Lending
Create and update a loan (new format)
7 min
post /loan and put /loan/{id} use these calls to create and update a loan request in arix request url https // post/loan request url https // put/loan/{id} when you update a loan with put/loan , use a loanupdate object the attributes for a loanupdate object are the same as those used in the loan object, when you call post/loan the table below is the reference information for the api attributes you can use when you create a loan they are the same attributes that show when you receive a response he same attributes are used for the update a loan request put /loan/{id} post /loan use this call to create a loan request in arix field 3 cip "{ { "cip decision" "nondocumentary, documentary,other", "cip vendors used" { "cip kyc vendor" "socure", "cip bank account vendor" "plaid" }, "cip documents used" { "cip document" "driving license", "cip seconday document" "utility bill" }, "cip verification used" { "ocr" "mitek", "fraud" "experian fraud", "phone number" "white pages" } }, "cipcollectionmethod" { "name" "fromcustomerviaapplication|fromcustomervialeadgenerator|fromexternalsource", "address" "fromcustomerviaapplication|fromcustomervialeadgenerator|fromexternalsource", "dob" "fromcustomerviaapplication|fromcustomervialeadgenerator|fromexternalsource", "ssn" "fromcustomerviaapplication|fromcustomervialeadgenerator|fromexternalsource", "cipcollectionmethodexternalsource" "creditreport this field is required if the method of collection is from an external source; creditreport is an example" }, "taxnumber" "ssn|itin" }" field 5 credit decisioning { "revolvinglinefirstappearance" "yes/no", "revolvinglineguid" "id from origination/first appearance", "revolvinglinebalanceasofwhencallingcrb" "", "floridastamptaxcollectedfromcustomer" "y/n", "floridastamptaxamount" "0 00", "dmvfeeamount" "0 00", "floridastamptaxrateused" "0 0035", "discountedloan" "y|n", "purchase discount" "n%", "purchasediscountamount" "0 00", "creditpolicyversion" "v1 0", "creditmodelversion" "v1 0", "creditbureau" "tu|experian|equifax|innovis|other", "premiumfee" "0 00", "bypassrulechecking" "true|false" } field 6 standard format (business) { "name" "business name", "tin" "ein/ssn", "incdate" "2008 01 01", "stateincorp" "az", "countrydomicile" "us", "phone" "4805477526", "email" "business email", "address" "business address", "city" "business city", "state" "business state", "zipcode" "business zip", "physicaladdress" "the complete physical address of the business if different to the business address cannot be po box or tbd", "payroll" "average monthly payroll", "businesstype" "business entity type sole proprietor,partnership, c corp, s corp, llc, independent contractor, eligible self employed individual,501(c)(3) nonprofit, 501(c)(19) veterans organization, tribal business (sec 31(b)(2)(c) of small business act), other", "businesspurpose" "business purpose / description", "industry" "xxx", "naicscode" "xxx", "franchise" "yes/no", "registeredtradingnames" "", "productservicesoffered" "", "insurancetype" "", "authorisedsignatory" "", "authorisedsignatoryverificationmethod" "", "businesslicenseinformation" "", "businesswebsiteverification" "yes|no", "businessannualturnover" "gross annual revenue, cannot be null", "businesspricingdetails" { "pricingtier2" "", "pricingtier3" "" }, "businesscreditlimit" { "consumercreditlimit" "", "dailycreditlimit" "", "businessapprovalexception" "y|n" } } field 7 standard format (business owners/principals) \[ { "name" "owner name", "ownershipper" 24, "tin" "ssn|ein|tin", "address" "owner address", "city" "owner city", "state" "ownerstate", "zipcode" "owner zip", "dob" "yyyy mm dd", "phone" "owner phone", "ownerfico" 700, "cip decision" "nondocumentary, documentary,other", "cip vendors used" { "cip kyc vendor" "eg socure", "cip bank account vendor" "eg plaid" }, "cip documents used" { "cip document" "eg for a person a driving license", "cip secondary document" "eg for a person utility bill" }, "ofac decision" "true|false", "ofac decision source" "", "cip verification used" { "ocr" "eg mitek", "fraud" "eg experian fraud", "phone number" "eg white pages", "type" "owner | control person", "citizenship" "us", "residencytype" "permanent resident alien | non immigrant alien | illegal alien" } }, {} ] any vendors noted above are provided for illustration only important when you add a date field in a request, the format must be yyyy mm dd these fields include borrowerdob and ficodate and must be in this format 1970 12 05