---
title: Initiate payment
slug: tutorials/cos-explorer/cos-card-payments/initiate-payment
docTags: 
createdAt: 2026-04-13T10:15:47.381Z
---

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## What you will learn

✅ How to initiate either a push or pull payment in COS Explorer

You can also use the [initiate payments](docId\:vhczh5xInz1WGY-XSihCC) endpoint to perform this task via API.

:::hint{type="info"}
Learn about [Card Payments (CCP)](docId\:y_2uVmzGOChmtEPEO4IPy).
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## Before you begin

Make sure you have:

- [COS Explorer access](docId\:JwSEUG3ELF_gXLhy6T9KI) 
- Account product name
- Card token
- Account number
- Amount of payment
- Payment type (push or pull)
- [Business type](docId\:LeZypYrOSefLjcae0EK8u) 
- If relevant, the corresponding entity (receiver or sender of funds) information:
  - First and last legal name
  - External account identifier
  - Complete address

## Process overview

Initiate either a push or pull payment.

## Initiate payment

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A red asterisk (\*) indicates a required field.
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Go to **Initiate Payment** under **Card Payments**. The **Initiate Payment** screen appears.
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Complete the fields as indicated:

1. For **Product**, enter the name of the account product the card was created under. You can search for this.
2. For **Card Token**, enter the token itself. You can search for this.
3. For **Account Number**, enter the bank account number the card is associated with. You can search for this.
4. Select either **Push** or **Pull** for the payment type.
5. Select the **Business Type**.
6. If you want to provide a Corresponding Entity, complete the fields there. If not, toggle off Corresponding Entity.
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:::WorkflowBlockItem
Click **Create Payment**. The payment details screen opens. You can see the payment in the Payments list.
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