Card parameters
You can use the Card rail in Arix to pay out funds to the borrower's credit card. This rail is used to supplement the RPPS rail to get a wider coverage of credit card networks.
Attribute | Description |
CardNumber
string | The credit card number found on the front or back of a credit card Required |
FirstName
string | The borrower cardholder first name on the credit card account Required |
LastName
string | The borrower cardholder last name on the credit card account Required |
CVV
string | The card verification value on the card Optional |
ExpirationMonth
string | Card expiration month 2-digits Required |
ExpirationYear
string | Card expiration year 2-digits Required |
SubjectPhoneNumber
string | Cardholder phone number 10 digits (for example 2015551234 no dashes) Optional |
SubjectEmail
string | Cardholder email address (for example [email protected]) Optional |
SubjectAddress
Address | Primary location details of cardholder Optional |
Payment Card Industry (PCI) standards ensure that sensitive credit card information is protected from fraudulent use. Arix processing complies with PCI standards.
Arix receives a request that includes the borrower's credit card number. This number is sent to a tokenization service that is Level 1 PCI-compliant. A token is sent back, which Arix stores.
When processing a card payment , Arix calls to detokenize the credit card numbers, and sends the credit card information to our Push to Card processor.
Arix logs contain only masked credit card numbers.