Lending

Enums

5min
loanstatusenum these enums communicate the status of a loan enums enum number description received 1 arix received a new loan application send attachments as the next step in the process docscomplete 2 all required documents were received passedcompliance 3 loan successfully passed compliance approved 4 loan was approved for funding infunding 5 at least 1 rail was submitted for funding funded 6 full loan amount was funded accountingentriescomplete 7 an internal cr process confirms that account entries are complete readytosell 8 loan finished the seasoning period and is ready to be sold sold 9 loan was sold (not in use) sale info is on the post purchase report in sftp settled 10 loan was paid back by end user (not in use) awaitingfunding 11 all compliance rules were passed and the system is waiting for the funding information once in this status, only a put /fundinginfo will get the loan funded inreverse 80 a return/ cancel has been requested, and the funding is being returned to the originating account accountingentriesreversed 90 internal status loan was canceled or fully returned and accounting entries were reversed cancelled 100 issuing bank canceled the loan terminal state compliancefailed 101 loan failed the compliance check rejected 102 issuing bank didn't approve possible only prior to funding terminal state returned 103 all rails that were successfully funded came back as returned notfullyfunded 104 funding was attempted, but a balance remains to be funded fundingresult enums these enums communicate the results of a funding attempt enums enum number description success 0 all funded partialfailure 1 some funds were sent successfully, but some failed fundingfailed 2 funding failed and nothing was funded railresulttype enums these enums communicate the results of a rail transaction as part of the funding attempt enums enum number description notattemptd 0 rail wasn't attempted requested 1 api call was successful and the funds are pending transmission success 2 full requested amount has been funded and released on the rail note there is lag time between the time an ach is sent and when it is received (by the receiving bank), usually 1 business day (unless it was sent as a same day ach) cr considers the rail a success if and until we receive a notice from the receiving bank that the rail failed at that time, the status of the rail changes from success to returned requestfailure 3 the request to fund failed immediately upon request (usually due to a mistake in the api instructions ) rejected 4 the rail was rejected returned 5 the rail that was sent and marked as success was returned skipped 6 a rail was skipped no need to reattempt the funding validationfail 7 the rail failed because it couldn't be validated cosachpaymentrejected 8 arix received a notification that a specific ach rail was rejected ( internal ops ) cosachpaymentcanceled 9 cr ops canceled the ach payment ( internal ops ) cosachnocreceived 10 a notice of change (noc) was received relevant for recurrent disbursements ( internal ops ) contact customer for updated instructions cosachholdescalated 11 cr ops put the ach transaction on hold ( internal ops ) coscoretransactioncompleted 12 cos core (part of xpay) transaction was completed successfully ( internal ops ) coscoretransactionrejected 13 cos core (part of xpay) transaction was unable to complete ( internal ops ) cosxpaymentreceived 15 inbound payment request has been received and is awaiting approval ( internal ops ) cosxpaymentcanceled 16 payment canceled at the sender's request or has expired ( internal ops ) cosxpaymentrejected 17 payment was rejected by the receiver ( internal ops ) cosxpaymentfailed 18 payment failed to post to either the sender or receiver's account most commonly due to insufficient funds ( internal ops ) cosxpaymentcompleted 19 payment has been posted to both the sender and receiver's accounts ( internal ops ) coscoretransactioncompletedreverse 20 cos core (part of xpay) reversal transaction has been completed ( internal ops ) cosxpaymentrejectedreverse 24 cos xpay requested reversal hasn't been approved ( internal ops ) cosxpaymentfailedreverse 25 cos xpay requested reversal was unable to be reversed (internal ops) cosxpaymentcanceledreverse 26 cos xpay reversal was canceled ( internal ops ) checkcashed 27 check was cashed checkprinted 28 check was printed digitalcheckprinted 29 a digital check was printed checkmailed 30 the check was mailed failed 31 the check wasn't able to be cashed cancelled 32 rail was cancelled railtype enums these enums communicate the type of rail used to make the transactions enums enum number description rpps 4 rpps rail nf 7 no funding cosach 8 next day funding via ach cosachsd 9 same day funding via ach cosxpay 10 internal transfer between cr accounts adjustmentaction 20 adjustments to a loan after it was funded check 30 physical check rtp 40 real time payments card 50 card wire 60 wire rpps enums rpps uses enums to return funding attempt results enum name enum number description received 1 the funding attempt was received by rpps submitted 2 the funding attempt was submitted by rpps pending 3 the funding attempt is pending approved 4 the funding attempt was approved by rpps rejected 5 the funding attempt was rejected by rpps failed 6 the funding attempt failed in rpps returned 7 the rail was returned by rpps