---
title: Benefits and limitations
slug: concepts/payments/international-payments/benfits-and-limitations
description: Cross River International Payments let US businesses send outbound payments globally, but exclude inbound payments, crypto, gaming, FX wallets, and remittances.
docTags: 
createdAt: 2025-04-14T08:55:12.056Z
---

## Benefits

International Payments introduces a new dimension to our bank payments offering, enabling you to send and receive international payments.

International payments with Cross River provide:

- **Expanded reach**: International payments seamlessly connects you to a robust network of correspondent banks worldwide, expanding our reach to 36 countries and accommodating 18 currencies.
- **Integration simplicity**: International payments effortlessly integrates with our existing domestic payments framework, creating a plug-and-play solution for outbound payments across the globe.
- **Versatile processing options**: International payments are available through API integration, interface, and file ingestion. You simply provide payment information, and we take care of the entire end-to-end processing.
- **Cost efficiency**: You don't incur a domestic wire fee as a part of your transaction, enhancing cost-effectiveness.
- **Accelerated processing**: International payments ensures faster processing compared to using a domestic partner bank, streamlining the payment workflow for increased efficiency.
- **Fast delivery for key currencies**: Certain currencies, such as Euro, GBP, and CAD, can be delivered as early as the same day and guaranteed for next-day delivery, ensuring timely and efficient transactions.

## Limitations

The following limitations currently exist for International payments at Cross River:

- We only provide outbound capabilities. In the future we'll support inbound payments as well.
- Exclusively for entities based in the United States.
- Only used by business entities (payers), covering both Business-to-Consumer (B2C) and Business-to-Business (B2B) scenarios.
- No support for transactions related to cryptocurrencies or gaming activities.
- No foreign exchange (FX) wallet holding capabilities.
- No remittance payments.