RTP/FedNow

1min
XML
<?xml version="1.0" encoding="UTF-8" standalone="no" ?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03">
    <CstmrCdtTrfInitn>
        <GrpHdr>
            <MsgId>DOMT11234562</MsgId>
            <CreDtTm>2020-06-29T10:24:09</CreDtTm>
            <NbOfTxs>1</NbOfTxs>
            <CtrlSum>0.01</CtrlSum>
            <InitgPty>
                <Nm>John Doe Corporation</Nm>
                <Id>
                    <OrgId>
                        <BICOrBEI>JOHNDOE99</BICOrBEI>
                    </OrgId>
                </Id>
            </InitgPty>
        </GrpHdr>
        <PmtInf>
            <PmtInfId>DOMT12345678</PmtInfId>
            <PmtMtd>TRF</PmtMtd>
            <BtchBookg>false</BtchBookg>
            <NbOfTxs>1</NbOfTxs>
            <CtrlSum>0.01</CtrlSum>
            <PmtTpInf>
                <InstrPrty>NORM</InstrPrty>
                <SvcLvl>
                    <Cd>URNS</Cd>
                </SvcLvl>
                 <LclInstrm>    
                    <Prtry>RTP</Prtry>    
                </LclInstrm>
            </PmtTpInf>
            <ReqdExctnDt>2020-06-29</ReqdExctnDt>
            <Dbtr>
                <Nm>John Doe Corporation</Nm>
                <PstlAdr>
                    <StrtNm>999 Battery Street, 13th Floor</StrtNm>
                    <PstCd>99999</PstCd>
                    <TwnNm>Anytown</TwnNm>
                    <CtrySubDvsn>CA</CtrySubDvsn>
                    <Ctry>US</Ctry>
                </PstlAdr>
            </Dbtr>
            <DbtrAcct>
                <Id>
                    <Othr>
                        <Id>0123456789</Id>
                    </Othr>
                </Id>
                <Ccy>USD</Ccy>
            </DbtrAcct>
            <DbtrAgt>
                <FinInstnId>
                    <ClrSysMmbId>
                        <ClrSysId>
                            <Cd>USABA</Cd>
                        </ClrSysId>
                        <MmbId>123456789</MmbId>
                    </ClrSysMmbId>
                    <PstlAdr>
                        <Ctry>US</Ctry>
                    </PstlAdr>
                </FinInstnId>
            </DbtrAgt>
            <ChrgBr>SHAR</ChrgBr>
            <CdtTrfTxInf>
                <PmtId>
                    <InstrId>234ACHC123455</InstrId>
                    <EndToEndId>0000000000000011</EndToEndId>
                </PmtId>
                <Amt>
                    <InstdAmt Ccy="USD">0.01</InstdAmt>
                </Amt>
                <CdtrAgt>
                    <FinInstnId>
                        <ClrSysMmbId>
                            <ClrSysId>
                                <Cd>USABA</Cd>
                            </ClrSysId>
                            <MmbId>123456789</MmbId>
                        </ClrSysMmbId>
                        <Nm>Cross River Bank NJ</Nm>
                        <PstlAdr>
                            <Ctry>US</Ctry>
                        </PstlAdr>
                    </FinInstnId>
                </CdtrAgt>
                <Cdtr>
                    <Nm>John Doe Funding LLC</Nm>
                    <PstlAdr>
                        <StrtNm>999 Any Avenue</StrtNm>
                        <PstCd>10000</PstCd>
                        <TwnNm>New York</TwnNm>
                        <CtrySubDvsn>NY</CtrySubDvsn>
                        <Ctry>US</Ctry>
                    </PstlAdr>
                </Cdtr>
                <CdtrAcct>
                    <Id>
                        <Othr>
                            <Id>0123456789</Id>
                        </Othr>
                    </Id>
                    <Tp>
                        <Cd>CACC</Cd>
                    </Tp>
                    <Ccy>USD</Ccy>
                </CdtrAcct>
                <RmtInf>
                    <Ustrd>Testing</Ustrd>
                </RmtInf>
            </CdtTrfTxInf>
        </PmtInf>
    </CstmrCdtTrfInitn>
</Document>
<?xml version="1.0" encoding="UTF-8" standalone="no" ?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03">
    <CstmrCdtTrfInitn>
        <GrpHdr>
            <MsgId>DOMT11234562</MsgId>
            <CreDtTm>2020-06-29T10:24:09</CreDtTm>
            <NbOfTxs>1</NbOfTxs>
            <CtrlSum>0.01</CtrlSum>
            <InitgPty>
                <Nm>John Doe Corporation</Nm>
                <Id>
                    <OrgId>
                        <BICOrBEI>JOHNDOE99</BICOrBEI>
                    </OrgId>
                </Id>
            </InitgPty>
        </GrpHdr>
        <PmtInf>
            <PmtInfId>DOMT12345678</PmtInfId>
            <PmtMtd>TRF</PmtMtd>
            <BtchBookg>false</BtchBookg>
            <NbOfTxs>1</NbOfTxs>
            <CtrlSum>0.01</CtrlSum>
            <PmtTpInf>
                <InstrPrty>NORM</InstrPrty>
                <SvcLvl>
                    <Cd>URNS</Cd>
                </SvcLvl>
                 <LclInstrm>    
                    <Prtry>RTP</Prtry>    
                </LclInstrm>
            </PmtTpInf>
            <ReqdExctnDt>2020-06-29</ReqdExctnDt>
            <Dbtr>
                <Nm>John Doe Corporation</Nm>
                <PstlAdr>
                    <StrtNm>999 Battery Street, 13th Floor</StrtNm>
                    <PstCd>99999</PstCd>
                    <TwnNm>Anytown</TwnNm>
                    <CtrySubDvsn>CA</CtrySubDvsn>
                    <Ctry>US</Ctry>
                </PstlAdr>
            </Dbtr>
            <DbtrAcct>
                <Id>
                    <Othr>
                        <Id>0123456789</Id>
                    </Othr>
                </Id>
                <Ccy>USD</Ccy>
            </DbtrAcct>
            <DbtrAgt>
                <FinInstnId>
                    <ClrSysMmbId>
                        <ClrSysId>
                            <Cd>USABA</Cd>
                        </ClrSysId>
                        <MmbId>123456789</MmbId>
                    </ClrSysMmbId>
                    <PstlAdr>
                        <Ctry>US</Ctry>
                    </PstlAdr>
                </FinInstnId>
            </DbtrAgt>
            <ChrgBr>SHAR</ChrgBr>
            <CdtTrfTxInf>
                <PmtId>
                    <InstrId>234ACHC123455</InstrId>
                    <EndToEndId>0000000000000011</EndToEndId>
                </PmtId>
                <Amt>
                    <InstdAmt Ccy="USD">0.01</InstdAmt>
                </Amt>
                <CdtrAgt>
                    <FinInstnId>
                        <ClrSysMmbId>
                            <ClrSysId>
                                <Cd>USABA</Cd>
                            </ClrSysId>
                            <MmbId>123456789</MmbId>
                        </ClrSysMmbId>
                        <Nm>Cross River Bank NJ</Nm>
                        <PstlAdr>
                            <Ctry>US</Ctry>
                        </PstlAdr>
                    </FinInstnId>
                </CdtrAgt>
                <Cdtr>
                    <Nm>John Doe Funding LLC</Nm>
                    <PstlAdr>
                        <StrtNm>999 Any Avenue</StrtNm>
                        <PstCd>10000</PstCd>
                        <TwnNm>New York</TwnNm>
                        <CtrySubDvsn>NY</CtrySubDvsn>
                        <Ctry>US</Ctry>
                    </PstlAdr>
                </Cdtr>
                <CdtrAcct>
                    <Id>
                        <Othr>
                            <Id>0123456789</Id>
                        </Othr>
                    </Id>
                    <Tp>
                        <Cd>CACC</Cd>
                    </Tp>
                    <Ccy>USD</Ccy>
                </CdtrAcct>
                <RmtInf>
                    <Ustrd>Testing</Ustrd>
                </RmtInf>
            </CdtTrfTxInf>
        </PmtInf>
    </CstmrCdtTrfInitn>
</Document>
﻿
Cross River will choose for you whether to use FedNow or RTP via TCH.
Updated 29 Jan 2025
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