Card issuing

Request and response codes

9min

Card state and status

This table explains each card state and status. The status appears as a value in the status field of the response.

Card state

Card status

Other related fields and their values

Card has never been Activated

Unactivated



Card Activated

Active



Card Closed

Closed



Card Lost

Suspended

StatusReasonCode = Lost

Card Stolen

Suspended

StatusReasonCode = Stolen

Admin Blocked

Suspended

AdminBlocked = true

Fraud Blocked

Suspended

FraudSuspect = true

StatusReasonCode = FraudBlocked

Card Suspended by User

Suspended

StatusReasonCode = NotSet

Card Unsuspended by User or Admin

Active

StatusReasonCode = NotSet

FraudSuspect = false

AdminBlocked = false

Card category

In response to many card issuing calls, the category field indicates the card category.

Category

Description

Debit

Debit card

Credit

Credit card

Prepaid

Prepaid card

Card status

In response to many card issuing calls, the status field indicates the activation status of the card.

Card status reason

In response to many card issuing calls, the statusReasonCode field indicates the reason for the activation status supplied in the status field.

Reason

Description

Not Set



Damaged

Card damaged

Expired

Card expired

Lost Stolen

Card reported lost or stolen

Fraud Compromised

Card was compromised and closed because of fraud

Return



New Enrollment



Order status

In response to many card issuing calls, the orderStatus field indicates the status of the card order.

Value

Status

Description

0

OrderPending

The order is pending fulfillment by the processor

1

Completed

The order has been fulfilled by the processor. For physical cards, the card is being printed and mailed to the cardholder.

2

Failed

The order failed at the processor

3

Authorizing



4

AuthorizationFailed



5

AuthorizationCompleted



Instrument type

In response to many card issuing calls, the paymentInstrument field indicates the type of card.

Type

Description

Physical MSR

Physical card with a magnetic strip

PhysicaI CC

Physical card with a chip

Physical Contactless

Physical card using RFID

Physical Combo

Physical card with a chip that supports contactless payments

Virtual Pan

Virtual card

Processing code

In the response to GET /cardmanagement/v1/transactions, the processingCode field indicates what process took place for a given transaction.

Code

Definition

00

Purchase

01

Withdrawal

02

Debit Adjustment

03

Guarantee with Conversion (POS Check Service) (Future Use)

04

Verification with Conversion (POS Check Service) (Future Use)

06

Traveler Check

09

Purchase with Cash Back

10

Account Funding

11

Quasi-Cash Transaction–Debit or Internet Gambling Transaction

13

Funds Withdrawal for Electronic Purse

17

Cash Disbursement

18

Deferred Goods and Services/Scrip Issue/Conversion Only (POS Check Service) (Future Use)

19

Debit Fee Collection/Deferred Goods and Services With Cash Disbursement

20

Credit Return (of goods)/Credit Transaction/Credit Voucher or Merchandise/Return Authorization (U.S. Only)/Purchase Return/Refund

21

Deposit

22

Credit Adjustment

23

Check Deposit Guarantee

24

Check Deposit

25

Envelope-less Cash Deposit

26

Original Credit

28

Prepaid Activation and Load Prepaid Load/Payment Transaction

29

Credit Funds Disbursement/Primary Credit

30

Available Funds Inquiry/Commercial Deposit

31

Balance Inquiry

33

Account Updater Code/Account Verification (Future Use)

34

ATM Mini Statement

49

Eligibility Inquiry/Generic Balance Inquiry (Future Use)

40

Cardholder Account Transfer

50

Bill Payment/Payment to Another Party

53

Payment (U.S. only)

54

Payment Debit (P2P)

55

Payment from Third Party

56

Payment Credit (P2P)

58

Payment from Account to Credit/Loan

59

Payment Enclosed

72

Prepaid Activation

91

PIN Unblock

92

PIN Change

Transaction message type

In the response to GET /cardmanagement/v1/transactions, the messageType field indicates the message type related to the transaction

Type

Authorization

Authorization Advice

Financial

Financial Advice

Reversal Request

Network Management Request

Transaction response code

In the response to GET /cardmanagement/v1/transactions, the outboundResponseCode field indicates the outbound response code related to the transaction

Code

Definition

00

Approved

01

Refer to Card Issuer

02

Refer to Card Issuer Special Condition

03

Invalid Merchant

04

Lost or Stolen Card

05

Do not Honor

06

Error

07

Pickup Card, Special Condition

08

Honor with Identification

10

Approved Partial Amount

12

Invalid Transaction

13

Invalid Amount

14

Invalid Card Number

15

Invalid Issuer

17

Customer Cancellation Reversal

27

Issuer File Update Field Edit Error

30

Format Error

31

Bank Not Supported by Switch - Future Use

32

Partial Reversal

33

Expired Card Pickup

34

Suspect Fraud

39

No Credit Account - Future Use

40

Requested Function Not Supported

41

Lost Card Not Captured

42

No universal account

43

Stolen Card Pickup

51

Insufficient Funds

52

No Checking Account - Future Use

53

No Savings Account - Future Use

54

Expired Card

55

Invalid PIN

56

No Card Account

57

Transaction not Permitted to Cardholder

58

Transaction Not Permitted to Acquirer

59

Suspected Fraud

61

Exceeds Withdrawal Amount Limit

62

Restricted Card

63

Security Violation

64

Original Amount Incorrect Reversal

65

Exceeds Withdrawal Frequency Limit

68

Response Received Late

70

Invalid Transaction Contact Card Issuer

71

PIN Change Decline

75

Allowed Number of PIN Tries Exceeded

76

Invalid Nonexistent To Account Specified - Future Use

77

Invalid Nonexistent From Account Specified - Future Use

78

Invalid Nonexistent Account Specified General - Future Use

79

Key Exchange Validation Failed

80

System Not Available - Future Use

81

Invalid Transaction PIN Block Format Error

82

Time Out Issuer

84

Invalid Authorization LifeCycle

85

Approved Account Verification

86

PIN Validation Not Possible

87

Approved Purchase Only

88

Invalid Transaction CVV2 Format Error

89

Bad Expiry Date

91

Issuer Switch Inoperative

92

Route Unable Transaction

93

Transaction Cannot be Completed

94

Duplicate Transmission

96

System Error

97

Already Activated Card

99

Approve Transaction Super Green Path

AT

Auth Host Timed Out

CD

Cryptogram Decline

CN

Invalid Currency

DN

Auth Host Down

E7

Bad CVV2 Expiry Date

GA

General AVS Decline

GC

General Card Decline

GV

General CVV2 Decline

PA

Pre Active Card

PF

Invalid Status Purse

PI

PIN Change Fail Invalid Data

PL

Bad PIN Invalid PIN Block Length

SA

Inactive Card

SD

Account Closed

TM

Card Technology Mismatch

1A

Strong Customer Authentication Required

AI

ATC Validation Failed



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Updated 15 Oct 2024
Doc contributor
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