---
title: Manage account restrictions
slug: tutorials/manage-account-restrictions
docTags: 
createdAt: 2026-04-16T12:12:54.399Z
---

:::CtaButton{label="COS Explorer overview" docId="tmGNa7cLKpnBTh7gSkEFA" openInNewTab="true"}

:::

## What you will learn

✅ How to apply a restriction to an account in COS Explorer

✅ How to remove a restriction 

You can also use the [Restrict account](docId\:EIckX6Djcuo3cryRIH8mp) and [Remove restriction](docId\:qXDRgzjuPEfeUXz6oKFoB) endpoints to perform these actions via API.

:::hint{type="info"}
Learn about [Accounts](docId\:ZQyAf4oeI1rEzpBOI78MJ).
:::

## Before you begin

Make sure you have:

- [COS Explorer credentials](docId\:JwSEUG3ELF_gXLhy6T9KI) 

## Process overview

Apply restrictions to the activities an account or subaccount can do, such as:

- Block an account from transaction using a specific rail or rails (for example, via ACH)
- Define a maximum amount for transactions
- Limit an account to only debit or credit activities
- Apply the restrictions for a specific time period

## Restrict an account

Navigate to **Deposit Accounts** under **Core**.

::::WorkflowBlock
:::WorkflowBlockItem
[Find](docId\:T26_viv_qnTdGFCjD5sNl) the account you want to restrict.
:::

:::WorkflowBlockItem
On the **Deposit Account Details** screen, scroll down to the pane that offers various account activities on its tabs.
:::

:::WorkflowBlockItem
Click **Restrictions**. You now see a list of any already-applied restrictions on the account.
:::

:::WorkflowBlockItem
To add a restriction, click the 3-dots menu and select **Add Restrictions**.
:::

:::WorkflowBlockItem
In the pop-up window, define the restrictions you want for this account.

1. You *must* add a **Reason** for the restriction.
2. In the **Applies to** field, choose from:

- **All**. Restricts the master account and all subledgers under that master account.
- **Account**. Restricts only the master account, but not any subledgers under it.
- **Sub Accounts**. Restricts all the subledgers under the master account, but not the master account itself.

3. Do not use the **Other Account** field.
4. Define all the actual restrictions as guided in the pop-up window.
:::

:::WorkflowBlockItem
Click **Submit**. The new restriction appears in the list.
:::
::::

If you want to restrict a specific subaccount, [find](docId\:q1g1E7Sq9z6lUmO-fPDGc) it and do the same procedure as for an account.

## Remove a restriction

::::WorkflowBlock
:::WorkflowBlockItem
[Find](docId\:T26_viv_qnTdGFCjD5sNl) the account you want to remove the restriction from.
:::

:::WorkflowBlockItem
On the **Deposit Account Details** screen, scroll down to the pane that offers various account activities on its tabs.
:::

:::WorkflowBlockItem
Click **Restrictions**. You now see a list of any already-applied restrictions on the account.
:::

:::WorkflowBlockItem
Scroll horizontally to the end of the row of the restriction you want to remove, and click the **X**.
:::

:::WorkflowBlockItem
The restriction disappears from the list.
:::
::::

:::hint{type="info"}
You cannot edit an existing restriction.
:::