Statements and tax forms
IMPORTANT Only pull documents as needed. If you want to pull a large number of documents, speak to your relationship manager.
Statements
For each deposit account CR provides a monthly account statement. The statement contains all posted activity inclusive of the period start and end dates. The statement lists details according to the posting sequence of the account activity records. The document is retrievable as a PDF file through COS Explorer or using the GET /v1/dda/accounts/{accountNumber}/statements/{statementId}/documents/{documentId} endpoint.
Subledgers do not have bank statements.
Tax document retrieval
Cross River enables you to get PDFs of tax documents such as IRS Form 1099. When your customer wants to see a tax document, use our APIs to retrieve and display the PDF in your app. Use COS Explorer if you want to retrieve a single document directly.
Your relationship manager lets you know when a specific type of tax document is available for download.
Tax document retrieval uses these API endpoints:
The IRS requires Cross River to provide account holders with an IRS Form 1099 for earnings equal to or greater than $10.00, per taxpayer identification number (TIN). Should the customer have more than one account, the system generates a 1099 for each account if the earnings of all accounts total $10.00 or more.