Accounts
Request and response codes
6 min
transaction codes these are the valid values for the transaction code field in the transaction endpoint code incoming ach incoming ach return incoming ach noc incoming ach on us outgoing ach outgoing ach return outgoing ach noc account transfer fee fee refund deposit withdrawal interest interest reversal misc credit misc debit incoming wire outgoing wire check cash reversal adjustment sale card auth payment refund atm transaction rtp debit rtp credit xpay debit xpay credit withholding sweep interest chargeback bonus reward card pull card push card settlement crypto purchase crypto sale crypto outgoing crypto incoming crypto transfer crypto return intl outgoing intl return interchange flags for book transfer or transaction these are the valid values for the flags field in the transaction endpoint code flag description frc force post this flag must be used with any of the override flags, such as ‘override restrictions’ nsf override sufficient funds overrides posting when the debit account does not have sufficient funds res override restrictions overrides posting when the debit or credit account has an active restriction stp override stop payments overrides posting when the amount of the transaction matches an active stop payment pre presettlement do not use pst postsettlement do not use sts override account status overrides posting when the account status is not ‘active’ rgd override regd policy overrides posting on a dda where reg d restrictions are enabled and the reg d transaction limit has been exceeded auth authorize only do not use pri priority do not use mpb memo post balance do not use tdp override time deposit do not use zbp zero balance posting do not use account status values returned in the status attribute in the response to many account calls describes whether the account is active or not, and if not, why not status description inactive dormant for 1 year active account is active dormant dormant for 2 years escheat account is in escheatment (dormant for 3 years) closed account is closed chargeoff account has been overdrawn for a period of greater than 30 days account types values returned in the accounttype attribute in the response to post /v1/dda/accounts describes the type of account created type description generalledger general ledger deposit demand deposit account (dda) checking and savings accounts creditcard credit card storedvalue gifts cards and other stored value accounts wallet wallet account unknown closure reason values returned in the closurereason attribute in the response to many account calls describes why an account was closed reason returned customerinitiatednocomplaint customercomplaintaccountclosing customercomplaintaddonproducts customercomplaintapplicationprocessing customercomplaintinterestrate customercomplaintbillingdispute customercomplaintbillingstatement customercomplaintcollectionpractices customercomplaintcreditdetermination customercomplaintcreditreporting customercomplaintcustomerservice customercomplaintfraud customercomplaintfundavailability customercomplaintlatefees customercomplaintmerchantdispute customercomplaintonlineaccountmanagement customercomplaintotherfees customercomplaintbalanceissue customercomplaintpromodispute customercomplaintmarketing customercomplaintsettlementhardshipprograms bankpartnerinitiatednobalance partnerproductclosure firstpartyfraud thirdpartyfraud financialcrimenonfraud highoverdraftamount exceededtransactionlimits accountinactivitydormancyescheatment termsofservicebreach bulkclosureexcerciseother chargeoff