International transactions
2min
An international transaction involves one or both of the following:
- Multi-country. A cross-border transaction, where the country of the card issuer determines the conditions of the transaction.
- Multi-currency. Transactions in currencies that the payments processor supports.
The following functions, which the Card Payments API supports, are part of international transactions.
- OFAC . Check whether a person or organization in an international transaction is on a restricted list. OFAC is part of the US Treasury Department. OFAC keeps this list for security reasons and to prevent financial crimes. For cross-border payments, OFAC is mandatory.
- FX Rates . Access the current conversion rate for a pair of currencies. The FX Rates API returns foreign exchange rates, markup fee, and disclosure data. It enables you, the merchant partner, to fully disclose to the customer the rates they should expect to pay. For cross-border payments, FX Rates in recommended.
The same Cross River Transaction APIs serve domestic as well as international transactions.
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Updated 15 Oct 2024
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