Create a loan
POST /Loan
Use this call to create a loan request in Arix.
Note
Request URL https:// ... /Loan
For detailed reference information on the loan attributes, see Loan attributes and parameters.
Important
When you add a date field in a request, the format must be: yyyy-mm-dd.
These fields include BorrowerDOB and FICODate and must be in this format: 1970-12-05
Sample request in JSON - POST /Loan
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Create a loan
{
"Loan": {
"LoanNumber": {{loanNumber}},
"IssuingBankId": "CRB",
"Platform": "string",
"LoanType": 1,
"NoteDate": "2019-12-31",
"BorrowerLastName": {{$randomLastName}},
"BorrowerFirstName": {{$randomFirstName}},
"BorrowerDOB": "1986-12-31",
"BorrowerSSN": {{borrowerSSN}},
"BorrowerAddress": {{borrowerAddress}},
"BorrowerCity": {{$randomCity}},
"BorrowerState": {{borrowerState}},
"BorrowerZip": {{borrowerZip}},
"LoanAmount": 1500,
"NetFunding": 1300,
"Rate": 0.2,
"APR": "10",
"BatchId": "string",
"BorrowerPhone": {{$randomPhoneNumber}},
"BorrowerEmail": {{$randomEmail}},
"Amortization": 0,
"Term": 36,
"RateType": 0,
"PriorLoanFlag": "string",
"FICO": 10,
"FICODate": "2017-12-31",
"CreditGrade": "string",
"AssetClass": 0,
"LoanPurpose": "string",
"Investor": "string",
"Servicer": "string",
"ApplicationDate": {{ApplicationDate}},
"RegBDecisionDate": {{RegBDecisionDate}},
"PurchaseDate": {{PurchaseDate}},
"PaymentDueDate": {{PaymentDueDate}},
"ApprovedLoanAmount": 0,
"PeriodicPayment": 0,
"OriginationFee": 100,
"HomeownerFlag": "string",
"OpenCreditLines": 0,
"AnnualIncome": 0,
"CreditInquiries12months": 0,
"DQPast24months": 0,
"PublicRecordsOnFile": 0,
"EmploymentLength": 0,
"DebtUtilization": 0,
"TotalRevolvingDebt": 0,
"AccountsOpenedPast24months": 0,
"CollectionsExcludingMedical": 0,
"MonthsSinceLastRecord": 0,
"Employer": "string",
"DTI": 0,
"MLAFLAG": "string",
"MAPR": "string",
"ReceiverName": "string",
"SameDayFlag": 0,
"AddendaRecord": "string",
"CoBorrowerFirstName": "string",
"CoBorrowerLastName": "string",
"CoBorrowerDOB": "1986-12-31",
"CoBorrowerSSN": "string",
"CoBorrowerAddress": "string",
"CoBorrowerCity": "string",
"CoBorrowerState": "string",
"CoBorrowerZip": "string",
"CoBorrowerPhone": "string",
"CoBorrowerEmail": "string",
"CoBorrowerFICO": 0,
"MerchantName": "string",
"MerchantFee": 0,
"RefundAmount": 0,
"AdjustedLoanAmount": 0,
"AdjustedNetFunding": 0,
"AdjustedOriginationFee": 0,
"AdjustedCurrentMonthlyPayment": 0,
"RefundDate": "2017-12-31",
"AdjustedMerchantFee": 0,
"FinalPaymentDate": {{FinalPaymentDate}},
"FinalPayment": 0,
"FinanceCharge": 0,
"TotalPayments": 0,
"PPY": 0,
"PaymentFrequency": 0,
"StandardEntryTypeCode": "string",
"InterestAccrualMethodDays": 0,
"SubpoolId": "Moe83",
"Program": "DTM",
"Field1": "string",
"Field2": "string",
"Field3": "string",
"Field4": "string",
"Field5": "string",
"Field6": "string",
"Field7": "string",
"Field8": "string",
"Field9": "string",
"Field10": "string",
"Field11": "string",
"Field12": "string",
"Field13": "string",
"Field14": "string",
"Field15": "string",
"Field16": "string",
"Field17": "string",
"Field18": "string",
"Field19": "string",
"Field20": "string",
"Rails": [
{
"ACHFields": {
"StandardEntryClassCode": "PPD",
"TransactionType": "push",
"ToRoutingNumber": "021214891",
"ToAccountType": "GL",
"ToAccountName": "Test",
"ToAccountNumber": "9999999999",
"Description": "Test"
},
"RailType": "COSACH",
"Priority": 1,
"Amount": 300
}
]
}
}Sample response in JSON - POST /Loan
Copy
Loan created with ID
{
"Id": "bd054ec9-8598-497e-ac2d-ac5400bbbf3e",
"MPLId": "TST",
"Date": "/Date(1602674613963-0400)/",
"LoanNumber": "MZ-1afc220c66ed4ad",
"IssuingBankId": "CRB",
"Platform": "string",
"LoanType": "HFS",
"NoteDate": "/Date(1577768400000-0500)/",
"BorrowerLastName": "Emard",
"BorrowerFirstName": "Darrion",
"BorrowerDOB": "/Date(536389200000-0500)/",
"BorrowerSSN": "640517072",
"BorrowerAddress": "8652_VonRueden_Walks",
"BorrowerCity": "East",
"BorrowerState": "LV",
"BorrowerZip": "30878",
"LoanAmount": 500,
"NetFunding": 1300,
"Rate": 0.05,
"APR": 10,
"BatchId": "string",
"BorrowerPhone": "323-514-0396",
"BorrowerEmail": "Helga_Hoeger14@gmail.com",
"Amortization": 0,
"Term": 36,
"RateType": 0,
"PriorLoanFlag": "string",
"FICO": 10,
"FICODate": "/Date(1514696400000-0500)/",
"CreditGrade": "string",
"AssetClass": 0,
"LoanPurpose": "string",
"Investor": "string",
"Servicer": "string",
"ApplicationDate": "/Date(1602674613934-0400)/",
"RegBDecisionDate": "/Date(1602674613934-0400)/",
"PurchaseDate": "/Date(1602907200000-0400)/",
"PaymentDueDate": "/Date(1607922000000-0500)/",
"ApprovedLoanAmount": 0,
"PeriodicPayment": 0,
"OriginationFee": 100,
"HomeownerFlag": "string",
"OpenCreditLines": 0,
"AnnualIncome": 0,
"CreditInquiries12months": 0,
"DQPast24months": 0,
"PublicRecordsOnFile": 0,
"EmploymentLength": 0,
"DebtUtilization": 0,
"TotalRevolvingDebt": 0,
"AccountsOpenedPast24months": 0,
"CollectionsExcludingMedical": 0,
"MonthsSinceLastRecord": 0,
"Employer": "string",
"DTI": 0,
"MLAFLAG": "string",
"MAPR": "string",
"ReceiverName": "string",
"SameDayFlag": 0,
"AddendaRecord": "string",
"CoBorrowerFirstName": "string",
"CoBorrowerLastName": "string",
"CoBorrowerDOB": "/Date(536389200000-0500)/",
"CoBorrowerSSN": "string",
"CoBorrowerAddress": "string",
"CoBorrowerCity": "string",
"CoBorrowerState": "string",
"CoBorrowerZip": "string",
"CoBorrowerPhone": "string",
"CoBorrowerEmail": "string",
"CoBorrowerFICO": 0,
"MerchantName": "string",
"MerchantFee": 0,
"RefundAmount": 0,
"AdjustedLoanAmount": 0,
"AdjustedNetFunding": 0,
"AdjustedOriginationFee": 0,
"AdjustedCurrentMonthlyPayment": 0,
"RefundDate": "/Date(1514696400000-0500)/",
"AdjustedMerchantFee": 0,
"FinalPaymentDate": "/Date(1618372800000-0400)/",
"FinalPayment": 0,
"FinanceCharge": 0,
"TotalPayments": 0,
"PPY": 0,
"PaymentFrequency": 0,
"StandardEntryTypeCode": "string",
"InterestAccrualMethodDays": 0,
"SubpoolId": "Moe83",
"Program": "DTM",
"Field1": "string",
"Field2": "string",
"Field3": "string",
"Field4": "string",
"Field5": "string",
"Field6": "string",
"Field7": "string",
"Field8": "string",
"Field9": "string",
"Field10": "string",
"Field11": "string",
"Field12": "string",
"Field13": "string",
"Field14": "string",
"Field15": "string",
"Field16": "string",
"Field17": "string",
"Field18": "string",
"Field19": "string",
"Field20": "string",
"Rails": [
{
"ACHFields": {
"StandardEntryClassCode": "PPD",
"TransactionType": "push",
"ToRoutingNumber": "021214891",
"ToAccountType": "GL",
"ToAccountName": "Test",
"ToAccountNumber": "9999999999",
"Description": "Test"
},
"Id": "c208ac03-803a-4b94-96c2-ac5400bbbf3e",
"RailType": "COSACH",
"Priority": 1,
"Amount": 300,
"LoanId": "bd054ec9-8598-497e-ac2d-ac5400bbbf3e",
"MPLId": "TST",
"IssuingBankId": "CRB",
"IsFailed": false,
"LoanType": "Undefined"
}
]
}
