Daily RTP activity

7min

This document explains the RTP Daily Activity report. This report lets you see all RTP payments for a single given COS partner.
You can use this report to reconcile between what you requested from COS and what COS actually processed.
Glossary
Term
Description
COS
Cross River Bank Operating System
Partner
CRB’s immediate customer, i.e. you
The table below shows the different columns included in the report together with descriptions and explanations of the information they represent.
Column
Description
TransactionId
The unique identification number for the related core transaction.
TransactionAmount
The dollar amount of the payment.
PaymentStatus
The payment status in COS.
Payment_TypeName
The core transaction type. For a full list of payment types, see below.﻿ 
PaymentSource
The source initiating the payment. This may be one of the following:
API
Clearing House (for inbound payments)
Partner Portal (when a partner user enters a payment request in COS Explorer)
Ops Portal (when CRB Ops enters a payment request in COS Explorer)
PartnerName
The name of the COS partner participating in the payment.
ProductName
The COS product name for the COS account participating in the payment.
ClientIdentifier
An optional unique internal identifier for the payment, defined by the partner.
Note: COS does not enforce uniqueness or idempotency based on this value. It is, however, an important part of implementing a partner’s idempotency solution. This value can be used to search for a payment to check if COS had successfully processed your request when in doubt. This should not be done if the response indicates success. It is only to be used in edge cases when there is doubt regarding the response (i.e. an exception occurred).
For more information, see here see here.﻿ 
DebtorName
The debtor name for the payment. This can be either the COS customer or external debtor, based on the direction of the payment.
AccountNumber
The COS master account involved in the payment.
SubAccountNumber
The COS sub ledger account involved in the payment.
CreditorName
The creditor name for the payment. This can be either the COS customer or external creditor, based on the direction of the payment.
CreditorAccountNumber
The creditor account number. This can be the account number for either the COS customer or the external customer, based on the direction of the payment.
Direction_Desc
The payment direction (Inbound or Outbound).
Purpose
The payment purpose.
ReferenceId
The payment reference ID in COS.
SentAt
The date and time the payment was executed.
CompletedAt
The date and time the payment completed.
RejectedAt
The date and time the payment was rejected. If this field is populated, then the CompletedAt field is always empty.
RTPTransactionStatus
Status of the RTP transaction as reported by the receiving institution. For a list of statuses, see the RtpTransactionStatus table below.
ConfirmedTransactionStatus
The RTP transaction status, as reported by the receiving institution and confirmed by COS. For information on available statuses, see here.
ConfirmedReasonCode
The reason the payment did not complete, as confirmed by COS. For information on available reason codes, see below.
ConfirmedAdditionalInfo
Additional payment information, as confirmed by COS. For a list of values, see ConfirmedAdditionalInfo below.
Outbound Request for Payment
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Inbound request for payment
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Enum Values for Payment Type
TypeName
Value
Description
PaymentTypes
0
Credit Transfer
PaymentTypes
1
System Timeout
PaymentTypes
2
Return Request
PaymentTypes
3
Return Response
PaymentTypes
4
Remittance Advice
PaymentTypes
5
Request For Information
PaymentTypes
6
Payment Ack
PaymentTypes
7
Request For Payment
PaymentTypes
8
Request For Payment Response
PaymentTypes
9
Request For Information Response
PaymentTypes
10
Request For Payment Cancellation
PaymentTypes
99
Unknown
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Values for Payment Source
TypeName
Value
Description
PaymentSource
0
Phone
PaymentSource
1
Fax
PaymentSource
2
Email
PaymentSource
3
Clearing House
PaymentSource
4
Api
PaymentSource
5
Rtp System Timeout
PaymentSource
6
Ops Portal
PaymentSource
7
Partner Portal
PaymentSource
8
Return Of Funds
PaymentSource
9
Auto Resend
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ConfirmedAdditionalInfo values
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Term	Description
COS	Cross River Bank Operating System
Partner	CRB’s immediate customer, i.e. you

Column	Description
TransactionId	The unique identification number for the related core transaction.
TransactionAmount	The dollar amount of the payment.
PaymentStatus	The payment status in COS.
Payment_TypeName	The core transaction type. For a full list of payment types, see below.
PaymentSource	The source initiating the payment. This may be one of the following: API Clearing House (for inbound payments) Partner Portal (when a partner user enters a payment request in COS Explorer) Ops Portal (when CRB Ops enters a payment request in COS Explorer)
PartnerName	The name of the COS partner participating in the payment.
ProductName	The COS product name for the COS account participating in the payment.
ClientIdentifier	An optional unique internal identifier for the payment, defined by the partner. Note: COS does not enforce uniqueness or idempotency based on this value. It is, however, an important part of implementing a partner’s idempotency solution. This value can be used to search for a payment to check if COS had successfully processed your request when in doubt. This should not be done if the response indicates success. It is only to be used in edge cases when there is doubt regarding the response (i.e. an exception occurred). For more information, see here see here.
DebtorName	The debtor name for the payment. This can be either the COS customer or external debtor, based on the direction of the payment.
AccountNumber	The COS master account involved in the payment.
SubAccountNumber	The COS sub ledger account involved in the payment.
CreditorName	The creditor name for the payment. This can be either the COS customer or external creditor, based on the direction of the payment.
CreditorAccountNumber	The creditor account number. This can be the account number for either the COS customer or the external customer, based on the direction of the payment.
Direction_Desc	The payment direction (Inbound or Outbound).
Purpose	The payment purpose.
ReferenceId	The payment reference ID in COS.
SentAt	The date and time the payment was executed.
CompletedAt	The date and time the payment completed.
RejectedAt	The date and time the payment was rejected. If this field is populated, then the CompletedAt field is always empty.
RTPTransactionStatus	Status of the RTP transaction as reported by the receiving institution. For a list of statuses, see the RtpTransactionStatus table below.
ConfirmedTransactionStatus	The RTP transaction status, as reported by the receiving institution and confirmed by COS. For information on available statuses, see here.
ConfirmedReasonCode	The reason the payment did not complete, as confirmed by COS. For information on available reason codes, see below.
ConfirmedAdditionalInfo	Additional payment information, as confirmed by COS. For a list of values, see ConfirmedAdditionalInfo below.

TypeName	Value	Description
PaymentTypes	0	Credit Transfer
PaymentTypes	1	System Timeout
PaymentTypes	2	Return Request
PaymentTypes	3	Return Response
PaymentTypes	4	Remittance Advice
PaymentTypes	5	Request For Information
PaymentTypes	6	Payment Ack
PaymentTypes	7	Request For Payment
PaymentTypes	8	Request For Payment Response
PaymentTypes	9	Request For Information Response
PaymentTypes	10	Request For Payment Cancellation
PaymentTypes	99	Unknown

TypeName	Value	Description
PaymentSource	0	Phone
PaymentSource	1	Fax
PaymentSource	2	Email
PaymentSource	3	Clearing House
PaymentSource	4	Api
PaymentSource	5	Rtp System Timeout
PaymentSource	6	Ops Portal
PaymentSource	7	Partner Portal
PaymentSource	8	Return Of Funds
PaymentSource	9	Auto Resend

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Updated 15 Oct 2024

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