Send a push transaction

what you will learn ✅ how to sign up (register) a card ✅ how to send a push payment this tutorial assumes you have a knowledge of apis and how they work refer to the structure for more details the tutorial uses these api endpoints api description add a card signs up a card send funds to a payee sends a payment before you begin make sure you have quickstart requestid your unique reference id cardtoken the token you received when you registered the card the dollar amount to send enough funds in your account the name of the person or organization originating the push transaction card payments to receive the webhooks available for p2c these webhooks report relevant events back to your system in real time this keeps you up to date on each transaction the tutorial uses these webhooks webhook description cardauthorized reports when a card authorization attempt is completed shows you the status of the card transaction reports a transaction sign up a card to start a transaction you must first register a card we use different endpoints to be able to secure your customer's debit card numbers to register a card, send cross river the card number cross river provides sample cards for testing docid\ ioiojpcxmjfscwmoz4daa the card number is instantly converted into a token cross river doesn't save any card number information doing this asynchronously allows cross river to store your customer's card information this ensures that you don't need to retrieve the card information again it also keeps your customer's data secure call post /api/card when a card is registered, cross river validates the card with the relevant card network this makes sure the card is a valid card and that it is allowed to receive payments the cardauthorized webhook is triggered sample request post /api/card { "requestid" "49af65c0 f815 4f49 ba8d b67bf1b125f4", "firstname" "joseph", "lastname" "roll", "ownerexternalid" "4444", "address1" "123 main street", "city" "venice", "state" "ca", "zipcode" "10989", "countrycode" "us", "phonenumber" "5555559275", "email" "{youremail}", "creditcardnumber" "full card number", "expirationmonth" "06", "expirationyear" "20", "ccv" "420" } start a payment when you send funds directly to a debit card, we call this a push payment, or a push to card (p2c) transaction authenticate into the cross river system this returns a token to you use the token to call post /api/transaction cross river sends this request to the card networks the networks direct the transaction to the right bank sample request post /api/transaction { "requestid" "{id}", "cardtoken" "omozbsflnaug8e2134udh18wilo2qda9k6xqvn", "amount" 100 01, "sourcesendername" "" } the issuing bank (of the registered debit card) receives the transaction, and either authorizes or declines it if the bank authorizes the transaction, your payee receives the funds after we receive a successful authorization from the card network, we respond to your api call, as shown below sample response post /api/transaction { "result" { "transactionrequestid" "e91ea2c5 e8dc 4790 acf7 5dea1cab7216", "amount" 100, "transactionrequestedat" "2019 09 10t00 28 37 76", "transactionstatus" "succeeded", "errordescription" null, "creditcardid" "omozbsflnaug8e2134udh18wilo2qda9k6xqvn", "railid" "rs2", "network" "visa", "retrievalreferenceid" "actualtransactiondoneat" "2019 09 10t12 28 51", "paymentsent" true, "requestapproved" true, "responsereceived" true, "responsecode" "00", "responsedescription" "approved", "tracenumber" "000001", "error" null, "sourcesendername" null, "sourcemcc" 5981, }, "issuccessfull" true }