Employers use ACH payments to deposit salaries directly into employee bank accounts. This eliminates the need for paper checks, making the process more efficient and environmentally friendly.

If employees incur business expenses, employers use ACH payments to reimburse them. This ensures that employees receive their funds promptly and securely, directly into their bank accounts.

Pay vendors or suppliers via ACH, which maintains a digital record of transactions, making it easier to manage accounts payable.

Consumers use ACH payments to pay bills online. This could include utilities, credit card bills, or mortgage payments. It’s a convenient way to ensure bills are paid on time without the need for writing and mailing checks.

You’re an individual who needs to pay a friend back for dinner last night. With ACH payments, you can transfer the money directly from your bank account to theirs. It’s a quick and hassle-free way to settle small debts.

You’re a user of a digital wallet app and you want to add funds to your wallet or disburse them to another account. ACH payments allow you to easily transfer funds between your bank account and your digital wallet, providing flexibility in how you manage your money.