Card payments

cross river has both a pay to card and pay from card solution for disbursement and collection of funds the solution is sometimes referred to as our p2c solution p2c allows merchants to transfer money to and from debit card accounts these transfers happen through participating card networks what cross river offers payment types push transactions when you send funds directly to a debit card, we call this a send and receive payment or a push to card (p2c) transaction p ull transactions are also known as an account funding transaction (aft) it lets you send and receive funds from a debit card for specific purposes payment options international transactions also known as cross border payments, these are transactions in which the payer and the payee are based in different countries or are using different currencies partial payment authorization cross river partners with credit card networks to offer partial authorization of aft (pull) transactions should a user account have less than the transaction amount available, participating platforms authorize their approved users to transfer a part of the transaction amount instead of the full sum the user pays the rest using a different form of payment flexible attributes for partners with submerchants send different business types ( {{bai}} codes), statement descriptor , {{caid}} s, or {{mcc}} codes all in a single program as approved by the card networks payment security fraud and risk detection cross river designed its fraud detection services to protect online card payments our aim is to provide our partners with peace of mind while they conduct digital transactions iframes an iframe makes embedding payment functionality into websites convenient and straightforward through secure handling of payment information, iframes ensure pci compliance card details that a customer enters go directly into the iframe tokenization to avoid fraud, cross river allows the use of tokens to secure debit card numbers stored by the merchant, a token identifies a card in place of an actual card number our in house tokenization to securely access payment credentials without storing pans (primary account numbers) card authorization and compliance p2c processing complies with payment card industry (pci) standards to ensure that sensitive credit card information is protected from fraudulent use cross river uses only encrypted token information throughout our system any card number we use to transfer funds is meant for temporary access only during a transaction request find out more international transactions tutorials see our tutorials to learn how to send a push transaction send a pull transaction set up iframe