---
title: Monitor limit utilization
slug: apis/payments/instant-payments/monitor-limit-utilization
description: Monitor the utilization of payment limits to ensure compliance with transaction thresholds and prevent over-limit transactions.
docTags: 
createdAt: 2024-08-09T14:14:02.849Z
---

## Instant Payment limits

Cross River sets a **daily send limit** for Instant Payments per partner to ensure smooth operations and prevent disruptions. Tracking utilization helps manage limits and prevent payment disruptions. We provide a webhooks to monitor usage and be aware when you are approaching your daily send limit.

Use the `RTP.Limits.Utilization.Changed` webhook to track your usage and remaining limit.

- The webhook notifies you of:
  - **utilizationPercent** – The percentage of your limit that has been used.
  - **previousUtilizationPercent** – The percentage of your limit used before the most recent webhook event.
  - The webhook triggers when utilization reaches 5% and fires at every 5% increment (10%, 15%, 20%, etc.).

Regularly monitoring limit utilization helps prevent disruptions to your Instant Payment services.

:::CodeblockTabs
  RTP.Limits.Utilization.Change

```json
"eventName": "Rtp.Limits.Utilization.Changed",
"metaFields":
[
    "productId",
    "utilizationPercent",
    "previousUtilizationPercent"
]
```
:::

**Webhook Notifications**

- [Register](docId\:BN5XtgkJogBe-CtwomCbS) for the `RTP.Limits.Utilization.Changed` webhook.