Digital lending
Create a loan
4min
Use this call to create a loan request in Arix.
Request URL https:// ... /Loan
For detailed reference information on the loan attributes, see Webhook events
IMPORTANT When you add a date field in a request, the format must be: yyyy-mm-dd. These fields include BorrowerDOB and FICODate and must be in this format: 1970-12-05
JSON
1{
2 "Loan": {
3 "LoanNumber": {{loanNumber}},
4 "IssuingBankId": "CRB",
5 "Platform": "string",
6 "LoanType": 1,
7 "NoteDate": "2019-12-31",
8 "BorrowerLastName": {{$randomLastName}},
9 "BorrowerFirstName": {{$randomFirstName}},
10 "BorrowerDOB": "1986-12-31",
11 "BorrowerSSN": {{borrowerSSN}},
12 "BorrowerAddress": {{borrowerAddress}},
13 "BorrowerCity": {{$randomCity}},
14 "BorrowerState": {{borrowerState}},
15 "BorrowerZip": {{borrowerZip}},
16 "LoanAmount": 1500,
17 "NetFunding": 1300,
18 "Rate": 0.2,
19 "APR": "10",
20 "BatchId": "string",
21 "BorrowerPhone": {{$randomPhoneNumber}},
22 "BorrowerEmail": {{$randomEmail}},
23 "Amortization": 0,
24 "Term": 36,
25 "RateType": 0,
26 "PriorLoanFlag": "string",
27 "FICO": 10,
28 "FICODate": "2017-12-31",
29 "CreditGrade": "string",
30 "AssetClass": 0,
31 "LoanPurpose": "string",
32 "Investor": "string",
33 "Servicer": "string",
34 "ApplicationDate": {{ApplicationDate}},
35 "RegBDecisionDate": {{RegBDecisionDate}},
36 "PurchaseDate": {{PurchaseDate}},
37 "PaymentDueDate": {{PaymentDueDate}},
38 "ApprovedLoanAmount": 0,
39 "PeriodicPayment": 0,
40 "OriginationFee": 100,
41 "HomeownerFlag": "string",
42 "OpenCreditLines": 0,
43 "AnnualIncome": 0,
44 "CreditInquiries12months": 0,
45 "DQPast24months": 0,
46 "PublicRecordsOnFile": 0,
47 "EmploymentLength": 0,
48 "DebtUtilization": 0,
49 "TotalRevolvingDebt": 0,
50 "AccountsOpenedPast24months": 0,
51 "CollectionsExcludingMedical": 0,
52 "MonthsSinceLastRecord": 0,
53 "Employer": "string",
54 "DTI": 0,
55 "MLAFLAG": "string",
56 "MAPR": "string",
57 "ReceiverName": "string",
58 "SameDayFlag": 0,
59 "AddendaRecord": "string",
60 "CoBorrowerFirstName": "string",
61 "CoBorrowerLastName": "string",
62 "CoBorrowerDOB": "1986-12-31",
63 "CoBorrowerSSN": "string",
64 "CoBorrowerAddress": "string",
65 "CoBorrowerCity": "string",
66 "CoBorrowerState": "string",
67 "CoBorrowerZip": "string",
68 "CoBorrowerPhone": "string",
69 "CoBorrowerEmail": "string",
70 "CoBorrowerFICO": 0,
71 "MerchantName": "string",
72 "MerchantFee": 0,
73 "RefundAmount": 0,
74 "AdjustedLoanAmount": 0,
75 "AdjustedNetFunding": 0,
76 "AdjustedOriginationFee": 0,
77 "AdjustedCurrentMonthlyPayment": 0,
78 "RefundDate": "2017-12-31",
79 "AdjustedMerchantFee": 0,
80 "FinalPaymentDate": {{FinalPaymentDate}},
81 "FinalPayment": 0,
82 "FinanceCharge": 0,
83 "TotalPayments": 0,
84 "PPY": 0,
85 "PaymentFrequency": 0,
86 "StandardEntryTypeCode": "string",
87 "InterestAccrualMethodDays": 0,
88 "SubpoolId": "Moe83",
89 "Program": "DTM",
90 "Field1": "string",
91 "Field2": "string",
92 "Field3": "string",
93 "Field4": "string",
94 "Field5": "string",
95 "Field6": "string",
96 "Field7": "string",
97 "Field8": "string",
98 "Field9": "string",
99 "Field10": "string",
100 "Field11": "string",
101 "Field12": "string",
102 "Field13": "string",
103 "Field14": "string",
104 "Field15": "string",
105 "Field16": "string",
106 "Field17": "string",
107 "Field18": "string",
108 "Field19": "string",
109 "Field20": "string",
110 "Rails": [
111 {
112 "ACHFields": {
113 "StandardEntryClassCode": "PPD",
114 "TransactionType": "push",
115 "ToRoutingNumber": "021214891",
116 "ToAccountType": "GL",
117 "ToAccountName": "Test",
118 "ToAccountNumber": "9999999999",
119 "Description": "Test"
120 },
121 "RailType": "COSACH",
122 "Priority": 1,
123 "Amount": 300
124 }
125 ]
126 }
127}
Loan created with ID
1{
2 "Id": "bd054ec9-8598-497e-ac2d-ac5400bbbf3e",
3 "MPLId": "TST",
4 "Date": "/Date(1602674613963-0400)/",
5 "LoanNumber": "MZ-1afc220c66ed4ad",
6 "IssuingBankId": "CRB",
7 "Platform": "string",
8 "LoanType": "HFS",
9 "NoteDate": "/Date(1577768400000-0500)/",
10 "BorrowerLastName": "Emard",
11 "BorrowerFirstName": "Darrion",
12 "BorrowerDOB": "/Date(536389200000-0500)/",
13 "BorrowerSSN": "640517072",
14 "BorrowerAddress": "8652_VonRueden_Walks",
15 "BorrowerCity": "East",
16 "BorrowerState": "LV",
17 "BorrowerZip": "30878",
18 "LoanAmount": 500,
19 "NetFunding": 1300,
20 "Rate": 0.05,
21 "APR": 10,
22 "BatchId": "string",
23 "BorrowerPhone": "323-514-0396",
24 "BorrowerEmail": "[email protected]",
25 "Amortization": 0,
26 "Term": 36,
27 "RateType": 0,
28 "PriorLoanFlag": "string",
29 "FICO": 10,
30 "FICODate": "/Date(1514696400000-0500)/",
31 "CreditGrade": "string",
32 "AssetClass": 0,
33 "LoanPurpose": "string",
34 "Investor": "string",
35 "Servicer": "string",
36 "ApplicationDate": "/Date(1602674613934-0400)/",
37 "RegBDecisionDate": "/Date(1602674613934-0400)/",
38 "PurchaseDate": "/Date(1602907200000-0400)/",
39 "PaymentDueDate": "/Date(1607922000000-0500)/",
40 "ApprovedLoanAmount": 0,
41 "PeriodicPayment": 0,
42 "OriginationFee": 100,
43 "HomeownerFlag": "string",
44 "OpenCreditLines": 0,
45 "AnnualIncome": 0,
46 "CreditInquiries12months": 0,
47 "DQPast24months": 0,
48 "PublicRecordsOnFile": 0,
49 "EmploymentLength": 0,
50 "DebtUtilization": 0,
51 "TotalRevolvingDebt": 0,
52 "AccountsOpenedPast24months": 0,
53 "CollectionsExcludingMedical": 0,
54 "MonthsSinceLastRecord": 0,
55 "Employer": "string",
56 "DTI": 0,
57 "MLAFLAG": "string",
58 "MAPR": "string",
59 "ReceiverName": "string",
60 "SameDayFlag": 0,
61 "AddendaRecord": "string",
62 "CoBorrowerFirstName": "string",
63 "CoBorrowerLastName": "string",
64 "CoBorrowerDOB": "/Date(536389200000-0500)/",
65 "CoBorrowerSSN": "string",
66 "CoBorrowerAddress": "string",
67 "CoBorrowerCity": "string",
68 "CoBorrowerState": "string",
69 "CoBorrowerZip": "string",
70 "CoBorrowerPhone": "string",
71 "CoBorrowerEmail": "string",
72 "CoBorrowerFICO": 0,
73 "MerchantName": "string",
74 "MerchantFee": 0,
75 "RefundAmount": 0,
76 "AdjustedLoanAmount": 0,
77 "AdjustedNetFunding": 0,
78 "AdjustedOriginationFee": 0,
79 "AdjustedCurrentMonthlyPayment": 0,
80 "RefundDate": "/Date(1514696400000-0500)/",
81 "AdjustedMerchantFee": 0,
82 "FinalPaymentDate": "/Date(1618372800000-0400)/",
83 "FinalPayment": 0,
84 "FinanceCharge": 0,
85 "TotalPayments": 0,
86 "PPY": 0,
87 "PaymentFrequency": 0,
88 "StandardEntryTypeCode": "string",
89 "InterestAccrualMethodDays": 0,
90 "SubpoolId": "Moe83",
91 "Program": "DTM",
92 "Field1": "string",
93 "Field2": "string",
94 "Field3": "string",
95 "Field4": "string",
96 "Field5": "string",
97 "Field6": "string",
98 "Field7": "string",
99 "Field8": "string",
100 "Field9": "string",
101 "Field10": "string",
102 "Field11": "string",
103 "Field12": "string",
104 "Field13": "string",
105 "Field14": "string",
106 "Field15": "string",
107 "Field16": "string",
108 "Field17": "string",
109 "Field18": "string",
110 "Field19": "string",
111 "Field20": "string",
112 "Rails": [
113 {
114 "ACHFields": {
115 "StandardEntryClassCode": "PPD",
116 "TransactionType": "push",
117 "ToRoutingNumber": "021214891",
118 "ToAccountType": "GL",
119 "ToAccountName": "Test",
120 "ToAccountNumber": "9999999999",
121 "Description": "Test"
122 },
123 "Id": "c208ac03-803a-4b94-96c2-ac5400bbbf3e",
124 "RailType": "COSACH",
125 "Priority": 1,
126 "Amount": 300,
127 "LoanId": "bd054ec9-8598-497e-ac2d-ac5400bbbf3e",
128 "MPLId": "TST",
129 "IssuingBankId": "CRB",
130 "IsFailed": false,
131 "LoanType": "Undefined"
132 }
133 ]
134}
Updated 29 Jan 2025
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