The following topics provide examples of the XML file that is sent to Unicorn via the SFTP server.

For Book Transfers, ACH Push CCD/PPD, Fedwire and XPay, the PAIN standard is 001 (PAIN.001.001.03). For ACH Direct Debit, the PAIN standard is 008 (PAIN.008.001.02).

Requirements for XML Files per Rail

XML Input File Examples

var_miha

new_var_2

new_mih_var

mih_var

This is a plain text that will be inserted in an expandable heading for using this raw as an exampl

testheight

available

testulet

testvar

altscenario

This is a plain text that will be inserted in an expandable heading for using this raw as an example

scenario

exemplu

variabila

Archbee

text

Book Transfer

Bank rails

Payment options

Use cases

Workflow

Rail types

Sending and receiving files

PAIN.001.001.03 input file

PAIN.008.001.02 input file

Preparing Your Input XML File

ACH CCD/PPD

Fedwire

Direct Debit

RTP/FedNow

Output Files

Validation

Status and error codes

ISO20022 payments

Payment process flows

Originate a payment

Simulate inbound payments

Originate a client batch

Working with ACH

RTP via TCH payment process flows

Query the directory

Instant Payment queuing

Instant Payment limits

Instant Payments

International Payments process flow

Send an international payment

International Payments in Explorer

International Payments

Simulate an inbound payment

Originate a drawdown request

Respond to a drawdown request

Authorization

Holds

Payment Templates

Working with Wires

Wires

Use Cases

Cancel a payment

Working with XPay

XPay