COS reference codes

transaction codes code description achincoming incoming ach payment achincomingreturn incoming ach returned payment achincomingnoc incoming ach noc achoutgoing outgoing ach payment achoutgoingreturn outgoing ach returned payment achoutgoingnoc outgoing ach noc accounttransfer internal book transfer fee fee feerefund fee refund deposit deposit withdrawal withdrawal interestpayment interest payment interestreversal interest reversal miscellaneouscredit misc credit miscellaneousdebit misc debit wireincoming incoming wire payment wireoutgoing outgoing wire payment check check cash cash reversal reversal adjustment adjustment sale sale cardauth card auth payment payment refund refund atmtransaction atm transaction rtpdebit rtp debit rtpcredit rtp credit xpaydebit xpay debit xpaycredit xpay credit withholding withholding sweepinterestpayment sweep interest chargeback chargeback bonus bonus reward reward cryptopurchase crypto purchase cryptosale crypto sale cryptooutgoing crypto outgoing cryptoincoming crypto incoming cryptotransfer crypto transfer cryptoreturn crypto return internationaloutgoing intl outgoing internationalreturn intl return rejection codes code description err general error res account restriction nsf insufficient funds anf account not found cls account closed ina account inactive drm account dormant esc account in escheatment chr account in charge off status stp stop payment active transaction flags flag description frc force posting overrides most authorization rules nsf overrides sufficient funds rule res overrides all account and product restrictions stp overrides all stop payments pre indicates transaction is part of pre settlement phase of daily processing sts override account status rule rgd exclude transaction from counting towards reg d debit limit auth indicates the transaction is for authorization purposes only no money will move between accounts as a result of this transaction no account activity record will be written as a result either cid company id rtn routing number chk check number acc account number typ primary type sub sub type dir direction res reason code mem memo dat data src source ref reference exp expiration svc service type trc trace number nid network id tid transaction id rid receiver id oid originator id bid batch id account status status description inactive dormant for 1 year active account is active dormant dormant for 2 years escheat account is in escheatment (dormant for 3 years) closed account is closed chargeoff account has been overdrawn for a period of greater than 30 days account types type description generalledger general ledger deposit demand deposit account (dda) checking and savings accounts creditcard credit card storedvalue gifts cards and other stored value accounts wallet wallet account account sources source description transaction activity from transactions will first soft post, remaining as status pending for the day, and later hard post during the nightly settlement process once hard posted a sequence number and running balance are assigned memoposts activity from memo posts are a temporary debit or credit on the account commonly they will be removed and then posted as a transaction activity status status description pending memo posts will remain pending until they are removed (commonly a day or more) transactions will always start as status pending when they first soft post posted transactions will always transition to status posted during the nightly settlement process for the account once hard posted, a sequence number and running balance are inserted removed only memo posts can be removed activity types type description internal activity is between two sub accounts under the same master account external activity is between different master accounts address classifications classification residential business pobox rural military other address types type home work other classifications classification personal business transaction status status description pending accepted, but not yet processed complete processed successfully money has been moved between the two accounts rejected processing failed due to one or both sides of the transaction being rejected see rejection codes for details review transaction waiting for approval from ops team before it can be processed declined after review by ops team the transaction was declined to be processed canceled while a transaction is pending it may be canceled fee assessment status status description pending fee assessment is pending successful posting to the account assessed fee has been posted to the account waived refund process has been started, but the refund has not yet posted refunded refund has been posted to the account failed fee assessment failed to post the account refundfailed refund failed to post the account hold reasons reason description availability relates to the availability of funds for check deposits and ach payments management bank management has placed a hold collateral safeguard cardauth debit card authorization other hold status active inactive hold types internal partner identification types type driverslicense passport idcard socialsecurity other memo transaction types ofac/pep status status description pending a scan is being performed on the customer clear a scan has been completed and the customer has been cleared failed a scan has been completed but the customer must be reviewed by our bsa/aml team reviewing the customer is currently being reviewed by our bsa/aml team ownership type type exempt excluded nonprofit legalentity phone type home mobile work back to top rail type type description ach ach network wires wire network creditcard credit card debitcard debit card storedvalue stored value card network (e g gift cards) icl image cash letter (i e checks) xpay xpay rail which enables instant transfers between cos accounts internal internal book transfer relationship status active inactive relationship type type primary authsigner joint restriction applies to type description all master and sub accounts account master account only subaccounts sub accounts only back to top restriction status active inactive risk ratings low medium high customer entity types entity type limited liability company sole proprietorship corporation not for profit investment/hedge/private equity fund trust special purpose vehicle/special purpose entity private investment company/private holding company statement status status description processing statement is generating completed statement data is fully available and all associated pdf documents have been generated back to top stop payment status active inactive sub account status active closed subledger type type description passthrough subledger balance is informational only and will not be considered when making transaction decisions for the account only the master balance is used for transaction decisions subledgers can go negative if needed, as long as the funds are in the master account direct subledger balance is used for transaction decisions implicit subledger cannot go negative tax id type type description ssn social security number ein employer identification number itin individual tax id number vat international vat number transaction type debit credit back to top error codes code description 1000 general exception 1200 dateformed required 1201 dateformed cannot be in the future 1202 birthdate required 1203 birthdate cannot be in the future 1204 entityname required 1205 firstname not allowed for classification 1206 middlename not allowed for classification 1207 lastname not allowed for classification 1208 prefix not allowed for classification 1209 suffix not allowed for classification 1210 preferredname not allowed for classification 1211 firstname required 1212 lastname required 1213 entityname not allowed for classification 1214 name required 1215 politicallyexposedperson required 1216 politicallyexposedperson not allowed for classification 1217 birthdate not allowed for classification 1218 dateformed not allowed for classification 1219 rego required 1220 rego not allowed for classification 1221 primaryownercustomerid required 1222 primaryownercustomerid not allowed for classification 1223 entitytype not allowed for classification 1224 ownershiptype not allowed for classification 1225 taxidtype not allowed for classification 2000 general exception 2001 account not active 2002 status cannot be set to closed manually 2003 account not open 2004 account is closed 2005 account is not closed 2006 account cannot be closed until active holds removed 2007 account cannot be closed until active memo posts removed 2008 account cannot be closed until all completed transactions have been applied and balance is zero 2009 account cannot be closed until sub accounts are closed 2010 max total accounts exceeded for product 2011 max active accounts exceeded for product 2012 max daily accounts exceeded for product 2013 account already exists 2014 account number cannot be generated 2015 account generation attempts exceeded 2016 invalid account number prefix 2017 invalid account number length 2018 customer not assigned to same partner as product 2019 customer classification not allowed for product 2020 customer must have an address associated 2021 customer must have a phone number associated 2022 customer must be cleared for ofac prior to account opening 2100 sub account not found 2101 sub account not active 2102 cannot modify implicit sub account 2103 sub account already exists 2104 sub account is closed 2105 sub account is not closed 2106 master account required 2107 master account not open 2108 master account not active 2109 master account not found 2110 beneficiary required 2111 sub account total limit has been reached for master account 2112 sub accounts are not enabled for product 2113 sub account number cannot be generated 2114 sub account generation attempts exceeded 2115 invalid sub account number prefix 2116 invalid sub account number length 2117 sub account cannot be closed until all completed transactions have been applied and balance is zero 2118 sub account daily limit has been reached for master account 2119 sub account active limit has been reached for master account 2200 customer not found 2201 customer not active 2202 entity not active 2203 address not active 2204 cannot remove primary address 2205 dateformed required 2206 dateformed cannot be in the future 2207 birthdate required 2208 birthdate cannot be in the future 2209 primary owner customer not found 2210 primary owner customer not active 2211 primary owner customer must be a person 2212 entity and primary owner must be under same partner 2213 entity and primary owner must be different customers 2214 entity customer must be a business 2215 owner customer not found 2216 owner customer not active 2217 owner customer must be a person 2218 entity and owner customers must be under same partner 2219 entity and owner must be different customers 2220 owner relationship already exists for entity customer 2221 unable to deactivate customer due to established account relationship(s) 2222 partner not found or is inactive 2223 an active customer with this tax id already exists for partner 2224 cannot remove primary identification 2225 cannot remove primary phone 2226 invalid customer entity type 2300 fee not found 2301 fee code not found 2302 fee schedule not found for product 2303 fees not enabled for product 2304 fee not assessed 2305 fee schedule change not approved 2306 fee schedule change not pending 2307 fee schedule not found 2308 fee schedule not found for product 2309 fee schedule not active 2310 fee schedule name already exists 2311 fee schedule in request must match fee schedule associated with change 2312 max fees for fee schedule exceeded 2313 pending fee schedule change with name already exists 2314 fee schedule change approval requires dual control 2315 fee already waived 2350 hold not found 2351 hold is inactive 2352 invalid hold amount 2353 expiration date cannot be in the past 2375 restriction not found 2376 restriction not active 2377 restriction policy in request must match restriction policy associated with change 2378 restriction policy approval requires dual control 2379 restriction policy not found 2380 restriction policy not active 2381 restriction policy max restrictions exceeded 2382 restriction policy name already exists 2383 pending restriction policy change with name already exists 2384 restriction already inactive 2385 restriction policy change not approved 2386 restriction policy change not pending 2425 interest accrual not found 2426 start date must be before end date 2427 amount must be greater than or equal to zero 2428 payments not equal to zero must be posted to core 2450 memo post not found 2451 memo post not active 2452 transactioncode is invalid 2475 product not found 2476 product not active 2477 product change not approved 2478 product change not pending 2479 product in request must match product associated with change 2480 classification not allowed for product type 2481 product type invalid 2482 product name already exists 2483 unknown account type for product 2484 pending product change with name already exists 2485 interest accrual not allowed for account type 2486 fees not allowed for account type 2487 statements not allowed for account type 2488 product change approval requires dual control 2525 relationship not found 2526 relationship not active 2527 primary relationship cannot be removed 2528 relationship not allowed for account type 2529 relationshiptype not allowed for account classification 2530 istaxreportingowner cannot be enabled for relationship type 2531 customer must be classified as a person 2532 customer relationship already exists 2533 customer must be under same partner as account 2534 customer must be cleared for ofac prior to creating relationship 2550 settlement not found 2551 daily settlement must be pending 2552 daily settlement must not be complete 2553 daily settlement must be pre settling and all interest must be processed 2554 all accounts must be settled before daily settlement can be completed 2575 snapshot not found 2576 snapshot account number does not match 2577 snapshot partner does not match 2600 statement not found 2601 statement not completed 2602 statement is closed 2603 accountnumber must match statement 2604 unable to generate statement for account type 2625 transaction not found 2626 debit account not found 2627 debit account not active 2628 credit account not found 2629 credit account not active 2630 debit and credit accounts must be different 2631 debit account type not allowed 2632 credit account type not allowed 2633 general ledger transfers require auto approval permission 2634 transaction must be pending 2635 transaction not effective 2636 transaction must be under review 2637 transaction authorization not found 2638 transaction approval requires dual control 2639 invalid transaction status 2640 partnerid not accessible 2641 partnerid is required for user type 2642 transactioncode is invalid 2643 max transaction flags exceeded 2644 invalid transaction flag 2645 transaction flags not allowed 2646 transaction filter required 2647 transaction trace number required 2648 transaction proposal required 2649 transaction amount must be greater than zero 2650 transaction auth status invalid 2700 accounting export is not processing back to top