Get extended check data

API reference

Returns a specific payment by its unique identifier

Endpoint: /checks/v1/payments/{id}/extended

GET

https://sandbox.crbcos.com/checks/v1/payments/{id}/extended

Path Parameters

idstringrequired
Description
Payment ID of the specific payment. Find this ID in the response to a deposit check call, or in the Check.Payment.Received webhook.

Response

idstring
Description
Check payment ID. This ID is in GUID format.
accountNumberstring
Description
Number of the account the check is posting to
referenceIdstring
Description
The reference ID of the check payment, indicating the rail type in the first element of the string. In this case it is C. This is an internal Cross River attribute.
paymentTypestring
Description
The check paymentType indicates whether the check has been presented for payment or has been returned for some reason: - Forward (a check presented for payment, to be sent to the payer bank) - Return (A previous forward item that the payer bank returned)
checkTypestring
Description
Type of check being dealt with. There are several check types: - Standard - OnUs - Treasury - MoneyOrder - FedReserveBank - FedHomeLoan - StateLocalGovt - Certified - Unknown
directionstring
Description
Payment direction: - Inbound - Outbound
statusstring
Description
Status of the positive pay record: - Authorized - Paid - Revoked
sourcestring
Description
Source of the payment request: - Api - PartnerPortal - OpsPortal - File - System - Lockbox
postingstring
Description
Posting status: - Pending - Posted - Failed - Canceled - Authorized - Authorizing
rejectionReasonstring
Description
Rejected because: - ImageAnalysisFailure - PostingException - AmountMismatch - MaxItemAmountExceeded - MaxDepositAmountExceeded - MaxItemsPerDayExceeded - Duplicate - PayerRoutingNumberInvalid - PayerAccountNumberInvalid - CheckNumberInvalid - AccountNotFound - DepositsNotEnabled - InvalidAccountType - NotSpecified
positivePayResultstring
Description
If Positive Pay is enabled, the positive pay status of the check: - Pending - Authorized - Unauthorized - Disabled
positivePayMatchIdstring
Description
If Positive Pay is enabled, ID of the positive pay record associated with the payment
postingCodestring
Description
Code related to the Cross River system transaction tied to the payment. Any value other than “OK” indicates a rejection.
clientBatchIdstring
Description
ID for the batch received from the Cross River lockbox vendor
clientBatchSequenceinteger
Description
Sequence number of the payment inside the batch received from the Cross River lockbox vendor
fedBatchIdstring
Description
ID of the distribution that the check was included in
fedBatchSequenceinteger
Description
Sequence number of the payment inside the distribution
coreTransactionIdstring
Description
Unique Cross River identifier for the core transaction. This ID is in GUID format.
memoPostIdstring
Description
Unique identifier for the memo post. This ID is in GUID format.
originalPaymentIdstring
Description
The original payment ID, when a check has been returned or redeposited
customerIdstring
Description
The unique ID assigned to a customer when the customer record is created. You need this ID to take action for a specific customer. For example, when opening an account or adding an address to a customer record. The ID is in GUID format.
payerRoutingNumberstring
Description
The payer’s routing number (printed on the check)
payerAccountNumberstring
Description
The payer’s account number (printed on the check)
payeeNamestring
Description
Name of the payee from the check, up to 15 characters (X9.37 Field 8)
checkNumberstring
Description
The serial number that appears on the check. 20 characters maximum
bofdRoutingNumberstring
Description
Nine-digit routing and transit number (TTTTAAAAC format) of the Bank of First Deposit (X9.37 Field 3)
sequenceNumberstring
Description
Sequential number of this bundle within the cash letter, typically denoting relative position (X9.37 Field 8)
amountinteger
Description
The amount to be transferred, in cents. For example, 10001 = $100.01.
currencystring
Description
Currency of the check. For example, USD (US dollars)
micrstring
Description
The magnetic ink character recognition line, consisting of the routing number, account number and check number
recognizedAmountinteger
Description
The check amount recognized from the check image via OCR
iqaPassedboolean
Description
True if the check has passed the Fed’s image quality assurance standards, otherwise false
returnCodestring
Description
The return code indicates why the check was returned. There are several return codes.
hasFrontImageboolean
Description
True if the check image file includes the front of the check. Otherwise false.
hasBackImageboolean
Description
True if the check image file includes the back of the check. Otherwise false.
isRedepositboolean
Description
True if the check was deposited before. Otherwise false.
policystring
Description
Policy
schedulearray
Description
Funds availability schedule, determined by the policy, and based on whenever the check was released to the Fed in a distribution. Consists of a day-by-day breakdown based on calendar day, with each day’s availability amount displayed.
createdAtstring
Description
The date and time the record was created. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
canceledAtstring
Description
Date and time the check payment was canceled. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
rejectedAtstring
Description
Date and time the check payment was rejected. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
processedAtstring
Description
Date and time the check payment was processed. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
completedAtstring
Description
Date and time the check payment was completed. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
postedAtstring
Description
Date and time the check payment was posted In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
wasReturnedboolean
Description
True if the check was returned. Otherwise false.
purposestring
Description
Purpose of the deposited check
clientIdentifierstring
Description
Use this attribute to add your own unique identifying string to a payment call or COS record. This attribute is useful for idempotency purposes. 50 characters maximum
depositBusinessDatestring
Description
The business date of the deposit in the format of yymmdd. This date is usually Day 1 of the schedule for making the funds available. If the check is deposited after the day's deposit cut-off time, Day 1 might be a different date. In that case, the processedAt date is Day 1.
lockboxVendorIdstring
Description
ID of the lockbox service receiving the paper checks and sending them via ICL to Cross River
decisionRequiredboolean
Description
DecisionRequired
wasDecisionedboolean
Description
WasDecisioned
productIdstring
Description
ID in GUID format of your specific product type on which the account is based. Provided by Cross River. In this case, it's the product ID of the payee account.
partnerIdstring
Description
Your unique ID in the Cross River system. This ID is in GUID format.
lastModifiedAtstring
Description
Internal Cross River value. Date and time the database entry was last modified. In this case, the date and time are in this format: yyyy-mm-ddThh:mm:ss[.mmm]
extendedobject
Description
Extended X9.37 Image Cash Letter (ICL) data containing the complete cash letter header, bundle header, and check item details per ANSI X9.37 specification
- cashLetterobject
  Description
  X9.37 Cash Letter Header (Record Type 10) containing metadata about the entire cash letter transmission
  - collectionTypeIndicatorstring
    Description
    Code identifying the type of collection: 00=Preliminary Forward, 01=Forward Presentment, 02=Same-Day Settlement, 03=Return, 04=Return Notification, 05=Preliminary Return Notification, 06=Final Return Notification, 20=No Detail, 99=Mixed collection types (X9.37 Field 2)
  - destinationRoutingNumberstring
    Description
    Nine-digit routing and transit number (TTTTAAAAC format) of the institution that receives and processes the cash letter (X9.37 Field 3)
  - eceInstitutionRoutingNumberstring
    Description
    Nine-digit routing and transit number (TTTTAAAAC format) of the ECE (Exchange) institution that creates the cash letter (X9.37 Field 4)
  - businessDatestring
    Description
    Business date of the cash letter in YYYYMMDD format (X9.37 Field 5)
  - creationDatestring
    Description
    Date the cash letter was created in Eastern Time zone, YYYYMMDD format (X9.37 Field 6)
  - creationTimestring
    Description
    Time the cash letter was created in Eastern Time zone, HHMM format using 24-hour notation (X9.37 Field 7)
  - recordTypeIndicatorstring
    Description
    Indicates the presence and type of electronic check records: N=No electronic records, E=Electronic records without images, I=Electronic records with images, F=Electronic records with images from previous letter (X9.37 Field 8)
  - documentationTypeIndicatorstring
    Description
    Type of documentation supporting the check: A-M indicate various image/paper combinations, Z=No image provided (X9.37 Field 9)
  - cashLetterIdstring
    Description
    Unique eight-character identifier for this cash letter (X9.37 Field 10)
  - originatorContactNamestring
    Description
    Name of the contact person at the institution creating the cash letter, up to 14 characters (X9.37 Field 11)
  - originatorContactPhonestring
    Description
    Ten-digit phone number for the originator contact (X9.37 Field 12)
  - fedWorkTypestring
    Description
    Federal Reserve work type classification code, single character (X9.37 Field 13)
  - userFieldstring
    Description
    Field available for user-defined data per X9.37 standard, used at the discretion of participants
  - reservedstring
    Description
    Field reserved for future use per X9.37 specification, currently blank
- bundleobject
  Description
  X9.37 Bundle Header (Record Type 20) containing metadata about this bundle of check items within the cash letter
  - collectionTypeIndicatorstring
    Description
    Code identifying the type of collection: 00=Preliminary Forward, 01=Forward Presentment, 02=Same-Day Settlement, 03=Return, 04=Return Notification, 05=Preliminary Return Notification, 06=Final Return Notification, 20=No Detail, 99=Mixed collection types (X9.37 Field 2)
  - destinationRoutingNumberstring
    Description
    Nine-digit routing and transit number (TTTTAAAAC format) of the institution that receives and processes the cash letter (X9.37 Field 3)
  - eceRoutingNumberstring
    Description
    Nine-digit ECE (Exchange) institution's routing and transit number that creates the bundle header (X9.37 Field 4)
  - businessDatestring
    Description
    Business date of the cash letter in YYYYMMDD format (X9.37 Field 5)
  - creationDatestring
    Description
    Date the cash letter was created in Eastern Time zone, YYYYMMDD format (X9.37 Field 6)
  - bundleIdstring
    Description
    Unique identifier for this bundle within the cash letter, up to 10 characters, assigned by the institution creating the bundle (X9.37 Field 7)
  - sequenceNumberstring
    Description
    Sequential number of this bundle within the cash letter, typically denoting relative position (X9.37 Field 8)
  - cycleNumberstring
    Description
    Processing cycle code under which the bundle is created, two characters assigned by the creating institution (X9.37 Field 9)
  - returnLocationRoutingNumberstring
    Description
    Nine-digit routing and transit number (TTTTAAAAC format) where returns, final return notifications, and preliminary return notifications are sent (X9.37 Field 3 in Addendum A)
  - userFieldstring
    Description
    Field available for user-defined data per X9.37 standard, used at the discretion of participants
  - reservedstring
    Description
    Field reserved for future use per X9.37 specification, currently blank
- itemobject
  Description
  X9.37 Check Detail and related records containing the check item information including images and MICR data
  - checkDetailobject
    Description
    X9.37 Check Detail Record (Type 25) containing MICR line data and processing indicators for the check item
    - auxiliaryOnUsstring
      Description
      Code used on commercial checks at the discretion of the payor bank, typically for internal processing (X9.37 Field 2)
    - externalProcessingCodestring
      Description
      Code used for special purposes as authorized by X9, also known as Position 44 (X9.37 Field 3)
    - payorRoutingNumberstring
      Description
      Eight-digit routing number (TTTTAAAA format) identifying the institution by or through which the item is payable (X9.37 Field 4)
    - payorCheckDigitstring
      Description
      Check digit for the payor bank routing number to form a valid mod-checked nine-digit routing number (X9.37 Field 5)
    - onUsstring
      Description
      Data specified by the payor bank, typically includes account number, serial number, or transaction code, up to 20 characters (X9.37 Field 6)
    - amountstring
      Description
      The amount to be transferred, in cents. For example, 10001 = $100.01.
    - sequenceNumberstring
      Description
      Sequential number of this bundle within the cash letter, typically denoting relative position (X9.37 Field 8)
    - documentationTypeIndicatorstring
      Description
      Type of documentation supporting the check: A-M indicate various image/paper combinations, Z=No image provided (X9.37 Field 9)
    - electronicReturnIndicatorstring
      Description
      Return Acceptance Indicator - indicates whether the creating institution will support electronic return processing, values 0-9 and A-F (X9.37 Field 10)
    - micrValidIndicatorstring
      Description
      MICR read quality: 1=Good read, 2=Good read with missing field, 3=Read error encountered, 4=Missing field and read error (X9.37 Field 11)
    - bofdIndicatorstring
      Description
      Bank of First Deposit indicator: Y=ECE is BOFD, N=ECE is not BOFD, U=Relationship undetermined (X9.37 Field 12)
    - addendumCountstring
      Description
      Number of Check Detail Record Addenda to follow, supports up to 99 addendum records (X9.37 Field 13)
    - correctionIndicatorstring
      Description
      How the MICR line was repaired: 0=No repair, 1-3=Various repair methods, 4=Undetermined (X9.37 Field 14)
    - archiveTypeIndicatorstring
      Description
      Type of archive supporting this Check Detail: A-I represent microfilm, image, paper, or combinations (X9.37 Field 15)
  - checkAddendumAarray
    Description
    X9.37 Check Detail Addendum A (Record Type 26) containing Bank of First Deposit information and endorsement details
  - checkAddendumBarray
    Description
    X9.37 Check Detail Addendum B (Record Type 27) - Not supported by Federal Reserve Bank
  - checkAddendumCarray
    Description
    X9.37 Check Detail Addendum C (Record Type 28) containing endorsing bank information and return reason
  - returnDetailobject
    Description
    ReturnDetail
    - payorRoutingNumberstring
      Description
      Eight-digit routing number (TTTTAAAA format) identifying the institution by or through which the item is payable (X9.37 Field 4)
    - payorCheckDigitstring
      Description
      Check digit for the payor bank routing number to form a valid mod-checked nine-digit routing number (X9.37 Field 5)
    - onUsstring
      Description
      Data specified by the payor bank, typically includes account number, serial number, or transaction code, up to 20 characters (X9.37 Field 6)
    - amountstring
      Description
      The amount to be transferred, in cents. For example, 10001 = $100.01.
    - returnReasonstring
      Description
      Code indicating the reason for non-payment or return of the check (X9.37 Addendum C Field 9)
    - addendumCountstring
      Description
      Number of Check Detail Record Addenda to follow, supports up to 99 addendum records (X9.37 Field 13)
    - returnDocTypeIndicatorstring
      Description
      ReturnDocTypeIndicator
    - forwardBundleDatestring
      Description
      ForwardBundleDate
    - eceSequenceNumberstring
      Description
      Sequence number assigned by the ECE institution that creates the Check Detail, up to 15 characters (X9.37 Field 8)
    - externalProcessingCodestring
      Description
      Code used for special purposes as authorized by X9, also known as Position 44 (X9.37 Field 3)
    - returnNotificationIndicatorstring
      Description
      ReturnNotificationIndicator
    - returnArchiveTypeIndicatorstring
      Description
      ReturnArchiveTypeIndicator
    - numberOfTimesReturnedstring
      Description
      NumberOfTimesReturned
    - reservedstring
      Description
      Field reserved for future use per X9.37 specification, currently blank
  - returnAddendumAarray
    Description
    X9.37 Return Detail Addendum A (Record Type 32) containing Bank of First Deposit information for returned items
  - returnAddendumBobject
    Description
    ReturnAddendumB
    - payorBankNamestring
      Description
      Short name (up to 18 characters) of the institution by or through which the item is payable (X9.37 Return Addendum B Field 2)
    - auxiliaryOnUsstring
      Description
      Code used on commercial checks at the discretion of the payor bank, typically for internal processing (X9.37 Field 2)
    - payorBankSequenceNumberstring
      Description
      Number that identifies the item at the payor bank, up to 15 characters (X9.37 Return Addendum B Field 4)
    - payorBankBusinessDatestring
      Description
      Date the payor bank processed the Return Record in YYYYMMDD format (X9.37 Return Addendum B Field 5)
    - payorAccountNamestring
      Description
      Account name from payor bank records, up to 22 characters (X9.37 Return Addendum B Field 6)
  - returnAddendumCobject
    Description
    X9.37 Return Detail Addendum C (Record Type 34) containing endorsement and deposit information
  - returnAddendumDarray
    Description
    X9.37 Return Detail Addendum D (Record Type 35) containing additional return reason information
  - imagesarray
    Description
    Images

curl

curl --location 'https://sandbox.crbcos.com/checks/v1/payments/3d70fc63-672e-4c3b-9e66-b48700b5db14/extended' \
--header 'Authorization: Bearer <token>'

nodejs

var https = require('follow-redirects').https;
var fs = require('fs');

var options = {
  'method': 'GET',
  'hostname': 'sandbox.crbcos.com',
  'path': '/checks/v1/payments/3d70fc63-672e-4c3b-9e66-b48700b5db14/extended',
  'headers': {
    'Authorization': 'Bearer <token>'
  },
  'maxRedirects': 20
};

var req = https.request(options, function (res) {
  var chunks = [];

  res.on("data", function (chunk) {
    chunks.push(chunk);
  });

  res.on("end", function (chunk) {
    var body = Buffer.concat(chunks);
    console.log(body.toString());
  });

  res.on("error", function (error) {
    console.error(error);
  });
});

req.end();

python

import requests

url = "https://sandbox.crbcos.com/checks/v1/payments/3d70fc63-672e-4c3b-9e66-b48700b5db14/extended"

payload = ""
headers = {
  'Authorization': 'Bearer <token>'
}

response = requests.request("GET", url, headers=headers, data=payload)

print(response.text)

ruby

require "uri"
require "net/http"

url = URI("https://sandbox.crbcos.com/checks/v1/payments/3d70fc63-672e-4c3b-9e66-b48700b5db14/extended")

https = Net::HTTP.new(url.host, url.port)
https.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = "Bearer <token>"

response = https.request(request)
puts response.read_body

package main

import (
  "fmt"
  "strings"
  "net/http"
  "io"
)

func main() {

  url := "https://sandbox.crbcos.com/checks/v1/payments/3d70fc63-672e-4c3b-9e66-b48700b5db14/extended"
  method := "GET"

  payload := strings.NewReader(``)

  client := &http.Client {
  }
  req, err := http.NewRequest(method, url, payload)

  if err != nil {
    fmt.Println(err)
    return
  }
  req.Header.Add("Authorization", "Bearer <token>")

  res, err := client.Do(req)
  if err != nil {
    fmt.Println(err)
    return
  }
  defer res.Body.Close()

  body, err := io.ReadAll(res.Body)
  if err != nil {
    fmt.Println(err)
    return
  }
  fmt.Println(string(body))
}

200

{
    "extended": {
        "cashLetter": {
            "recordType": "10",
            "collectionTypeIndicator": "01",
            "destinationRoutingNumber": "061000146",
            "eceInstitutionRoutingNumber": "021214891",
            "businessDate": "20260714",
            "creationDate": "20260714",
            "creationTime": "0702",
            "recordTypeIndicator": "I",
            "documentationTypeIndicator": "G",
            "cashLetterId": "03743251",
            "originatorContactName": "",
            "originatorContactPhone": "",
            "fedWorkType": "C"
        },
        "bundle": {
            "recordType": "20",
            "collectionTypeIndicator": "01",
            "destinationRoutingNumber": "061000146",
            "eceRoutingNumber": "021214891",
            "businessDate": "20260714",
            "creationDate": "20260714",
            "bundleId": "69236621",
            "sequenceNumber": "1",
            "cycleNumber": "0",
            "returnLocationRoutingNumber": "021214891"
        },
        "item": {
            "checkDetail": {
                "recordType": "25",
                "auxiliaryOnUs": "1237",
                "externalProcessingCode": "",
                "payorRoutingNumber": "31407426",
                "payorCheckDigit": "9",
                "onUs": "/28293886",
                "amount": "10000",
                "sequenceNumber": "3918624417",
                "documentationTypeIndicator": "G",
                "electronicReturnIndicator": "",
                "micrValidIndicator": " ",
                "bofdIndicator": "Y",
                "addendumCount": "01",
                "correctionIndicator": "",
                "archiveTypeIndicator": ""
            },
            "checkAddendumA": [
                {
                    "recordType": "26",
                    "recordNumber": "1",
                    "bofdRoutingNumber": "021214891",
                    "bofdBusinessDate": "20260714",
                    "bofdSequenceNumber": "3918624417",
                    "bofdDepositAccountNumber": "2203250853",
                    "bofdDepositBranch": "01",
                    "payeeName": "",
                    "truncationIndicator": "Y",
                    "bofdConversionIndicator": "",
                    "bofdCorrectionIndicator": "",
                    "userField": "",
                    "reserved": ""
                }
            ],
            "checkAddendumB": [],
            "checkAddendumC": [],
            "returnAddendumA": [],
            "returnAddendumD": [],
            "images": [
                {
                    "detail": {
                        "recordType": "50",
                        "imageIndicator": "1",
                        "creatorRoutingNumber": "021214891",
                        "creatorDate": "20260714",
                        "imageViewFormatIndicator": "00",
                        "imageViewCompression": "00",
                        "imageViewDataSize": "5652",
                        "viewSideIndicator": "0",
                        "viewDescriptor": "00",
                        "digitalSignatureIndicator": "0",
                        "digitalSignatureMethod": "",
                        "securityKeySize": "",
                        "startOfProtectedData": "",
                        "lengthOfProtectedData": "",
                        "imageRecreateIndicator": "",
                        "userField": "",
                        "reserved": ""
                    },
                    "data": {
                        "recordType": "52",
                        "institutionRoutingNumber": "021214891",
                        "bundleBusinessDate": "20260714",
                        "cycleNumber": "0",
                        "eceSequenceNumber": "3918624417",
                        "securityOriginatorName": "",
                        "securityAuthenticatorName": "",
                        "securityKeyName": "",
                        "clippingOrigin": "0",
                        "clippingCoordinateH1": "",
                        "clippingCoordinateH2": "",
                        "clippingCoordinateV1": "",
                        "clippingCoordinateV2": "",
                        "lengthOfReferenceKey": "19",
                        "imageReferenceKey": "2026071439186244170",
                        "lengthOfSignature": "0000",
                        "digitalSignature": "",
                        "lengthOfImageData": "5652",
                        "imageData": "payment_3366874c-b887-4532-aec7-b48c006d4d1f_0.tif"
                    },
                    "analysis": {
                        "recordType": "54",
                        "globalImageQuality": "0",
                        "globalImageUsability": "0",
                        "imagingBankSpecficTest": "0",
                        "partialImage": "0",
                        "excessiveImageSkew": "0",
                        "piggybackImage": "0",
                        "tooLightOrTooDark": "0",
                        "streaksAndBands": "0",
                        "belowMinimumImageSize": "0",
                        "exceedsMaximumImageSize": "0",
                        "reserved1": "",
                        "reserved2": "",
                        "reserved3": "",
                        "reserved4": "",
                        "reserved5": "",
                        "reserved6": "",
                        "reserved7": "",
                        "reserved8": "",
                        "reserved9": "",
                        "reserved10": "",
                        "reserved11": "",
                        "reserved12": "",
                        "reserved13": "",
                        "imageEnabledPod": "0",
                        "sourceDocumentBad": "0",
                        "dateUsability": "0",
                        "payeeUsability": "0",
                        "convenienceAmountUsability": "0",
                        "wordsAmountUsability": "0",
                        "signatureUsability": "0",
                        "payorNameUsability": "0",
                        "micrLineUsability": "0",
                        "memoLineUsability": "0",
                        "payorBankNameUsability": "0",
                        "payeeEndorsementUsability": "0",
                        "bofdEndorsementUsability": "0",
                        "transitEndorsementUsability": "0",
                        "reserved14": "",
                        "reserved15": "",
                        "reserved16": "",
                        "reserved17": "",
                        "reserved18": "",
                        "reserved19": "",
                        "userField": "00000000000000000000",
                        "reserved20": ""
                    },
                    "recordCount": 3
                },
                {
                    "detail": {
                        "recordType": "50",
                        "imageIndicator": "1",
                        "creatorRoutingNumber": "021214891",
                        "creatorDate": "20260714",
                        "imageViewFormatIndicator": "00",
                        "imageViewCompression": "00",
                        "imageViewDataSize": "3132",
                        "viewSideIndicator": "1",
                        "viewDescriptor": "00",
                        "digitalSignatureIndicator": "0",
                        "digitalSignatureMethod": "",
                        "securityKeySize": "",
                        "startOfProtectedData": "",
                        "lengthOfProtectedData": "",
                        "imageRecreateIndicator": "",
                        "userField": "",
                        "reserved": ""
                    },
                    "data": {
                        "recordType": "52",
                        "institutionRoutingNumber": "021214891",
                        "bundleBusinessDate": "20260714",
                        "cycleNumber": "0",
                        "eceSequenceNumber": "3918624417",
                        "securityOriginatorName": "",
                        "securityAuthenticatorName": "",
                        "securityKeyName": "",
                        "clippingOrigin": "0",
                        "clippingCoordinateH1": "",
                        "clippingCoordinateH2": "",
                        "clippingCoordinateV1": "",
                        "clippingCoordinateV2": "",
                        "lengthOfReferenceKey": "19",
                        "imageReferenceKey": "2026071439186244171",
                        "lengthOfSignature": "0000",
                        "digitalSignature": "",
                        "lengthOfImageData": "3132",
                        "imageData": "payment_3366874c-b887-4532-aec7-b48c006d4d1f_1.tif"
                    },
                    "analysis": {
                        "recordType": "54",
                        "globalImageQuality": "0",
                        "globalImageUsability": "0",
                        "imagingBankSpecficTest": "0",
                        "partialImage": "0",
                        "excessiveImageSkew": "0",
                        "piggybackImage": "0",
                        "tooLightOrTooDark": "0",
                        "streaksAndBands": "0",
                        "belowMinimumImageSize": "0",
                        "exceedsMaximumImageSize": "0",
                        "reserved1": "",
                        "reserved2": "",
                        "reserved3": "",
                        "reserved4": "",
                        "reserved5": "",
                        "reserved6": "",
                        "reserved7": "",
                        "reserved8": "",
                        "reserved9": "",
                        "reserved10": "",
                        "reserved11": "",
                        "reserved12": "",
                        "reserved13": "",
                        "imageEnabledPod": "0",
                        "sourceDocumentBad": "0",
                        "dateUsability": "0",
                        "payeeUsability": "0",
                        "convenienceAmountUsability": "0",
                        "wordsAmountUsability": "0",
                        "signatureUsability": "0",
                        "payorNameUsability": "0",
                        "micrLineUsability": "0",
                        "memoLineUsability": "0",
                        "payorBankNameUsability": "0",
                        "payeeEndorsementUsability": "0",
                        "bofdEndorsementUsability": "0",
                        "transitEndorsementUsability": "0",
                        "reserved14": "",
                        "reserved15": "",
                        "reserved16": "",
                        "reserved17": "",
                        "reserved18": "",
                        "reserved19": "",
                        "userField": "00000000000000000000",
                        "reserved20": ""
                    },
                    "recordCount": 3
                }
            ],
            "recordCount": 8
        }
    },
    "id": "3d70fc63-672e-4c3b-9e66-b48700b5db14",
    "accountNumber": "2203250853",
    "referenceId": "C195BV23Y5FM",
    "paymentType": "Forward",
    "checkType": "Standard",
    "direction": "Outbound",
    "status": "Completed",
    "source": "Api",
    "posting": "Posted",
    "postingCode": "OK",
    "fedBatchId": "b27a0427-1434-4372-ae16-b488015f31cc",
    "fedBatchSequence": 1,
    "coreTransactionId": "4c8d9f31-4072-466a-b64a-b48700b5db14",
    "memoPostId": "05a58583-6a53-449c-b685-b48700b5db14",
    "originalPaymentId": "3d70fc63-672e-4c3b-9e66-b48700b5db14",
    "customerId": "861261af-1251-49e8-966f-b2ff00d627bd",
    "payerRoutingNumber": "314074269",
    "payerAccountNumber": "28293886",
    "payeeName": "",
    "checkNumber": "1237",
    "bofdRoutingNumber": "021214891",
    "sequenceNumber": "3918624417",
    "amount": 10000,
    "currency": "usd",
    "micr": "d314074269dc28293886c1237",
    "recognizedAmount": 100,
    "iqaPassed": true,
    "hasFrontImage": true,
    "hasBackImage": true,
    "isRedeposit": false,
    "policy": "Standard",
    "schedule": [
        0,
        10000
    ],
    "createdAt": "2026-07-14T07:02:06.997-04:00",
    "processedAt": "2026-07-15T17:18:53.033-04:00",
    "completedAt": "2026-07-15T17:18:53.033-04:00",
    "postedAt": "2026-07-15T17:18:53.25-04:00",
    "wasReturned": true,
    "purpose": "SKIP_IQA",
    "depositBusinessDate": "260715",
    "decisionRequired": false,
    "wasDecisioned": false,
    "productId": "83bed086-8182-4151-a1e3-af5b01362783",
    "partnerId": "cd9c12f4-7691-424a-b38b-af5b0134c611",
    "lastModifiedAt": "2026-07-19T02:37:57.2846515-04:00"
}

400

{\n  \"errors\": [{\n    \"code\": 2001,\n    \"message\": \"Validation error\"\n  }]\n}

401

{\n  \"errors\": [{\n    \"code\": 3001,\n    \"message\": \"Unauthorized\"\n  }]\n}