--- title: APIs intro slug: apis description: Cross River APIs are clear, consistent, and easy to integrate. Test in sandbox using cURL, Swagger, Postman, and get real-time updates via webhooks. docTags: createdAt: 2024-08-15T11:40:44.735Z --- :::Iframe{iframeHeight="0" code="

APIs in action

Our APIs are built using the OpenAPI specification, making them easy to explore and integrate.
"} ::: With Cross River's modern platform and easy-to-use APIs, you can create custom banking solutions. Built on the OpenAPI specification, our APIs are clear, consistent, and simple to integrate. Use tools like cURL, Swagger or Postman to test endpoints in our sandbox environment. This helps you tailor your solution to fit your business needs. Our API endpoint request examples are provided in multiple codes: cURL, Node.js, Python, Ruby and Go. Stay updated with real-time events using our webhook system. No need to for API polling to constantly check for updates. Our webhooks notify you instantly about important changes like account updates and transaction statuses. *** :::Iframe{iframeHeight="0" code="

Accounts

Seamless account functionality to create, open, and manage accounts.

Customer management

Create customer records

Account management

Open customer accounts

Cards

Scale debit and credit card programs with a processor-agnostic issuing platform.

Issuing and processing

Card products and virtual cards

Payments

Streamlined payment solutions encompassing both local and international transfers.

Instant payments

Clear and settle immediately

Card payments

Send and collect funds

International payments

Via SWIFT or local rails

ACH

Originate standard and same day

Wires

Transfer through Fedwire

Checks

Check writing and deposits

Onchain payments

Stablecoin-based transactions on supported blockchains.

Onchain payments

Stabelcoin payments solution

Lending

Robust set of API calls to create, update, and manage your loans.

Create and update

Create and update a loan

Application decisioning

Preapproval due dilligence

Loan funding/payment rails

Method of fund transfer

Purchase a loan

Options using the selling system
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