in the previous section cross river will provide proper guidance to aid partners with their migrations, including but not limited to joint integration testing e2e testing dedicated support engineers partners performing international card payments must migrate first so that they can take advantage of the cos ofac apis in this tutorial, you'll learn ✅ the ptpe apis you are currently using, ✅ their cos counterparts, and ✅ what you would need to adjust to migrate over