International Payments
International Payments process flow
4min
outbound payments the following diagram shows the status and webhook flows for outbound international payments how it works step 1 obtain exchange rate estimate before committing to sending an international payment, you can obtain an estimate of the exchange rate the estimate includes the current fx rate, with spread and transaction fees this step does not require beneficiary data step 2 verify requirements for quote once satisfied with the exchange rate estimate, you can use the meta endpoint to validate the specific attributes/information required for creating a valid quote this step is crucial as international payment requirements vary by country step 3 generate executable quote after gathering the necessary requirements for a quote, you request an executable quote the quote includes the transfer cost, fees, and the exchange rate for a foreign currency beneficiary details are required, and the quote is valid for a limited amount of time (typically 30 seconds) the generated quote id is essential for the next step step 4 originate international payment using the obtained quote id, you use the payments endpoint to initiate an international payment the payment process involves clearing holds, acceptance of conversion, and eventual completion you are notified via a webhook about the acceptance or rejection of their payment some payments may trigger holds or require additional information from the recipient bank, initiating an rfi (request for information) process completion of the rfi process is necessary for payment completion customers are notified of payment rejection, if any, with reasons provided via a webhook related topics international payments process flow docid 19efpbkk1xr6vxyu2 yo3 international payments docid\ tacjkajzy5xggqjlmvd1i error codes docid\ y1rbarxgdu0dg0wrfqkai tutorials send an international payment docid\ ubxgksx2mmld3dsainyzz