The following diagram shows the status and webhook flows for outbound instant payment credit transfers:

The following diagram shows the status and webhook flows for inbound instant payment credit transfers:

Use cases

Process flows

Cross River guides provide details about our products

guide

var_miha

new_var_2

new_mih_var

mih_var

This is a plain text that will be inserted in an expandable heading for using this raw as an exampl

testheight

available

testulet

testvar

altscenario

This is a plain text that will be inserted in an expandable heading for using this raw as an example

scenario

exemplu

variabila

Archbee

text

test

specific

refresh_token

YourBank

MyBank

variable_test_video

variable123

silviu

Bogdan_test

ferwhethgte

target1

google

support

product_name

Key Concepts

Bank rails

Payment options

Workflow

Rail types

Sending and receiving files

PAIN.001.001.03 input file

PAIN.008.001.02 input file

Preparing your input XML file

Requirements for XML Files per Rail

Book Transfer

ACH CCD/PPD

Fedwire

Direct Debit

RTP/FedNow

XML input file examples

Output Files

Validation

Status and error codes

ISO20022 payments

Payment process flows

Originate a payment

Simulate inbound payments

Originate a client batch

Working with ACH

Network interoperability in detail

Payment queuing

Payment limits

Fraud reporting by partners

Set payment expiration

Query the directory

Instant Payments

International Payments process flow

Send an international payment

International Payments in Explorer

International Payments

Respond to a drawdown request

Originate a drawdown request

Simulate an inbound payment

Authorization

Holds

Request service messages

Payment Templates

Working with Wires

Wires

Process flows

Outbound credit transfer

Inbound credit transfer