Working with Wires

you send, receive and settle a variety of payments on a same day basis in the wires tab payments could include consumer payments, commercial payments, settlement payments with other networks or clearing houses, federal tax payments, or federal fund purchase and sale when you set up your wires product, cross river lets you define an allowlist of countries pre approved to receive international wire payments from international wires originating in countries not on your allowlist are checked by the cr wires ops team before approving the transfer this may cause a delay in receiving the payment in the wires tab, click wire search to display the wire search information screen view wire payment information wire details click an entry in the wire search list the main payment information displays in the wire details area column description reference id reference id of wire payment international whether the payment is international partner name of partner associated with payment status wire payment status payment type wire payment type function code business function code of wire payment imad imad (input messaging accountability data) number assigned to wire payment source wire payment source client identifier optional field used for idempotency docid\ jiv0q1 cymjqqger3ijmp created date and time wire was created auth whether authorization is required/not required completed date and time wire was completed amount amount of wire payment in dollars product product associated with account posting wire payment posting status direction wire payment direction type code business type code of wire payment omad omad (output messaging accountability data) number assigned to wire payment purpose wire payment purpose effective date and time of wire payment effective dual auth dual authorization (required/ not required) sending institution sending institution information originator institution originating institution information originator originator information receiving institution receiving institution information beneficiary beneficiary information sender reference reference of entity sending wire wire holds the wire holds area displays information on the holds imposed on the wire, including the status of the hold and the type of the hold posting records the posting records dialog displays details of the wires attempts you can toggle between a display all attempts or a display of only completed attempts payment tasks view fedwire message you can view the fedwire message on the wire using the view fedwire message option in the payment tasks area in the fedwire message view dialog, the payment id displays with the fedwire message itself view webhooks the view webhook events dialog lets you filter on and see details about webhook events to filter for specific events, click the filter icon to toggle the search fields, and enter relevant search parameters click search column description event payment event status expired, failed, pending, success created time and date stamp of event creation attempted time and date stamp of event attempt click refresh button to resend a specific event click ok button to open the webhook event details dialog for a given event click the entry under resource to display further details click the entry under callback url toview log details view history the wire history dialog displays the history of all related wire payments, including the direction of the wire, the function code, the date that the wire was received, the status and the reference id number click the bottom item in the payment history area to view the wire payment information screen for that related payment after clicking the bottom item, you can toggle the payment history area to refresh the bottom row with the original payment you viewed you can click the bottom row again to view the original payment again view notes click view notes in the payment tasks area to view and add notes on a wire payment the view notes dialog displays notes that have been saved for the wire payment field description date note creation date subject note subject audience note audience (internal /partner) created by cos user who created note body note text click retry posting , this dialog displays search for wire payments go to wires > wire search search by id or click the f ilter icon and enter your search parameters filter description ref id wire payment ref id partner partner name product product name auth not required, pending, approved, canceled dual auth not required, pending, approved, canceled direction payment direction (inbound /outbound) type wire payment type status payment status start payment date, search from that date onwards end payment date, to search until that date min amount minimum payment amount max amount maximum payment amount imad imad (input messaging accountability data) number ben name beneficiary name orig name originator name reversed whether the payment has been reversed international whether the payment is international business func business function type code transaction type code client identifier use this attribute to add your own unique identifying string to a payment call or cos record this attribute is useful for idempotency docid\ jiv0q1 cymjqqger3ijmp blocked reason reason for wire being blocked rejection reason reason for rejection source api, partner portal, ops portal click search each row in the list represents an individual wire payment the search results display in the wire search list column description ref id wire payment ref id status wire payment status posting wire payment posting status partner partner associated with wire payment dir direction of wire payment type wire payment type date wire payment date originator name and account number of payment originator beneficiary payment beneficiary name receiver fi receiver routing number code business function code type code code describing transaction auth authorization required/not required dual auth dual authorization required/not required imad imad number of wire payment amount amount of transaction originate a wire payment in the wires module, the originate wire tab allows you to originate a wire payment to originate a wire payment click the wires tab click originate wire to open the originate wire screen in the originate wire screen, enter the information into the fields field description business function code business function code ( required ) originator account # originator account number receiver routing # receiver routing number purpose purpose of wire payment amount dollar amount of wire payment beneficiary identifier identifier type for the beneficiary beneficiary name beneficiary name beneficiary address \[1 3] beneficiary address beneficiary fi identifier identifier type for beneficiary financial institution (fi) beneficiary fi name beneficiary financial institution name beneficiary fi address \[1 3] beneficiary financial institution address intermediary fi identifier identifier type for intermediary financial institution intermediary fi name intermediary financial institution name intermediary fi address \[1 3] intermediary financial institution address beneficiary reference beneficiary reference code originator to beneficiary line \[1 4] originator to beneficiary information click originate wire the payment details display in the wire payment information screen originate a drawdown request in the wires module, the originate wire tab allows you to originate a wire payment an outbound wire drawdown request, is also known as a reverse wire, involves requesting someone to send funds back to you, as the requester click the wires tab click originate wire to open the originate wire payment screen in the originate wire screen, enter the information into the fields field description business function code business function code ( required ) you must select drc originator account # originator account number this is your account # receiver routing # receiver routing number the routing number where the drawdown requst will be sent for example, chase or bank america purpose purpose of drawdown request amount dollar amount of drawdown request beneficiary identifier identifier type for the beneficiary you must select d and enter your account number as you will be receiving funds beneficiary name account holder (beneficiary) name beneficiary address \[1 3] account holder (beneficiiary) address beneficiary fi identifier identifier type for beneficiary financial institution (fi) select f fed routing number enter the 9 digit routing number for cr beneficiary fi name beneficiary financial institution name fill in the details of cr as we are sending the request on your behalf beneficiary fi address \[1 3] beneficiary financial institution address fill in cr's address drawdown credit account number enter 9 digit cr routing number or 9 digit number of bank originating drawdown request drawdown debit account id code enter d (demand deposit account) drawdown debit account number the account number of the party who is being sent the request (whose account will be debited) drawdown debit account name the name on the drawdown debit account identifier drawdown debit address 1 3 the full address of the person who receives the request for funds click originate wire the payment details display in the wire payment information screen a window displays with confirmation that your drawdown request has been created