---
title: Originate drawdown
slug: tutorials/cos-explorer/wires/originate-drawdown
docTags: 
createdAt: 2025-04-08T06:51:17.670Z
---

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## What you will learn

✅ How to originate a wire drawdown request (also known as a reverse wire) in COS Explorer

You can also use the [Drawdown request](docId\:DOrha8h1ksr9-M_CT3ac-)  endpoint to perform this task via API.

:::hint{type="info"}
Learn about [Wires](docId\:hFNmQa22W2BNqAJijpAVT).
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## Before you begin

Make sure you have: 

- [COS Explorer access](docId\:JwSEUG3ELF_gXLhy6T9KI) 

## Process overview

To send an outbound *wire drawdown request*, also known as a reverse wire which involves requesting someone to send funds back to you, as the requester.

## To request a drawdown

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Click the **Wires** tab.
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Click **Originate Wire** to open the **Originate Wire** payment screen.
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Enter the** Business Function Code.**

The business function code erves as an identifier that indicates the nature and intent of the wire transfer transaction within the banking system.

- **DRC**: The designated code to use specifically for drawdown requests.
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In the **Originate Wire** screen, enter the information into the fields:

| Field                          | Description                                                                                                                       |
| ------------------------------ | --------------------------------------------------------------------------------------------------------------------------------- |
| Business Function Code         | Business function code (**Required**). You must select **DRC**.                                                                   |
| Originator Account #           | Originator account number. This is your account #.                                                                                |
| Receiver Routing #             | Receiver routing number. The routing number where the drawdown request will be sent. For example, Chase or Bank America.          |
| Purpose                        | Purpose of drawdown request.                                                                                                      |
| Amount                         | Dollar amount of  drawdown request.                                                                                               |
| Beneficiary Identifier         | Identifier type for the beneficiary. You must select **D** and enter your account number as you will be receiving funds.          |
| Beneficiary Name               | Account holder (beneficiary) name                                                                                                 |
| Beneficiary Address \[1-3]     | Account holder (beneficiary) address                                                                                              |
| Beneficiary FI Identifier      | Identifier type for beneficiary financial institution (FI). Select F-Fed Routing number. Enter the 9-digit routing number for CR. |
| Beneficiary FI Name            | Beneficiary financial institution name. Fill in the details of CR as we are sending the request on your behalf.                   |
| Beneficiary FI Address \[1-3]  | Beneficiary financial institution address. Fill in CR's address.                                                                  |
| Drawdown Credit Account Number | Enter 9-digit CR routing number or 9-digit number of bank originating drawdown request.                                           |
| Drawdown Debit Account Id Code | Enter D (Demand Deposit Account).                                                                                                 |
| Drawdown Debit Account Number  | The account number of the party who is being sent the request (whose account will be debited)                                     |
| Drawdown Debit Account Name    | The name on the Drawdown Debit Account Identifier.                                                                                |
| Drawdown Debit Address 1-3     | The full address of the person who receives the request for funds.                                                                |
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Click **Originate Wire** to process the drawdown request.
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A new screen with the text **Success! Wire Created **opens.
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Click **View Wires** to see **Drawdown Request Details.**
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