Digital banking
Fund a high-yield CD
4 min
fund your cd through the digital banking platform from any bank account with online access first link to your bank account, then transfer the funds remember you must fund your cd within 7 business days of opening it before you begin make sure you opened a cd account in the cross river banking app have your online banking credentials for the account you'll use to fund your cd have sufficient funds in the account to fund the cd in a single transfer link to your bank account before you can fund the account you need to link to the account you'll use to fund it have your login credentials for that account ready go to pay and transfer > manage external accounts tap instant verification you are redirected to a plaid application to link to the desired bank account follow the prompts from plaid to link to the account when you've succeeded you'll see a confirmation message you're ready to transfer funds into your cd account confirm the account appears in your list of accounts, and that the details are correct it might take a few moments for the account to appear transfer funds you must fund the account with a single transfer, so be sure the account you use has sufficient funds fund the cd with between $500 and $1,000,000, inclusive go to pay and transfer > transfer funds in the screen that appears, complete these fields field action from account choose an account from the drop down list to account choose the cd to be funded from the drop down list amount enter the amount in us dollars you want to fund the account with frequency this must be 1 time transfer delivery by depending on the time of day, you either see two options same day or next day delivery, or you only see the option for next day delivery these appear as dates note that you will not incur any fees regardless of the date memo enter information for yourself in this field ensure all the information is correct tap transfer funds a summary screen appears if everything is correct, tap authorize choose a method for receiving a secure access code when the code arrives, enter it in the field and tap verify your transaction is processed you might want to save or print the transfer process confirmation when the transfer completes you'll see the new balance in the app