API overview

Working with APIs

The automated loan validation and funding software from Cross River

Arix

Mobile Deposit Capture is the process of submitting a check electronically using a smartphone

Input Message Accountability Data. A unique number given to each FedWire payment when using the Federal Reserver Bank Service and can be used to investigate and track wire transfers.

IMAD

Notification of Change.  The purpose of an NOC is to identify and communicate incorrect information within an ACH entry, such as account numbers or transit and routing number. Sent by a RDFI to the ODFI and the Originator via their ACH Operator.

A global financial messaging standard for electronic payments. It enhances interoperability across financial systems, improves payment processing efficiency and supports compliance by providing detailed transaction information.

ISO20022

A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. These codes are used when transferring money between banks, particularly for international wire transfers.

SWIFT

Receiving Depository Financial Institution. All ODFIs must also agree to act as an RDFI to receive ACH payments. An RDFI receives entries directly or indirectly from its ACH Operator for debit or credit to the accounts of its customers.

RDFI

Originating Depository Financial Institution. It has the authority to initiate ACH transactions on behalf of its customers. ODFIs ensure compliance with regulatory standards and securely transmit payment instructions to the ACH network

ODFI

 National Automated Clearing House Association. Nacha governs the ACH Network, the payment system that drives Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts

Nacha

International ACH Transaction. A Nacha SEC code.

A uniquely configured financial product you offer your customers. For example, a debit card or a savings account, configured according to your needs and specifications, are product types.

product_type

Bank Identification Number. A unique identifier used in payment card transactions.

COS_Explorer

relationshipmanager

Cross River guides provide details about our products

guide

var_miha

new_var_2

new_mih_var

mih_var

This is a plain text that will be inserted in an expandable heading for using this raw as an exampl

testheight

available

testulet

testvar

altscenario

This is a plain text that will be inserted in an expandable heading for using this raw as an example

scenario

exemplu

variabila

Archbee

text

test

specific

refresh_token

YourBank

MyBank

variable_test_video

variable123

silviu

Bogdan_test

ferwhethgte

target1

google

support

product_name

API basics

API Reference

COS reference codes

Test APIs

Idempotency

Pagination

Static IPs

Webhook registration

Webhook events

Webhook reference

Banking and payments

Register for webhook events

Get registered webhook events

Get webhooks by ID

Update webhook registrations

Delete webhook events by ID and SourceSenderID

Delete webhook events by registration ID

Card payments

Register for webhooks

Unregister hooks

Lending

Webhooks

Request and response codes

Error codes

Limit utilization

System error codes

Instant Payments

International Payments

IMPORTANT: Wires API update

Error Codes

Wires

Bank rails

Card management

Business types

Transaction management

Foreign exchange rates

OFAC

Account management

Deposit Sweeps

Check management

Subledgers

Accounts

Card issuing

Application decisioning

Create and Update a loan

Create a Line-of-Credit (LOC)/ Draws

Add loan documents

Get loan details by ID

Pull funding from Merchant

Cancel a loan

ACH parameters

ACH returns

Adjustment Action parameters

Check parameters

RPPS parameters

RPPS returns

RPPS transaction reversals

Internal Transfer (XPay) parameters

Instant payments parameters

Wire parameters

Card parameters

Funding your loan / payment rails

Hook notifications

Enums

Servicing reports

Transaction reports

[Deprecated] Purchase reports