API Overview

With Cross River’s banking platform and robust API sets, you can build a personalized banking solution that aligns with your business objectives and customer needs. Our suite of services, including Banking Rails, Card Payments, Card Issuing and Digital Lending, provides a comprehensive set of tools for you to grow your business and manage risk. You can test our APIs using tools like cURL or Postman in our sandbox environment, allowing you to build a custom solution that fits your requirements.

Our webhooks provide real-time notifications to your system, eliminating the need for API polling to track account changes and updates. Each of our products comes with specific webhook events, allowing you to stay updated on any changes.

Explore our APIs

Banking Rails

Accounts

Card Payments

Card Issuing

Digital Lending

ACH

Accounts

Card management

Card issuing

Create a loan

Instant payments

Checks

Transaction Management

 

Add Loan Documents

International Payments

Customer Management

Foreign exchange rates

 

Get loan details

Wires

Subledgers

OFAC screening

 

Update a loan

XPay

     

Request new payment rails

       

Cancel a loan

       

Payment rails

Find out more about Cross River products

Banking Rails

Accounts

Card Payments

Card Issuing

Digital Lending

ACH

Accounts

Card management

Card Issuing

Create a loan

Instant payments

Checks

Transaction Management

 

Add Loan Documents

International Payments

Customer Records

Foreign exchange rates

 

Get loan details

Wires

Subledgers

OFAC screening

 

Update a loan

XPay

     

Request new payment rails

       

Cancel a loan

       

Payment rails