Digital lending
Payment rails

Card parameters

3min

You can use the Card rail in Arix to pay out funds to the borrower's credit card. This rail is used to supplement the RPPS rail to get a wider coverage of credit card networks.

JSON


Request parameters

Attribute

Description

CardNumber

string

The credit card number found on the front or back of a credit card

Required 

FirstName

string

The borrower cardholder first name on the credit card account

Required 

LastName

string

The borrower cardholder last name on the credit card account

Required 

CVV

string

The card verification value on the card

Optional

ExpirationMonth

string

Card expiration month 2-digits

Required 

ExpirationYear

string

Card expiration year 2-digits

Required 

SubjectPhoneNumber

string

Cardholder phone number 10 digits (for example 2015551234 no dashes)

Optional 

SubjectEmail

string

Cardholder email address (for example [email protected])

Optional 

SubjectAddress

Address

Primary location details of cardholder

Optional 

PCI compliance

Payment Card Industry (PCI) standards ensure that sensitive credit card information is protected from fraudulent use. Arix processing complies with PCI standards.

Arix receives a request that includes the borrower's credit card number. This number is sent to a tokenization service that is Level 1 PCI-compliant. A token is sent back, which Arix stores.

When processing a card payment , Arix calls to detokenize the credit card numbers, and sends the credit card information to our Push to Card processor.

Arix logs contain only masked credit card numbers.

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