Card parameters
You can use the Card rail in Arix to pay out funds to the borrower's credit card. This rail is used to supplement the RPPS rail to get a wider coverage of credit card networks.
JSON
{
"Rails": [
{
"RailType": "Card",
"Priority": 1,
"Amount": 1500,
"CardFields": {
"FirstName": "Chayav",
"LastName": "Kesef",
"CardNumber": "5454546498195454",
"Cvv": "544",
"ExpirationMonth": 6,
"ExpirationYear": 26,
"SubjectPhoneNumber": "19175554444",
"SubjectEmail": "CK@noribbit.com" ,
"SubjectAddress": {
"Street": "Strawberry Fields",
"City": "Liverpool",
"State": "NY",
"PostalCode": "11694",
"Country": "US"
}
}
}
]
}
Request parameters
Attribute |
Description |
---|---|
CardNumber string |
The credit card number found on the front or back of a credit card Required |
FirstName string |
The borrower cardholder first name on the credit card account Required |
LastName string |
The borrower cardholder last name on the credit card account Required |
CVV string |
The card verification value on the card Optional |
ExpirationMonth string |
Card expiration month 2-digits Required |
ExpirationYear string |
Card expiration year 2-digits Required |
SubjectPhoneNumber string |
Cardholder phone number 10 digits (for example 2015551234 no dashes) Optional |
SubjectEmail string |
Cardholder email address (for example me@mailprovider.com) Optional |
SubjectAddress Address |
Primary location details of cardholder Optional |
PCI compliance
Payment Card Industry (PCI) standards ensure that sensitive credit card information is protected from fraudulent use. Arix processing complies with PCI standards.
Arix receives a request that includes the borrower's credit card number. This number is sent to a tokenization service that is Level 1 PCI-compliant. A token is sent back, which Arix stores.
When processing a card payment , Arix calls to detokenize the credit card numbers, and sends the credit card information to our Push to Card processor.
Arix logs contain only masked credit card numbers.