Instant payments

unlock the future of real time payments by using cross river’s instant payments solution you can instantly clear payments, 24/7/365 to ensure continuous availability cross river facilitates the transfer of funds in real time over {{rtp}} ®, {{fednow}} ® and crnow ( {{book transfer}} ) networks what cross river offers payment networks payment networks high limits up to $1,000,000 payment networks broad reach, limits up to $500,000 payment networks internal transfers within cross river, no inherent limits network interoperability we offer you automatic selection of the payment network which reduces development overhead and makes it easy to manage payments across all networks send limits each payment network has its own payment send limits send limits per transaction cross river sets a payment send limits send limits f or instant payments based on previous instant payments usage payment queuing instead of a payment being rejected if the participating bank is unavailable, cross river payment queueing the payment until the receiving institution is available cross river then automatically originate the payment queuing is available for both rtp and fednow fraud reporting each instant payment network has specific requirements for reporting suspected fraud, with its own criteria for what qualifies as reportable fraud find out more from our fraud reporting find out more send and receive payment types payment networks tutorials see our tutorials to learn how to send an instant payment get service info set payment expiration fraud reporting