Enums
These enums communicate the status of a loan.
Enums | Enum number | Description |
|---|---|---|
Received | 1 | Arix received a new loan application. Send attachments as the next step in the process. |
DocsComplete | 2 | All required documents were received |
PassedCompliance | 3 | Loan successfully passed compliance |
Approved | 4 | Loan was approved for funding |
InFunding | 5 | At least 1 rail was submitted for funding |
Funded | 6 | Full loan amount was funded |
AccountingEntriesComplete | 7 | An internal CR process. Confirms that account entries are complete. |
ReadyToSell | 8 | Loan finished the seasoning period and is ready to be sold |
Sold | 9 | Loan was sold (not in use) Sale info is on the post-purchase report in SFTP |
Settled | 10 | Loan was paid back by end user (not in use) |
AwaitingFunding | 11 | All compliance rules were passed and the system is waiting for the funding information. Once in this status, only a PUT /FundingInfo will get the loan funded. |
InReverse | 80 | A return/ cancel has been requested, and the funding is being returned to the originating account. |
AccountingEntriesReversed | 90 | Internal status Loan was canceled or fully returned and accounting entries were reversed. |
Cancelled | 100 | Issuing bank canceled the loan. Terminal State |
ComplianceFailed | 101 | Loan failed the compliance check |
Rejected | 102 | Issuing bank didn't approve - possible only prior to funding. Terminal State. |
Returned | 103 | All rails that were successfully funded came back as returned |
NotFullyFunded | 104 | Funding was attempted, but a balance remains to be funded |
These enums communicate the results of a funding attempt.
Enums | Enum number | Description |
|---|---|---|
Success | 0 | All funded |
PartialFailure | 1 | Some funds were sent successfully, but some failed |
FundingFailed | 2 | Funding failed and nothing was funded |
These enums communicate the results of a rail transaction as part of the funding attempt.
Enums | Enum number | Description |
|---|---|---|
NotAttemptd | 0 | Rail wasn't attempted |
Requested | 1 | API call was successful and the funds are pending transmission |
Success | 2 | Full requested amount has been funded and released on the rail. Note: There is lag time between the time an ACH is sent and when it is received (by the receiving bank), usually 1 business day (unless it was sent as a same-day ACH). CR considers the rail a success if and until we receive a notice from the receiving bank that the rail failed. At that time, the status of the rail changes from Success to Returned. |
RequestFailure | 3 | The request to fund failed immediately upon request (usually due to a mistake in the API instructions.) |
Rejected | 4 | The rail was rejected |
Returned | 5 | The rail that was sent and marked as success was returned. |
Skipped | 6 | A rail was skipped. No need to reattempt the funding. |
ValidationFail | 7 | The rail failed because it couldn't be validated |
CosAchPaymentRejected | 8 | Arix received a notification that a specific ACH rail was rejected (Internal Ops) |
CosAchPaymentCanceled | 9 | CR Ops canceled the ACH payment (Internal Ops) |
CosAchNocReceived | 10 | A Notice of Change (NOC) was received. Relevant for recurrent disbursements. (Internal Ops) Contact customer for updated instructions. |
CosAchHoldEscalated | 11 | CR Ops put the ACH transaction on hold (Internal Ops) |
CosCoreTransactionCompleted | 12 | COS Core (part of XPay) transaction was completed successfully (Internal Ops) |
CosCoreTransactionRejected | 13 | COS Core (part of XPay) transaction was unable to complete (Internal Ops) |
CosXPaymentReceived | 15 | Inbound payment request has been received and is awaiting approval (Internal Ops) |
CosXPaymentCanceled | 16 | Payment canceled at the sender's request or has expired (Internal Ops) |
CosXPaymentRejected | 17 | Payment was rejected by the receiver (Internal Ops)  |
CosXPaymentFailed | 18 | Payment failed to post to either the sender or receiver's account. Most commonly due to insufficient funds (Internal Ops) |
CosXPaymentCompleted | 19 | Payment has been posted to both the sender and receiver's accounts (Internal Ops) |
CosCoreTransactionCompletedReverse | 20 | COS Core (part of XPay) reversal transaction has been completed (Internal Ops) |
CosXPaymentRejectedReverse | 24 | COS XPay requested reversal hasn't been approved (Internal Ops) |
CosXPaymentFailedReverse | 25 | COS XPay requested reversal was unable to be reversed (Internal Ops) |
CosXPaymentCanceledReverse | 26 | COS XPay reversal was canceled (Internal Ops) |
CheckCashed | 27 | Check was cashed |
CheckPrinted | 28 | Check was printed |
DigitalCheckPrinted | 29 | A digital check was printed |
CheckMailed | 30 | The check was mailed |
Failed | 31 | The check wasn't able to be cashed |
Cancelled | 32 | Rail was cancelled |
These enums communicate the type of rail used to make the transactions.
Enums | Enum number | Description |
|---|---|---|
RPPS | 4 | RPPS rail |
NF | 7 | No funding |
COSACH | 8 | Next day funding via ACH |
COSACHSD | 9 | Same day funding via ACH |
COSXPay | 10 | Internal transfer between CR accounts |
AdjustmentAction | 20 | Adjustments to a loan after it was funded |
Check | 30 | Physical check |
RTP | 40 | Real Time Payments |
Card | 50 | Card |
Wire | 60 | Wire |
RPPS uses enums to return funding attempt results.
Enum name | Enum number | Description |
|---|---|---|
Received | 1 | The funding attempt was received by RPPS |
Submitted | 2 | The funding attempt was submitted by RPPS |
Pending | 3 | The funding attempt is pending |
Approved | 4 | The funding attempt was approved by RPPS |
Rejected | 5 | The funding attempt was rejected by RPPS |
Failed | 6 | The funding attempt failed in RPPS |
Returned | 7 | The rail was returned by RPPS |


