Payments
International payments
Send payment
3 min
f low of funds outbound payments see our tutorial to learn how to send an international payment the following diagram shows the status and webhook flows for outbound international payments how it works step 1 obtain exchange rate estimate before committing to sending an international payment, you can get exchange rate estimate of the exchange rate the estimate includes the current fx rate, with spread and transaction fees this step does not require beneficiary data step 2 verify requirements for quote once satisfied with the exchange rate estimate, you can use the get list of required fields for quote request api to validate the specific attributes/information required for creating a valid quote this step is crucial as international payment requirements vary by country step 3 generate executable quote after gathering the necessary requirements for a quote, you request a payment quote the quote includes the transfer cost, fees, and the exchange rate for a foreign currency beneficiary details are required, and the quote is valid for a limited amount of time (typically 30 seconds) the generated quote id is essential for the next step step 4 originate international payment using the obtained quote id, you use the originate a payment endpoint to initiate an international payment the payment process involves clearing holds, acceptance of conversion, and eventual completion you are notified via a international payments about the acceptance or rejection of their payment some payments may trigger holds or require additional information from the recipient bank, initiating an rfi (request for information) process completion of the rfi process is necessary for payment completion customers are notified of payment rejection, if any, with reasons provided via a webhook