---
title: ACH direct debit
slug: concepts/payments/xml-batch-payments/xml-input-file-examples/ach-direct-debit
description: Example of an XML input file for ACH direct debit where the PAIN standard is PAIN.008.001.02
docTags: 
createdAt: 2024-08-09T12:17:58.777Z
---

## ACH direct debit XML input file example

:::hint{type="info"}
For ACH Direct Debit, the PAIN standard is [PAIN.008.001.02](docId:3gf3aPgshkfomTxcSFlzN). This is seen in the 2nd line of the example below.
:::

The example below is for the ACH Direct Debit CCD rail. The XML for ACH Direct Debit PPD is identical to that of ACH Direct Debit CCD, except that the value of the **Prtry** element is "PPD".

```xml
<?xml version="1.0" encoding="UTF-8"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.008.001.02">
  <CstmrDrctDbtInitn>
    <GrpHdr>
      <MsgId>DOMC10000029</MsgId>
      <CreDtTm>2020-09-03T16:32:48</CreDtTm>
      <NbOfTxs>3</NbOfTxs>
      <CtrlSum>6.00</CtrlSum>
      <InitgPty>
        <Nm>John Doe Corporation</Nm>
        <Id>
          <OrgId>
            <Othr>
              <Id>7812871377</Id>
            </Othr>
          </OrgId>
        </Id>
      </InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>DOMC10000029</PmtInfId>
      <PmtMtd>DD</PmtMtd>
      <BtchBookg>true</BtchBookg>
      <NbOfTxs>3</NbOfTxs>
      <CtrlSum>6.00</CtrlSum>
      <PmtTpInf>
        <SvcLvl>
          <Cd>NURG</Cd>
        </SvcLvl>
        <LclInstrm>
          <Prtry>CCD</Prtry>
        </LclInstrm>
      </PmtTpInf>
      <ReqdColltnDt>2020-09-03</ReqdColltnDt>
      <Cdtr>
        <Nm>Upgrade Corporation</Nm>
        <PstlAdr>
          <Ctry>US</Ctry>
          <AdrLine>275 Battery Street, 23rd Floor</AdrLine>
          <AdrLine>94111 San Francisco</AdrLine>
        </PstlAdr>
        <Id>
          <OrgId>
            <Othr>
              <Id>7812871377</Id>
            </Othr>
          </OrgId>
        </Id>
      </Cdtr>
      <CdtrAcct>
        <Id>
          <Othr>
            <Id>2152485385</Id>
          </Othr>
        </Id>
        <Ccy>USD</Ccy>
      </CdtrAcct>
      <CdtrAgt>
        <FinInstnId>
          <ClrSysMmbId>
            <MmbId>021214891</MmbId>
          </ClrSysMmbId>
          <PstlAdr>
            <Ctry>US</Ctry>
          </PstlAdr>
        </FinInstnId>
      </CdtrAgt>
      <DrctDbtTxInf>
        <PmtId>
          <EndToEndId>100DDEB000040</EndToEndId>
        </PmtId>
        <InstdAmt Ccy="USD">3.00</InstdAmt>
        <DbtrAgt>
          <FinInstnId>
            <ClrSysMmbId>
              <MmbId>123345678</MmbId>
            </ClrSysMmbId>
            <Nm>DUMMY</Nm>
            <PstlAdr>
              <Ctry>US</Ctry>
            </PstlAdr>
          </FinInstnId>
        </DbtrAgt>
        <Dbtr>
          <Nm>DUMMY</Nm>
          <PstlAdr>
            <Ctry>US</Ctry>
          </PstlAdr>
        </Dbtr>
        <DbtrAcct>
          <Id>
            <Othr>
              <Id>61651561516</Id>
            </Othr>
          </Id>
        </DbtrAcct>
        <RmtInf>
          <Ustrd>Testing</Ustrd>
        </RmtInf>
      </DrctDbtTxInf>
      <DrctDbtTxInf>
        <PmtId>
          <EndToEndId>100DDEB000042</EndToEndId>
        </PmtId>
        <InstdAmt Ccy="USD">2.00</InstdAmt>
        <DbtrAgt>
          <FinInstnId>
            <ClrSysMmbId>
              <MmbId>123345678</MmbId>
            </ClrSysMmbId>
            <Nm>DUMMY</Nm>
            <PstlAdr>
              <Ctry>US</Ctry>
            </PstlAdr>
          </FinInstnId>
        </DbtrAgt>
        <Dbtr>
          <Nm>DUMMY</Nm>
          <PstlAdr>
            <Ctry>US</Ctry>
          </PstlAdr>
        </Dbtr>
        <DbtrAcct>
          <Id>
            <Othr>
              <Id>61651561516</Id>
            </Othr>
          </Id>
        </DbtrAcct>
        <RmtInf>
          <Ustrd>Testing</Ustrd>
        </RmtInf>
      </DrctDbtTxInf>
      <DrctDbtTxInf>
        <PmtId>
          <EndToEndId>100DDEB000041</EndToEndId>
        </PmtId>
        <InstdAmt Ccy="USD">1.00</InstdAmt>
        <DbtrAgt>
          <FinInstnId>
            <ClrSysMmbId>
              <MmbId>123345678</MmbId>
            </ClrSysMmbId>
            <Nm>DUMMY</Nm>
            <PstlAdr>
              <Ctry>US</Ctry>
            </PstlAdr>
          </FinInstnId>
        </DbtrAgt>
        <Dbtr>
          <Nm>DUMMY</Nm>
          <PstlAdr>
            <Ctry>US</Ctry>
          </PstlAdr>
        </Dbtr>
        <DbtrAcct>
          <Id>
            <Othr>
              <Id>61651561516</Id>
            </Othr>
          </Id>
        </DbtrAcct>
        <RmtInf>
          <Ustrd>Testing</Ustrd>
        </RmtInf>
      </DrctDbtTxInf>
    </PmtInf>
  </CstmrDrctDbtInitn>
</Document>
```